United Bancorp is a banks - regional business based in the US. United Bancorp shares (UBCP) are listed on the NASDAQ and all prices are listed in US Dollars. United Bancorp employs 115 staff and has a trailing 12-month revenue of around $29.9 million.
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| Latest market close | $12.53 |
|---|---|
| 52-week range | $9.17 - $15.28 |
| 50-day moving average | $12.30 |
| 200-day moving average | $12.13 |
| Wall St. target price | $20.00 |
| PE ratio | 7.9748 |
| Dividend yield | $0.675 (5.52%) |
| Earnings per share (TTM) | $1.59 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $12.53 from 2024-07-25
| 1 week (2024-07-19) | -1.18% |
|---|---|
| 1 month (2024-06-27) | 0.24% |
| 3 months (2024-04-26) | -2.08% |
| 6 months (2024-01-26) | -0.27% |
| 1 year (2023-07-27) | 5.65% |
|---|---|
| 2 years (2022-07-27) | -17.62% |
| 3 years (2021-07-27) | 13 |
| 5 years (2019-07-26) | 20.32% |
Valuing United Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, United Bancorp shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $29.9 million |
|---|---|
| Operating margin TTM | 32.79% |
| Gross profit TTM | $29.4 million |
| Return on assets TTM | 1.08% |
| Return on equity TTM | 14.82% |
| Profit margin | 30.3% |
| Book value | $10.91 |
| Market Capitalization | $73.4 million |
TTM: trailing 12 months
Dividend payout ratio: 51.85% of net profits
Recently United Bancorp has paid out, on average, around 51.85% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.52% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancorp shareholders could enjoy a 5.52% return on their shares, in the form of dividend payments. In United Bancorp's case, that would currently equate to about $0.675 per share.
United Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
United Bancorp's most recent dividend payout was on 19 June 2024. The latest dividend was paid out to all shareholders who bought their shares by 9 June 2024 (the "ex-dividend date").
United Bancorp's shares were split on a 11:10 basis on 28 November 2006. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your United Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for United Bancorp shares which in turn could have impacted United Bancorp's share price.
Over the last 12 months, United Bancorp's shares have ranged in value from as little as $9.171 up to $15.2772. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bancorp's is 0.415. This would suggest that United Bancorp's shares are less volatile than average (for this exchange).
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. .
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