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Compare sites like LendingClub

Need a personal loan but not sure LendingClub is the right fit? Browse these other options to find a lender that suits you.


Fact checked

Editor's choice: Upstart personal loans

Upstart personal loans logo
  • Work and education get you better rates
  • Fair credit OK
  • No prepayment penalty
See my rate


  • No prepayment penalties.
  • Fixed rates.
  • Fast and simple application.


  • Higher rates for poor credit borrowers.
  • Unavailable to Iowa and West Virginia residents.

Looking for a lender with less fees?

Alternative sites like LendingClub

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Prosper logo

1. Prosper

A peer-to-peer lender, Prosper could get you up to $40,000 to consolidate your debt, start a business, improve your home and more.


  • Offers loans for a variety of purposes.
  • Low starting APRs.
  • Simple terms of 3 years or 5 years.
  • Loans available for medical financing.


  • Loans capped at $40,000.
  • Only offers 2 fixed term lengths.
  • Hefty origination fee between 2.41% and 5%.
Get your rate

2. Monevo

With this connection service, you can quickly compare direct lenders offering personal loans from $500 to $100,000 loans with competitive rates.


  • Award-winning service.
  • Check potential loan rates without affecting your credit.
  • Network of top providers in the loans market.
  • Wide range loan terms available.


  • Not guaranteed to find the right loan for you.
  • No customer service phone number.
Get your rate

Upstart logo

3. Upstart

This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.


  • Good for younger borrowers with limited credit history.
  • Offers a variety of loans with one simple application.
  • No early repayment fees.


  • High origination fees of up to 8% rolled into loan.
  • Not the lowest starting APR in the market.
  • Additional fees for things like paper copy requests and late payments.
Get your rate

4. SoFi

If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no fees.


  • High maximum loan amount of $100,000.
  • Free credit counseling and unemployment protection.
  • No fees.


  • Strict eligibility requirements.
  • Lower approval rate than other lenders.
Get your rate

NetCredit logo

5. NetCredit

NetCredit offers unsecured personal loans up $10,500 that could help you rebuild your credit, even if you have a low credit score.


  • Quick turnaround time with flexible repayments.
  • Fair credit OK.
  • No early repayment fees.


  • Potential for high interest rates.
  • Low maximum loan amount.
  • Only available in 14 states.
Get your rate

OneMain Fianncial logo

6. OneMain Financial

In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.


  • Offers both secured and unsecured loans.
  • Allows joint applications.
  • Seven-day satisfaction guarantee.


  • Higher APRs than competing lenders.
  • Origination fees vary by state.
  • Low maximum loan amount.

Avant logo

7. Avant

Avant offers personal loans with funds deposited into your account as soon as the next business day if you’re approved.


  • Reports to the three major credit bureaus.
  • Quick approval and funding.
  • Pay no fee for early repayment.
  • Credit scores of 580+ accepted.


  • Maximum loan amount varies by state.
  • May not be available in all states.
  • Potentially high origination fees.
Get your rate

See how other top providers compare to different lenders by checking out A-to-Z directory.

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