Compare 7 sites similar to LendingClub for personal loans |
Lending club logo sites like

Compare sites like LendingClub

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Need a personal loan but not sure LendingClub is the right fit? Browse these other options to find a lender that suits you.


  • No prepayment penalties.
  • Fixed rates.
  • Fast and simple application.


  • Higher rates for poor credit borrowers.
  • Unavailable to Iowa and West Virginia residents.

Looking for a lender with less fees?

Alternative sites like LendingClub

Click here to see LendingClub

Prosper logo sites like

1. Prosper

A peer-to-peer lender, Prosper could get you up to $40,000 to consolidate your debt, start a business, improve your home and more.


  • Offers loans for a variety of purposes.
  • Low starting APRs.
  • Simple terms of 3 or 5 years.
  • Loans available for medical financing.


  • Loans capped at $40,000.
  • Only offers 2 fixed term lengths.
  • Hefty origination fee between 2.41% and 5%.

Go to the Prosper website

Monevo logo

2. Monevo

With this connection service, you can quickly compare direct lenders offering personal loans from $1,000 to $100,000 loans with competitive rates.


  • Award-winning service.
  • Check potential loan rates without affecting your credit.
  • Network of top providers in the loans market.
  • Wide range loan terms available.


  • Not guaranteed to find the right loan for you.
  • No customer service phone number.

Go to the Monevo website

Upstart logo sites like

3. Upstart

This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.


  • Good for younger borrowers with limited credit history.
  • Offers a variety of loans with one simple application.
  • No early repayment fees.


  • High origination fees of up to 8% rolled into loan.
  • Not the lowest starting APR in the market.
  • Additional fees for things like paper copy requests and late payments.

Learn more

Sofi personal loans logo

4. SoFi

If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no fees.


  • High maximum loan amount of $100,000.
  • Available in 48 states and the District of Columbia.
  • Free credit counseling and unemployment protection.
  • No origination, closing, late, NSF, or prepayment fees.


  • Strict eligibility requirements.
  • Lower approval rate than other lenders.

Go to the SoFi website

NetCredit personal loans logo

5. NetCredit

NetCredit offers unsecured personal loans up $10,000 that could help you rebuild your credit, even if you have a low credit score.


  • Quick turnaround time with flexible repayments.
  • Fair credit OK.
  • No early repayment fees.


  • Potential for high interest rates.
  • Low maximum loan amount.
  • Only available in 14 states.

Go to the NetCredit website

OneMain logo

6. OneMain Financial

In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.


  • Offers both secured and unsecured loans.
  • Allows joint applications.
  • Seven-day satisfaction guarantee.


  • Higher APRs than competing lenders.
  • Origination fees vary by state.
  • Low maximum loan amount.

Go to the OneMain website

Avant personal loan logo

7. Avant

Avant offers personal loans with funds deposited into your account as soon as the next business day if you’re approved.


  • Reports to the three major credit bureaus.
  • Quick approval and funding.
  • Pay no fee for early repayment.
  • Credit scores of 580+ accepted.


  • Maximum loan amount varies by state.
  • May not be available in all states.
  • Potentially high origination fees.

Learn more

LendingClub Personal Loan

LendingClub Personal Loan

LendingClub offers loans of up to $40,000 as alternative to bank loans. Rates from 6.16%–35.89% APR based on your credit score.

  • Recommended Credit Score: 660 or higher
  • Min. Loan Amount: $1,000
  • Max. Loan Amount: $40,000
  • Loan Term: 3 to 5 years
  • Turnaround Time: Up to 7 days
  • Total Costs: Depends on your credit score
  • Consolidate loans or pay off high interest debt
  • Confidential and secure online application

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    US Personal Loans Offers

    Important Information*
    Even Financial Personal Loans

    Get connected to competitive loan offers instantly from top online consumer lenders.

    Prosper Personal Loans

    Borrow only what you need for debt consolidation, home improvements and more — with APRs based on overall creditworthiness.

    LendingClub Personal Loan

    A peer-to-peer lender offering fair rates based on your credit score.

    SoFi Personal Loan Fixed Rate (with Autopay)

    No fees. Multiple member perks such as community events and career coaching.

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