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Up to 3x
Points
$29
Annual fee
22.99%
Purchase APR (variable)
300
Recommended credit score
Product Name | TD Cash Secured Credit Card |
---|---|
Annual fee | $29 |
Purchase APR | 22.99% variable |
Balance transfer APR | 22.99% variable |
Balance transfer fee | $5 or 3% of the transaction, whichever is greater |
Cash advance rate | 25.24% variable |
Cash advance fee | $10 or 5% of the cash advance amount, whichever is greater |
Foreign transaction fee | None |
Interest free period | Up to 25 days |
Late payment fee | Up to $37 |
Returned payment fee | Up to $37 |
Review by
Steven Dashiell is a credit cards writer at Finder. He's worked on 250 Finder articles and counting, helping readers embrace and maximize credit cards. Backed by nearly a decade of research and reporting experience, Steve's work can be seen on Debt.com, CreditCards.com and Lifehacker.
The TD Cash Secured Credit Card helps you rebuild credit.
TD ups the ante on the standard secured card formula by offering a solid rewards program on common categories such as purchases for dining and groceries. This is an uncommon perk for secured cards and can help you create healthy spending habits while you rebuild your credit.
If you have poor to fair credit and want to rebuild your score with a secured card with a good rewards program, consider the TD Cash Secured Credit Card. Just be sure to pay off your balance on time and in full to avoid the card’s high APR.
Compare your secured card options to find cards with lower APRs or other perks to help you rebuild your credit score.
Images: td.com