Fundrise is an investing platform that lets anyone invest in private and commercial real estate. However, its fee structure can be complex. However, some Fundrise competitors let people give their portfolios exposure to real estate with lower fees and more investment options.
IRAFinancial is a self-directed IRA provider, offering self-directed IRA, solo 401(k)s and Rollover as Business Start-ups (ROBS). Invest your IRA funds in anything not prohibited by the IRS, including real estate, cryptocurrency, investment funds and more, with no hidden fees and a transparent pricing structure. IRAFinancial's custodian controlled plan directs IRAFinancial to make investments at your requests, while its Checkbook Control plan puts you in total control of your investments.
Streetwise offers exposure to real estate via dividend-paying REITs, which means investors can get regular payments based on their investment earnings. The platform focuses on commercial property. And unlike most crowdfunding real-estate platforms, Streitwise offers an individual retirement account (IRA) option. Its flat minimum investment of $1,000 makes it simple to invest in real estate. Unlike Fundrise, you don't need to compare different account packages. Still, its 2% management fee is a bit steeper than most.
Realty Mogul lets people invest in real estate through real estate investment trusts (REITs), which are funds that own income-producing real estate property. But Realty Mogul offers a few more investment options. For instance, accredited investors can invest in individual properties through private placements. Your investments may also be a bit more liquid than Fundrise, since you can take distributions from REIT earnings. However, Realty Mogul's minimum investment requirements can be larger than those at Fundrise. Some investment options require minimums ranging from $50,000 to $50 million. So Realty Mogul may work best for affluent investors.
Designed for accredited investors, CrowdStreet offers access to various funds that invest in real estate. Create a free account online to view their latest offerings. When you invest in CrowdStreet investments, you do so through a platform called The Marketplace. Every option listed on the Marketplace is reviewed by a team of professionals with more than 60 years of combined experience in private-equity real estate. Because CrowdStreet caters to accredited investors, it's no surprise it has a high minimum investment requirement of $25,000. Investors who work with CrowdStreet can expect to have their money locked up for a few years as deals close and property is sold. CrowdStreet deals mainly with commercial real estate.
PeerStreet is different from Fundrise, because you invest in real estate debt like mortgages. So you make money as borrowers pay back these loans. Use the website to shop around for properties tied to loans and choose one to invest in. As borrowers make interest payments on their home loans, PeerStreet collects portions of those payments and provides it to investors. According to the PeerStreet website, the company has paid more than $175 million to investors since 2013. Filter loans by factors such as APR, lien-to-value (LTV) ratios, property location and more. Moreover, you can also fund a self-directed IRA with your investments.
Patch of Land is another real-estate debt platform. But this one is geared toward accredited and institutional investors. The investments are also short-term with loan terms ranging from 30 days to 36 months. As borrowers pay back these loans, you get part of it in the form of monthly distributions.
Fundrise provides ordinary investors with access to real estate investments via various fund options. Here are some of the benefits and drawbacks.
Pros
Multiple membership options designed for different types of investors
No need to be an accredited investor to get started
Diversify portfolio with commercial and residential property
Cons
High fees
Complex fee structure
Highly illiquid investments
How to transfer your brokerage account
If you’re switching brokers, the process can be different across different providers. The process may have plenty of restrictions since platforms like Fundrise offer real estate investments, which are known for being highly illiquid. Fundrise charges a $10,000 fee to transfer funds to a different account. When switching platforms, the process may look like this.
Fill out a transfer initiation form with your new broker.
Your current broker validates your form or notifies you of next steps within three business days.
Your old broker completes the process and moves funds within six business days.
Compare real estate investing accounts
5 of 5 results
What is the Finder Score?
The Finder Score crunches 147 key metrics we collected directly from 18+ brokers and assessed each provider’s performance based on nine different categories, weighing each metric based on the expertise and insights of Finder’s investment experts. We then scored and ranked each provider to determine the best brokerage accounts.
We update our best picks as products change, disappear or emerge in the market. We also regularly review and revise our selections to ensure our best provider lists reflect the most competitive available.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
Sheri Bechtel is associate editorial director of product reviews at The Balance and a former editor at Finder, specializing in investments. Her writing and analysis has been featured in Yahoo News, Bond Buyer and Prospect News. She holds a B.A. in English from Columbus State University.
See full bio
Sheri's expertise
Sheri
has written
4
Finder guides across topics including:
A beginner-friendly investing platform with fractional shares and no commissions on stocks and ETFs.
Advertiser disclosure
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
