

- Choose this lender for down payments as low as 3%
- Choose another lender if you’re not on the East Coast
- A good option for borrowers with an atypical schedule looking to sit down with a loan specialist
- Consider Bank of America if you value its nationwide footprint and like the idea of having your mortgage and banking under one roof.
- Choose something else if reputation and customer experience is your top priority.
Loans offered
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
Neither of these seems the right fit?
Minimum credit score
Conventional: 620
Conventional: 620
States available
CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Available in all states
Pros
- Online process
- Low down payment programs
- Guides and resources
- Accessibility
- Low interest rates
- Alternative credit data
- Discounts for existing clients
Cons
- East Coast only
- Online customer service limited
- Unclear loan availability
- High volume of consumer complaints
- Limited coverage in the Midwest
- History of irresponsible mortgage lending
- Less personalized approach