In this guide

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  • Details
    • Product details
  • Your reviews
  • Ask a question
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NetLoanUSA review

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Important information. The Federal Trade Commission (FTC) charged Blue Global, LLC (functioning as Blue Global Media), NetLoanUSA’s parent company, with unlawfully sharing consumer information. Be wary of a potential scam. If you’re unsure about NetLoanUSA, consider another lender or connection service instead.
NetLoanUSA Loans
Min. Amount
$100
Max. Amount
$1,000
Turnaround time
Same business day to 1 business days

Our verdict

Out of business — so compare more options.

Blue Global Media, which owns NetLoanUSA, reached a settlement with the FTC for more than $104 million. This is due in large part to its failure to act as a legitimate connection service.

Instead, it sold applications — including users' sensitive personal information — to any buyer without regard to how that information would be used. It also failed to take consumer complaints seriously after their information was misused.

Because of this, both Blue Global Media and its CEO were forced to stop business and file bankruptcy.

Look for alternative lenders and connection services if you need a payday loan.

In this guide

  • Our verdict
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name NetLoanUSA Loans
Min. Amount $100
Max. Amount $1,000
Loan Term Varies
Loan Security Unsecured
Turnaround Time Same business day to 1 business days
Costs Varies depending upon the state where you reside.
Requirements Should be currently employed and earn at least $1000/month, be 18 years of age or older and a U.S. citizen, and also hold a checking or savings account with direct deposit.

Compare other lenders

Browse legit lenders like Check Into Cash and OppLoans to find your next loan.

Name Product Filter Values Loan amount Turnaround time Requirements
EarnIn
Finder Score: 4.7 / 5: ★★★★★
EarnIn
Up to $750 per pay period, but only $100 per day
1 to 3 business days or instant for a fee
Direct deposit sent to a checking account, a regular pay schedule, a fixed work location or an online timekeeping system at work
No mandatory fees, no interest and no credit checks. Subject to EarnIn terms & conditions.
Chime SpotMe®
Finder Score: 4.2 / 5: ★★★★★
Chime SpotMe®
Up to $200
Instant
Qualifying $200 direct deposits into Chime checking account each month. Chime debit or Credit Builder card.
Access fee-free overdrafts up to $200 when eligible. Plus get your paycheck up to 2 days early with direct deposit. See Chime terms and conditions.
Cleo
Finder Score: 4.1 / 5: ★★★★★
Cleo
Up to $250
3 to 4 days standard transfer. Same day with $3.99 to $9.99 express fee.
Not stated
Automatically monitor your spending plus access cash advances up to $100 at a time.
Sorbet
Not rated yet
Sorbet
Based on the amount of accrued PTO
Up to 5 business days for approval and 5 business days for funding, or instant for a fee
18 years of age, W-2 employee, US citizen or permanent resident, employer must carry over PTO and payout upon termination
Tap your unused PTO for a cash advance so you can access that money early. Available in : CO, FL, IL, MA, NY, NJ, TX, VA, OR, AR, NE, TN, ME, CT, WV
Go to site
Dave ExtraCash
Finder Score: 4.2 / 5: ★★★★★
Dave ExtraCash
Up to $500
Up to 3 business days or instant for a fee
At least two direct deposit paychecks to your bank account from your employer, extra money in your bank account
Borrow up to $100 to avoid hefty overdraft fees.
Brigit
Finder Score: 4.2 / 5: ★★★★★
Brigit
$50 to $250
2 to 3 business days or instant with a Premium subscription or for a fee.
Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day
Have up to $250 automatically deposited into your account — for a $8.99 membership fee.
LendYou Short-term Loans
Finder Score: 2.5 / 5: ★★★★★
LendYou Short-term Loans
Up to $1,000 for payday loans and up to $5,000 for installment loans
1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Fast5kLoans Short-term Loans Connection Service
Finder Score: 0.2 / 5: ★★★★★
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, Verifiable bank account, US citizen, Ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
Go to site
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The costs of borrowing

Payday loans come with higher fees than other traditional forms of credit, and loans you would have applied for through NetLoanUSA are no different. Your loan offer document outlines all applicable fees and charges linked to your payday loan.

Go through these carefully before accepting the loan. If you find the fees are too high, there is no obligation to accept the loan. If you do, you are subject to the terms of your contract.

Always be sure you are able to repay any money you borrow. If you have a late or missing payment, it could impact your credit score and cause an increase in what you owe to your lender.

How safe is NetLoanUSA?

NetLoanUSA is not a safe option — and its website isn’t currently active. You should use another connection service with a secure process instead.

How to fill out NetLoanUSA’s online form

There is no application process for NetLoanUSA. As of February 2021, its website is not available and its parent company is no longer in business.

You should compare legit payday loan options before you submit any personal information to a connection service or online lender.

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Elizabeth Finder

Senior editor

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