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How to buy OptimumBank stock (OPHC)

Buy OptimumBank stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

OptimumBank is a banks - regional business based in the US. OptimumBank shares (OPHC) are listed on the NASDAQ and all prices are listed in US Dollars. OptimumBank employs 60 staff and has a trailing 12-month revenue of around $26.1 million.

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  4. Search for the stock name – OPHC. Search for the stock by name or ticker symbol.
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OptimumBank stock price (NASDAQ: OPHC)

Use our graph to track the performance of OPHC stocks over time.

OptimumBank shares at a glance

Information last updated 2024-07-08.
Latest market close$4.44
52-week range$2.85 - $4.92
50-day moving average $4.34
200-day moving average $3.98
Wall St. target price$5.25
PE ratio 4.2549
Dividend yield N/A (0%)
Earnings per share (TTM) $1.02

Is it a good time to buy OptimumBank stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

OptimumBank price performance over time

Historical closes compared with the close of $4.44 from 2024-07-12

1 week (2024-07-05) 2.30%
1 month (2024-06-13) -1.33%
3 months (2024-04-12) 4.23%
6 months (2024-01-12) -5.53%
1 year (2023-07-13) 48.49%
2 years (2022-07-13) 11.56%
3 years (2021-07-13) 5.17
5 years (2019-07-12) 23.33%

Is OptimumBank stock undervalued or overvalued?

Valuing OptimumBank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OptimumBank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

OptimumBank's P/E ratio

OptimumBank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, OptimumBank shares trade at around 4x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

OptimumBank financials

Revenue TTM $26.1 million
Operating margin TTM 42.19%
Gross profit TTM $15.3 million
Return on assets TTM 0.96%
Return on equity TTM 10.15%
Profit margin 28.78%
Book value $8.62
Market Capitalization $41.8 million

TTM: trailing 12 months

OptimumBank share dividends

We're not expecting OptimumBank to pay a dividend over the next 12 months.

Have OptimumBank's shares ever split?

OptimumBank's shares were split on a 1:10 basis on 11 January 2016. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your OptimumBank shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for OptimumBank shares which in turn could have impacted OptimumBank's share price.

OptimumBank share price volatility

Over the last 12 months, OptimumBank's shares have ranged in value from as little as $2.85 up to $4.915. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while OptimumBank's is 0.399. This would suggest that OptimumBank's shares are less volatile than average (for this exchange).

OptimumBank overview

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida. .

Frequently asked questions

What percentage of OptimumBank is owned by insiders or institutions?
Currently 25.283% of OptimumBank shares are held by insiders and 8.951% by institutions.
How many people work for OptimumBank?
Latest data suggests 60 work at OptimumBank.
When does the fiscal year end for OptimumBank?
OptimumBank's fiscal year ends in December.
Where is OptimumBank based?
OptimumBank's address is: 2929 East Commercial Boulevard, Fort Lauderdale, FL, United States, 33308
What is OptimumBank's ISIN number?
OptimumBank's international securities identification number is: US68401P4037
What is OptimumBank's CUSIP number?
OptimumBank's Committee on Uniform Securities Identification Procedures number is: 68401P106

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