OptimumBank is a banks - regional business based in the US. OptimumBank shares (OPHC) are listed on the NASDAQ and all prices are listed in US Dollars. OptimumBank employs 60 staff and has a trailing 12-month revenue of around $26.1 million.
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| Latest market close | $4.48 |
|---|---|
| 52-week range | $2.85 - $4.92 |
| 50-day moving average | $4.37 |
| 200-day moving average | $4.04 |
| Wall St. target price | $5.25 |
| PE ratio | 4.2843 |
| Dividend yield | N/A (0%) |
| Earnings per share (TTM) | $1.02 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $4.475 from 2024-07-23
| 1 week (2024-07-17) | 0.11% |
|---|---|
| 1 month (2024-06-24) | 6.29% |
| 3 months (2024-04-24) | 7.06% |
| 6 months (2024-01-24) | -3.24% |
| 1 year (2023-07-24) | 49.17% |
|---|---|
| 2 years (2022-07-22) | 23.96% |
| 3 years (2021-07-23) | 6.25 |
| 5 years (2019-07-24) | 30.66% |
Valuing OptimumBank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OptimumBank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
OptimumBank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, OptimumBank shares trade at around 4x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $26.1 million |
|---|---|
| Operating margin TTM | 42.19% |
| Gross profit TTM | $15.3 million |
| Return on assets TTM | 0.96% |
| Return on equity TTM | 10.15% |
| Profit margin | 28.78% |
| Book value | $8.62 |
| Market Capitalization | $42.1 million |
TTM: trailing 12 months
We're not expecting OptimumBank to pay a dividend over the next 12 months.
OptimumBank's shares were split on a 1:10 basis on 11 January 2016. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your OptimumBank shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for OptimumBank shares which in turn could have impacted OptimumBank's share price.
Over the last 12 months, OptimumBank's shares have ranged in value from as little as $2.85 up to $4.915. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while OptimumBank's is 0.399. This would suggest that OptimumBank's shares are less volatile than average (for this exchange).
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida. .
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