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Synchrony Financial is a credit services business based in the US. Synchrony Financial shares (SYF) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $73.74 – a decrease of 2.14% over the previous week. Synchrony Financial employs 20,000 staff and has a trailing 12-month revenue of around $9.8 billion.
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| Latest market close | $73.74 |
|---|---|
| 52-week range | $62.56 - $87.67 |
| 50-day moving average | $75.02 |
| 200-day moving average | $73.61 |
| Wall St. target price | $86.78 |
| PE ratio | 8.0188 |
| Dividend yield | $1.24 (1.65%) |
| Earnings per share (TTM) | $9.58 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $75.18 from 2026-11-03
| 1 week (2026-10-29) | -2.33% |
|---|---|
| 1 month (2026-10-07) | 4.52% |
| 3 months (2026-08-07) | -4.34% |
| 6 months (2026-05-07) | 1.59% |
| 1 year (2025-11-07) | 2.72% |
|---|---|
| 2 years (2024-11-07) | 16.31% |
| 3 years (2023-11-07) | 161.89% |
| 5 years (2021-11-05) | 64.97% |
Valuing Synchrony Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Synchrony Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Synchrony Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Synchrony Financial shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Synchrony Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.9311. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Synchrony Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $9.8 billion |
|---|---|
| Operating margin TTM | 49.84% |
| Gross profit TTM | $9.8 billion |
| Return on assets TTM | 2.78% |
| Return on equity TTM | 19.83% |
| Profit margin | 34.07% |
| Book value | $47.70 |
| Market Capitalization | $25 billion |
TTM: trailing 12 months
Dividend payout ratio: 13.17% of net profits
Recently Synchrony Financial has paid out, on average, around 13.17% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.77% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Synchrony Financial shareholders could enjoy a 1.77% return on their shares, in the form of dividend payments. In Synchrony Financial's case, that would currently equate to about $1.24 per share.
While Synchrony Financial's payout ratio might seem low, this can signify that Synchrony Financial is investing more in its future growth.
Synchrony Financial's most recent dividend payout was on 15 November 2026. The latest dividend was paid out to all shareholders who bought their shares by 4 November 2026 (the "ex-dividend date").
Over the last 12 months, Synchrony Financial's shares have ranged in value from as little as $62.555 up to $87.6742. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Synchrony Financial's is 1.395. This would suggest that Synchrony Financial's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
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