United Community Banks is a banks - regional business based in the US. United Community Banks shares (UCBI) are listed on the NASDAQ and all prices are listed in US Dollars. United Community Banks employs 3,121 staff and has a trailing 12-month revenue of around $828.9 million.
Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.
Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.
Trade stocks, ETFs, options, futures and bonds all in one place
$0 commissions on stocks, ETFs and equity options, with low contract fees
Deposit or transfer $10,000+ to earn a 2% Match Bonus. Plus: Get a $100 transfer fee reimbursement on your first brokerage transfer of $2,000 or more. T&C apply.
The Finder Score crunches 147 key metrics we collected directly from 18+ brokers and assessed each provider’s performance based on nine different categories, weighing each metric based on the expertise and insights of Finder’s investment experts. We then scored and ranked each provider to determine the best brokerage accounts.
We update our best picks as products change, disappear or emerge in the market. We also regularly review and revise our selections to ensure our best provider lists reflect the most competitive available.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
United Community Banks stock price (NASDAQ: UCBI)
Use our graph to track the performance of UCBI stocks over time.
Is it a good time to buy United Community Banks stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Is United Community Banks stock undervalued or overvalued?
Valuing United Community Banks stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Community Banks's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Community Banks's P/E ratio
United Community Banks's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, United Community Banks shares trade at around 18x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
United Community Banks's PEG ratio
United Community Banks's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 17.42. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into United Community Banks's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
United Community Banks financials
Revenue TTM
$828.9 million
Operating margin TTM
41.37%
Gross profit TTM
$826.2 million
Return on assets TTM
0.72%
Return on equity TTM
5.93%
Profit margin
23.07%
Book value
$27.31
Market Capitalization
$3.3 billion
TTM: trailing 12 months
United Community Banks share dividends
Dividend payout ratio: 44.71% of net profits
Recently United Community Banks has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Community Banks shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In United Community Banks's case, that would currently equate to about $0.92 per share.
While United Community Banks's payout ratio might seem fairly standard, it's worth remembering that United Community Banks may be investing much of the rest of its net profits in future growth.
United Community Banks's most recent dividend payout was on 4 July 2024. The latest dividend was paid out to all shareholders who bought their shares by 13 June 2024 (the "ex-dividend date").
Have United Community Banks's shares ever split?
United Community Banks's shares were
split on a 1:5 basis on 19 June 2011
. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your United Community Banks shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for United Community Banks shares which in turn could have impacted United Community Banks's share price.
United Community Banks share price volatility
Over the last 12 months, United Community Banks's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Community Banks's is 0.919. This would suggest that United Community Banks's shares are less volatile than average (for this exchange).
United Community Banks overview
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U. S.
Frequently asked questions
What percentage of United Community Banks is owned by insiders or institutions? Currently 0.551% of United Community Banks shares are held by insiders and 82.975% by institutions.How many people work for United Community Banks? Latest data suggests 3,121 work at United Community Banks.When does the fiscal year end for United Community Banks? United Community Banks's fiscal year ends in December.Where is United Community Banks based? United Community Banks's address is: 125 Highway 515 East, Blairsville, GA, United States, 30512What is United Community Banks's ISIN number? United Community Banks's international securities identification number is: US90984P3038What is United Community Banks's CUSIP number? United Community Banks's Committee on Uniform Securities Identification Procedures number is: 90984H103
A beginner-friendly investing platform with fractional shares and no commissions on stocks and ETFs.
Advertiser disclosure
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
