Elmira Savings Bank is a banks - regional business based in the US. Elmira Savings Bank shares (ESBK) are listed on the NASDAQ and all prices are listed in US Dollars.
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| Latest market close | $23.08 |
|---|---|
| 52-week range | $0.00 - $0.00 |
| 50-day moving average | $22.98 |
| 200-day moving average | $21.03 |
| Wall St. target price | N/A |
| PE ratio | 15.7007 |
| Dividend yield | $0.6 (2.6%) |
| Earnings per share (TTM) | $1.47 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $23.08 from 2022-05-16
| 1 week (2024-07-15) | N/A |
|---|---|
| 1 month (2024-06-22) | N/A |
| 3 months (2024-04-22) | N/A |
| 6 months (2024-01-22) | N/A |
| 1 year (2023-07-22) | N/A |
|---|---|
| 2 years (2022-07-22) | N/A |
| 3 years (2021-07-26) | 62.24% |
| 5 years (2019-07-26) | 69.97% |
Valuing Elmira Savings Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Elmira Savings Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Elmira Savings Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, Elmira Savings Bank shares trade at around 16x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $22.6 million |
|---|---|
| Operating margin TTM | 29.44% |
| Gross profit TTM | $23.9 million |
| Return on assets TTM | 0.82% |
| Return on equity TTM | 8.23% |
| Profit margin | 22.97% |
| Book value | $15.43 |
| Market Capitalization | $81.1 million |
TTM: trailing 12 months
Dividend payout ratio: 37.95% of net profits
Recently Elmira Savings Bank has paid out, on average, around 37.95% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.6% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Elmira Savings Bank shareholders could enjoy a 2.6% return on their shares, in the form of dividend payments. In Elmira Savings Bank's case, that would currently equate to about $0.6 per share.
While Elmira Savings Bank's payout ratio might seem fairly standard, it's worth remembering that Elmira Savings Bank may be investing much of the rest of its net profits in future growth.
Elmira Savings Bank's most recent dividend payout was on 10 March 2022. The latest dividend was paid out to all shareholders who bought their shares by 1 March 2022 (the "ex-dividend date").
Elmira Savings Bank's shares were split on a 105:100 basis on 6 June 2018. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your Elmira Savings Bank shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for Elmira Savings Bank shares which in turn could have impacted Elmira Savings Bank's share price.
Over the last 12 months, Elmira Savings Bank's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Elmira Savings Bank's is 1.0039. This would suggest that Elmira Savings Bank's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
As of May 13, 2022, Elmira Savings Bank was acquired by Community Bank, National Association. Elmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, time deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, comprising of installment loans, overdraft line of credit, and home equity loans; and mortgage loans secured by first and second liens on one-to-four family residences. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler, and Steuben Counties; and one limited service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York. .
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