Prosper personal loans
3.42 / 5
★★★★★
Founded just after LendingClub, Prosper is a peer-to-peer platform that offers personal loans. Its interest rates and origination fees are slightly lower than what you'll find at LendingClub. But it could take a day longer to get your funds. It also doesn't offer loans under $2,000.
- Not available in: Iowa, North Dakota, West Virginia
- Lower starting APR than LendingClub
- Accepts fair credit
- Works with DTI as high as 50%
- Turnaround as long as five business days
- Higher starting origination fee than direct providers
Loan amount | $2,000 to $50,000 |
---|---|
APR | 6.99% to 35.99% |
Interest Rate Type | Fixed |
Min. credit score | 600 |
Turnaround Time | Up to five business days |
Maximum Loan Term | 5 years |
Minimum Loan Term | 3 years |
APR | 6.99% to 35.99% |
---|---|
Min. credit score | 600 |
Loan amount | $2,000 to $50,000 |
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