Preferred Bank is a banks - regional business based in the US. Preferred Bank shares (PFBC) are listed on the NASDAQ and all prices are listed in US Dollars. Preferred Bank employs 300 staff and has a trailing 12-month revenue of around $270.6 million.
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| Latest market close | $84.17 |
|---|---|
| 52-week range | $56.88 - $86.91 |
| 50-day moving average | $76.06 |
| 200-day moving average | $71.98 |
| Wall St. target price | $87.00 |
| PE ratio | 8.0802 |
| Dividend yield | $2.5 (3.35%) |
| Earnings per share (TTM) | $10.35 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $84.17 from 2024-07-24
| 1 week (2024-07-18) | -0.72% |
|---|---|
| 1 month (2024-06-25) | 14.41% |
| 3 months (2024-04-25) | 8.65% |
| 6 months (2024-01-25) | 16.89% |
| 1 year (2023-07-25) | 29.65% |
|---|---|
| 2 years (2022-07-25) | 18.47% |
| 3 years (2021-07-23) | 41.70% |
| 5 years (2019-07-25) | 65.22% |
Valuing Preferred Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Preferred Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Preferred Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Preferred Bank shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Preferred Bank's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.83. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Preferred Bank's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $270.6 million |
|---|---|
| Operating margin TTM | 70.38% |
| Gross profit TTM | $242 million |
| Return on assets TTM | 2.2% |
| Return on equity TTM | 21.45% |
| Profit margin | 53.74% |
| Book value | $52.23 |
| Market Capitalization | $1.1 billion |
TTM: trailing 12 months
Dividend payout ratio: 25.58% of net profits
Recently Preferred Bank has paid out, on average, around 25.58% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.35% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Preferred Bank shareholders could enjoy a 3.35% return on their shares, in the form of dividend payments. In Preferred Bank's case, that would currently equate to about $2.5 per share.
While Preferred Bank's payout ratio might seem fairly standard, it's worth remembering that Preferred Bank may be investing much of the rest of its net profits in future growth.
Preferred Bank's most recent dividend payout was on 18 July 2024. The latest dividend was paid out to all shareholders who bought their shares by 4 July 2024 (the "ex-dividend date").
Preferred Bank's shares were split on a 1:5 basis on 19 June 2011. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Preferred Bank shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for Preferred Bank shares which in turn could have impacted Preferred Bank's share price.
Over the last 12 months, Preferred Bank's shares have ranged in value from as little as $56.8798 up to $86.91. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Preferred Bank's is 0.971. This would suggest that Preferred Bank's shares are less volatile than average (for this exchange).
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company operates through full-service branch offices in the California counties of Los Angeles, Orange and San Francisco; Flushing, New York; Houston suburb of Sugar Land, Texas; and a satellite office in Manhattan, New York. The company was incorporated in 1991 and is headquartered in Los Angeles, California.
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