Apps like Acorns

• Better for families saving for their children's education than Acorns.

Similar to Acorns, Wealthfront is a popular robo-advisor. Its 0.25% annual management fee may be lower than Acorns' fees if you carry a small balance. But its $500 minimum investment may be a bit steep for some.
However, Wealthfront stands out for its automated 529 plan. A 529 plan is a tax-advantaged account meant to help you invest in your child's college education. Unlike a traditional brokerage account, money in a 529 plan grows tax free. You can also withdraw money from a 529 plan tax free if you use it on qualified educational expenses.
But Wealthfront offers plenty of tools to help you make the most out of your 529 plan. Using the Wealthfront app, you select the school you want your child to go to. Using data from the Department of Education, Wealthfront estimates how much it would cost by the time your kid reaches college age. These estimates account for tuition, expenses, projected inflation and how much financial aid you can expect. Wealthfront then recommends a monthly savings amount to meet these expenses.
The Wealthfront 529 plan portfolio invests in a mix of municipal securities and ETFs based on your risk level and other factors. It's automatically managed and functions similarly to a target-date fund (TDF). This means its investment mix is rebalanced to become more conservative as your child gets closer to college age.
The Wealthfront 529 plan incurs an all-in fee of no more than 0.49%. But you may find other 529 plans with smaller fees. Almost every state administers 529 plans. You can invest in any plan, regardless of the state you live in. Still, you can link external 529 plan accounts to the Wealthfront app and take advantage of its tools.

• More details

  Available asset types	Stocks, ETFs, High-yield cash account
  Account types	Brokerage, IRA
  Annual fee	0.25%
  Minimum deposit	$500
  Signup bonus	Get $50
  Cash sweep APY	3.75%

• More investment options than Acorns.

While Acorns invests your money in a mix of ETFs designed to mirror the returns of the market indices they track, Titan Invest puts your money in actively managed portfolios designed to outperform the market.
Titan, also called Titanvest, lets you choose from either its Flagship or Opportunities portfolios. Each invests in 20 stocks and inverse ETFs meant to hedge against market downturns. Inverse ETFs are designed to go up when the market goes down.
Titan uses this strategy to seek large returns while protecting you from market downturns.
These portfolios are professionally managed by Titan's investment team. So you can take a hands-off approach like you do with Acorns.
But it's not for everyone. A stock-heavy portfolio and inverse ETFs require high-risk tolerance. Plus, there's a $100 minimum investment to open a Titan account. Its annual management fee is 1% on accounts of $10,000 or less. For smaller accounts, Titan charges a $5 monthly fee taken from the bank account linked to your Titan account.
Consider Titan if you believe Acorns is not earning you strong enough returns and you can stomach the risks that come with seeking bigger gains.

• More details

  Available asset types	ETFs, Investments
  Account types	Financial advisor
  Annual fee	$25 per month
  Minimum deposit	$500
  Signup bonus	N/A
  Cash sweep APY

• Lower fees than Acorns.

Like Acorns, SoFi Invest® offers a computer-managed portfolio built with exchange-traded funds (ETFs). The robo-advisor manages this portfolio for you and rebalances it when market changes deem it necessary.

And if you want to set aside some money to build your own portfolio, you can use its active investing account. This lets you trade stocks and ETFs without worrying about paying commissions.

You can access both accounts online or through the SoFi® app.

• More details

  Available asset types	Stocks, Options, Mutual funds, ETFs, Alternatives
  Account types	Brokerage
  Annual fee	$0 per month
  Minimum deposit	$0
  Signup bonus	Get up to $1,000 in stock
  Cash sweep APY	0.01%

• Partner terms and conditions

  INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  
  Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
  
  Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org).
  
  There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
  
  Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
  
  Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser.
  
  Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
  
  SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
  
  Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease
  
  Robo Advisor:
  Automated investing is offered through SoFi Wealth LLC, an SEC-registered investment adviser.
  0.25% fee is based on your account value. The wrap program fee may cost more or less than purchasing brokerage, custodial, and record keeping services separately.
  
  Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.

• Better than Acorns for smaller portfolios.

Acorns alternative Betterment is also a robo-advisor. Its automated investment platform recommends a portfolio based on your goals and risk level. It also manages it for you. But Betterment's fees can be lower than Acorns' if you have a small balance.
Betterment charges a 0.25% annual fee based on a percentage of assets held in your account. Acorns charges monthly fees that range from $1 to $5 depending on the scope of services you want.
But on small balances, Betterment ends up being more affordable. Let's say you invest $5,000. With Betterment's 0.25% fee, that's $12.50 a year. Acorns charges monthly fees that range from $3 to $12 depending on the scope of services you want.
Plus, Betterment's basic plan comes with automatic tax-loss harvesting. This strategy can reduce the tax burden on your investments. And you'll have access to certified financial planners (CFPs) if your balance is at least $100,000. They can advise you on personal matters like debt management and retirement planning. These CFPs can also provide advice on investments outside Betterment.

• More details

  Available asset types	ETFs, High-yield cash account
  Annual fee	0.25% on balances up to $99,999 0.4% on balances of $100,000+
  Minimum deposit	$10
  Signup bonus	N/A
  Cash sweep APY	5.00%

• More research tools than Acorns.

Like Acorns, Fidelity Investments offers an automated investment platform. But it also lets you open an active investing account with an arsenal of sophisticated research tools and a vast menu of investment choices. You can invest in bonds, mutual funds, index funds and other securities not available through Acorns.
Day traders can use research tools like a stock screener with more than 140 criteria. They can also filter stocks by industry sectors and flip through third-party research from Thomson Reuters and other industry leaders.
Hands-off investors may be interested in Fidelity GO, which combines a robo-advisor and the expertise of an investment team. Fidelity GO waives management fees on balances less than $10,000. This automated platform builds investment portfolios with Fidelity mutual funds. An investment team monitors the markets and makes adjustments to your portfolio if needed.

• More details

  Available asset types	Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Gold/Commodities, CDs, Treasury Bills
  Account types	Brokerage, IRA, Custodial, Joint brokerage, Trust
  Annual fee	$0 per year
  Minimum deposit	$0
  Signup bonus	N/A
  Cash sweep APY	4.95%