Farmers-and-Merchants Bancorp is a banks - regional business based in the US. Farmers-and-Merchants Bancorp shares (FMAO) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $26.48 – an increase of 5.75% over the previous week. Farmers-and-Merchants Bancorp employs 482 staff and has a trailing 12-month revenue of around $104.1 million.
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| Latest market close | $26.48 |
|---|---|
| 52-week range | $19.25 - $33.56 |
| 50-day moving average | $23.79 |
| 200-day moving average | $26.91 |
| Wall St. target price | $26.50 |
| PE ratio | 12.396 |
| Dividend yield | $0.884 (3.56%) |
| Earnings per share (TTM) | $2.02 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $26.31 from 2025-05-14
| 1 week (2025-05-09) | 5.07% |
|---|---|
| 1 month (2025-04-17) | 15.70% |
| 3 months (2025-02-14) | 0.30% |
| 6 months (2024-11-15) | -18.47% |
| 1 year (2024-05-17) | 15.09% |
|---|---|
| 2 years (2023-05-16) | 57.56% |
| 3 years (2022-05-16) | 34.9997 |
| 5 years (2020-05-15) | 51.14% |
Valuing Farmers-and-Merchants Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Farmers-and-Merchants Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Farmers-and-Merchants Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Farmers-and-Merchants Bancorp shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $104.1 million |
|---|---|
| Operating margin TTM | 35.73% |
| Gross profit TTM | $104.1 million |
| Return on assets TTM | 0.83% |
| Return on equity TTM | 8.31% |
| Profit margin | 26.44% |
| Book value | $25.41 |
| Market Capitalization | $343.5 million |
TTM: trailing 12 months
Dividend payout ratio: 43.71% of net profits
Recently Farmers-and-Merchants Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Farmers-and-Merchants Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Farmers-and-Merchants Bancorp's case, that would currently equate to about $0.884 per share.
While Farmers-and-Merchants Bancorp's payout ratio might seem fairly standard, it's worth remembering that Farmers-and-Merchants Bancorp may be investing much of the rest of its net profits in future growth.
Farmers-and-Merchants Bancorp's most recent dividend payout was on 19 April 2025. The latest dividend was paid out to all shareholders who bought their shares by 3 April 2025 (the "ex-dividend date").
Farmers-and-Merchants Bancorp's shares were split on a 2:1 basis on 20 September 2017 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Farmers-and-Merchants Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Farmers-and-Merchants Bancorp shares which in turn could have impacted Farmers-and-Merchants Bancorp's share price.
Over the last 12 months, Farmers-and-Merchants Bancorp's shares have ranged in value from as little as $19.2473 up to $33.5577. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Farmers-and-Merchants Bancorp's is 0.887. This would suggest that Farmers-and-Merchants Bancorp's shares are less volatile than average (for this exchange).
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farm land, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services.
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