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How to buy PennyMac Finl Svcs stock (PFSI)

Buy PennyMac Finl Svcs stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

PennyMac Finl Svcs is a mortgage finance business based in the US. PennyMac Finl Svcs shares (PFSI) are listed on the NYSE and all prices are listed in US Dollars. PennyMac Finl Svcs employs 3,907 staff and has a trailing 12-month revenue of around $1.8 billion.

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PennyMac Finl Svcs stock price (NYSE: PFSI)

Use our graph to track the performance of PFSI stocks over time.

PennyMac Finl Svcs shares at a glance

Information last updated 2024-07-21.
Latest market close$101.09
52-week range$61.71 - $105.94
50-day moving average $93.19
200-day moving average $86.25
Wall St. target price$109.00
PE ratio 34.7388
Dividend yield $0.8 (0.79%)
Earnings per share (TTM) $2.91

Is it a good time to buy PennyMac Finl Svcs stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

PennyMac Finl Svcs price performance over time

Historical closes compared with the close of $101.09 from 2024-07-19

1 week (2024-07-16) -2.10%
1 month (2024-06-21) 9.48%
3 months (2024-04-23) 8.96%
6 months (2024-01-23) 16.65%
1 year (2023-07-21) 26.33%
2 years (2022-07-22) 94.07%
3 years (2021-07-23) 68.59%
5 years (2019-07-23) 346.28%

Is PennyMac Finl Svcs stock undervalued or overvalued?

Valuing PennyMac Finl Svcs stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PennyMac Finl Svcs's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

PennyMac Finl Svcs's P/E ratio

PennyMac Finl Svcs's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 35x. In other words, PennyMac Finl Svcs shares trade at around 35x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

PennyMac Finl Svcs's PEG ratio

PennyMac Finl Svcs's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.67. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PennyMac Finl Svcs's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

PennyMac Finl Svcs financials

Revenue TTM $1.8 billion
Operating margin TTM 13.15%
Gross profit TTM $1.4 billion
Return on assets TTM 0.77%
Return on equity TTM 4.37%
Profit margin 8.53%
Book value $70.13
Market Capitalization $5.1 billion

TTM: trailing 12 months

PennyMac Finl Svcs share dividends

17%

Dividend payout ratio: 17.32% of net profits

Recently PennyMac Finl Svcs has paid out, on average, around 17.32% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.79% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), PennyMac Finl Svcs shareholders could enjoy a 0.79% return on their shares, in the form of dividend payments. In PennyMac Finl Svcs's case, that would currently equate to about $0.8 per share.

While PennyMac Finl Svcs's payout ratio might seem low, this can signify that PennyMac Finl Svcs is investing more in its future growth.

PennyMac Finl Svcs's most recent dividend payout was on 23 May 2024. The latest dividend was paid out to all shareholders who bought their shares by 12 May 2024 (the "ex-dividend date").

PennyMac Finl Svcs share price volatility

Over the last 12 months, PennyMac Finl Svcs's shares have ranged in value from as little as $61.7071 up to $105.94. A popular way to gauge a stock's volatility is its "beta".

PFSI.US volatility(beta: 1.72)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while PennyMac Finl Svcs's is 1.721. This would suggest that PennyMac Finl Svcs's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

PennyMac Finl Svcs overview

PennyMac Financial Services, Inc. , through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs.

Frequently asked questions

What percentage of PennyMac Finl Svcs is owned by insiders or institutions?
Currently 36.289% of PennyMac Finl Svcs shares are held by insiders and 58.052% by institutions.
How many people work for PennyMac Finl Svcs?
Latest data suggests 3,907 work at PennyMac Finl Svcs.
When does the fiscal year end for PennyMac Finl Svcs?
PennyMac Finl Svcs's fiscal year ends in December.
Where is PennyMac Finl Svcs based?
PennyMac Finl Svcs's address is: 3043 Townsgate Road, Westlake Village, CA, United States, 91361
What is PennyMac Finl Svcs's ISIN number?
PennyMac Finl Svcs's international securities identification number is: US70932M1071
What is PennyMac Finl Svcs's CUSIP number?
PennyMac Finl Svcs's Committee on Uniform Securities Identification Procedures number is: 70932M107

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