BayCom is a banks - regional business based in the US. BayCom shares (BCML) are listed on the NASDAQ and all prices are listed in US Dollars. BayCom employs 338 staff and has a trailing 12-month revenue of around $97.5 million.
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| Latest market close | $23.96 |
|---|---|
| 52-week range | $17.56 - $23.99 |
| 50-day moving average | $20.19 |
| 200-day moving average | $20.63 |
| Wall St. target price | $23.67 |
| PE ratio | 14.3727 |
| Dividend yield | $0.4 (1.73%) |
| Earnings per share (TTM) | $1.61 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $23.96 from 2024-07-22
| 1 week (2024-07-17) | 1.40% |
|---|---|
| 1 month (2024-06-24) | 26.44% |
| 3 months (2024-04-24) | 19.20% |
| 6 months (2024-01-24) | 12.22% |
| 1 year (2023-07-24) | 30.50% |
|---|---|
| 2 years (2022-07-22) | 25.58% |
| 3 years (2021-07-23) | 30.15% |
| 5 years (2019-07-24) | 6.02% |
Valuing BayCom stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of BayCom's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
BayCom's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, BayCom shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $97.5 million |
|---|---|
| Operating margin TTM | 32.17% |
| Gross profit TTM | $101.3 million |
| Return on assets TTM | 0.95% |
| Return on equity TTM | 7.88% |
| Profit margin | 25.14% |
| Book value | $28.44 |
| Market Capitalization | $260.3 million |
TTM: trailing 12 months
Dividend payout ratio: 14.76% of net profits
Recently BayCom has paid out, on average, around 14.76% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.73% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), BayCom shareholders could enjoy a 1.73% return on their shares, in the form of dividend payments. In BayCom's case, that would currently equate to about $0.4 per share.
While BayCom's payout ratio might seem low, this can signify that BayCom is investing more in its future growth.
BayCom's most recent dividend payout was on 10 July 2024. The latest dividend was paid out to all shareholders who bought their shares by 12 June 2024 (the "ex-dividend date").
Over the last 12 months, BayCom's shares have ranged in value from as little as $17.5626 up to $23.99. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while BayCom's is 0.776. This would suggest that BayCom's shares are less volatile than average (for this exchange).
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
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