Horace Mann Educators Corporation is an insurance - property & casualty business based in the US. Horace Mann Educators Corporation shares (HMN) are listed on the NYSE and all prices are listed in US Dollars. Horace Mann Educators Corporation employs 1,750 staff and has a trailing 12-month revenue of around $1.7 billion.
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Horace Mann Educators Corporation stock price (NYSE: HMN)
Use our graph to track the performance of HMN stocks over time.
Horace Mann Educators Corporation shares at a glance
Is it a good time to buy Horace Mann Educators Corporation stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Is Horace Mann Educators Corporation stock undervalued or overvalued?
Valuing Horace Mann Educators Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Horace Mann Educators Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Horace Mann Educators Corporation's P/E ratio
Horace Mann Educators Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Horace Mann Educators Corporation shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Horace Mann Educators Corporation's PEG ratio
Horace Mann Educators Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.52. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Horace Mann Educators Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Horace Mann Educators Corporation's EBITDA
Horace Mann Educators Corporation's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $266.1 million.
The EBITDA is a measure of a Horace Mann Educators Corporation's overall financial performance and is widely used to measure a its profitability.
Horace Mann Educators Corporation financials
Revenue TTM
$1.7 billion
Operating margin TTM
18.34%
Gross profit TTM
$632.2 million
Return on assets TTM
0.99%
Return on equity TTM
12.03%
Profit margin
9.79%
Book value
$35.32
Market Capitalization
$1.8 billion
TTM: trailing 12 months
Horace Mann Educators Corporation share dividends
Dividend payout ratio: 27.2% of net profits
Recently Horace Mann Educators Corporation has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Horace Mann Educators Corporation shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Horace Mann Educators Corporation's case, that would currently equate to about $1.39 per share.
While Horace Mann Educators Corporation's payout ratio might seem fairly standard, it's worth remembering that Horace Mann Educators Corporation may be investing much of the rest of its net profits in future growth.
Horace Mann Educators Corporation's most recent dividend payout was on 29 September 2025. The latest dividend was paid out to all shareholders who bought their shares by 15 September 2025 (the "ex-dividend date").
Have Horace Mann Educators Corporation's shares ever split?
Horace Mann Educators Corporation's shares were
split on a 2:1 basis on 15 December 1997
. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Horace Mann Educators Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Horace Mann Educators Corporation shares which in turn could have impacted Horace Mann Educators Corporation's share price.
Horace Mann Educators Corporation share price volatility
Over the last 12 months, Horace Mann Educators Corporation's shares have ranged in value from as little as $35.3391 up to $48.33. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Horace Mann Educators Corporation's is 0.097. This would suggest that Horace Mann Educators Corporation's shares are less volatile than average (for this exchange).
Horace Mann Educators Corporation overview
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops.
Frequently asked questions
null What percentage of Horace Mann Educators Corporation is owned by insiders or institutions? Currently 1.515% of Horace Mann Educators Corporation shares are held by insiders and 103.156% by institutions.How many people work for Horace Mann Educators Corporation? Latest data suggests 1,750 work at Horace Mann Educators Corporation.When does the fiscal year end for Horace Mann Educators Corporation? Horace Mann Educators Corporation's fiscal year ends in December.Where is Horace Mann Educators Corporation based? Horace Mann Educators Corporation's address is: 1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001What is Horace Mann Educators Corporation's ISIN number? Horace Mann Educators Corporation's international securities identification number is: US4403271046What is Horace Mann Educators Corporation's CUSIP number? Horace Mann Educators Corporation's Committee on Uniform Securities Identification Procedures number is: 440327104
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