Five Star Bancorp is a banks - regional business based in the US. Five Star Bancorp shares (FSBC) are listed on the NASDAQ and all prices are listed in US Dollars. Five Star Bancorp employs 180 staff and has a trailing 12-month revenue of around $112.4 million.
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| Latest market close | $29.24 |
|---|---|
| 52-week range | $18.00 - $29.30 |
| 50-day moving average | $23.60 |
| 200-day moving average | $23.14 |
| Wall St. target price | $27.67 |
| PE ratio | 10.7643 |
| Dividend yield | $0.8 (2.83%) |
| Earnings per share (TTM) | $2.63 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $29.24 from 2024-07-25
| 1 week (2024-07-19) | 3.29% |
|---|---|
| 1 month (2024-06-27) | 27.13% |
| 3 months (2024-04-26) | 34.44% |
| 6 months (2024-01-26) | 16.12% |
| 1 year (2023-07-27) | 17.19% |
|---|---|
| 2 years (2022-07-27) | 10.55% |
| 3 years (2021-07-27) | 22.75% |
| 5 years (2019-07-23) | N/A |
Valuing Five Star Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Five Star Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Five Star Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Five Star Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, Five Star Bancorp's P/E ratio is best considered in relation to those of others within the banks - regional industry or those of similar companies.
| Revenue TTM | $112.4 million |
|---|---|
| Operating margin TTM | 55.5% |
| Gross profit TTM | $103.5 million |
| Return on assets TTM | 1.32% |
| Return on equity TTM | 16.34% |
| Profit margin | 40.2% |
| Book value | $16.86 |
| Market Capitalization | $603.6 million |
TTM: trailing 12 months
Dividend payout ratio: 30.42% of net profits
Recently Five Star Bancorp has paid out, on average, around 30.42% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.83% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Five Star Bancorp shareholders could enjoy a 2.83% return on their shares, in the form of dividend payments. In Five Star Bancorp's case, that would currently equate to about $0.8 per share.
While Five Star Bancorp's payout ratio might seem fairly standard, it's worth remembering that Five Star Bancorp may be investing much of the rest of its net profits in future growth.
Five Star Bancorp's most recent dividend payout was on 12 May 2024. The latest dividend was paid out to all shareholders who bought their shares by 2 May 2024 (the "ex-dividend date").
Five Star Bancorp's dividend payout ratio is perhaps best considered in relation to those of similar companies.
Five Star Bancorp's shares were split on a 2521:2500 basis on 13 July 2016. So if you had owned 2500 shares the day before before the split, the next day you'd have owned 2521 shares. This wouldn't directly have changed the overall worth of your Five Star Bancorp shares – just the quantity. However, indirectly, the new 0.8% lower share price could have impacted the market appetite for Five Star Bancorp shares which in turn could have impacted Five Star Bancorp's share price.
Over the last 12 months, Five Star Bancorp's shares have ranged in value from as little as $17.9954 up to $29.3. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Five Star Bancorp's is 0.4. This would suggest that Five Star Bancorp's shares are less volatile than average (for this exchange).
To put Five Star Bancorp's beta into context you can compare it against those of similar companies.
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. .
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