Our verdict
The Betterment Checking account charges no monthly fee, has no minimum deposit requirement and offers unlimited ATM reimbursements worldwide. Plus, it earns anywhere from 3% to 20% cash back at participating retailers when you use your Betterment debit card. But the account is missing a few key banking features, such as the ability to write checks, perform wire transfers, or deposit cash.Best for: Those looking for a free checking account with unlimited ATM reimbursements and cashback rewards.
- No monthly fee
- Up to 20% in cash back rewards
- No minimum opening deposit
- Unlimited ATM reimbursements worldwide
- No check writing, wire transfers or cash deposits
- $510 ATM withdrawal limit
- $2,000 debit card and bank transfer limit
Betterment Checking is not currently available on Finder
Have you considered Chime Checking account?
Get rid of monthly fees with this financial app offering consumer-friendly accounts. Chime can also help you save easily and access your paycheck up to 2 days early with direct deposit.
- No monthly fees
- Get paid up to 2 days early with direct deposit
- 24/7 support
- No minimum balance requirements
- Daily balance and transactions alerts

Fee
$0 per month
Minimum deposit to open
$0