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NetLoanUSA Loans review

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An online payday loan connection service, with wary practices.

NetLoanUSA connects borrowers to a payday loan provider in its network through one online application.

You can request for up to $1,000 through your NetLoanUSA payday loan application, although the amount you qualify for depends on your ability to repay, applicable state regulations and the lender’s criteria.

$100

Min. Amount

$1,000

Max. Amount

Same business day to 1 business days

Turnaround time

Details

Product NameNetLoanUSA Loans
Min. Amount$100
Max. Amount$1,000
Loan TermVaries
Loan SecurityUnsecured
Turnaround TimeSame business day to 1 business days
CostsVaries depending upon the state where you reside.
RequirementsShould be currently employed and earn at least $1000/month, be 18 years of age or older and a U.S. citizen, and also hold a checking or savings account with direct deposit.

FTC charge causes concern for potential borrowers

The Federal Trade Commission previously charged Blue Global, LLC, NetLoanUSA’s parent company, with unlawfully sharing consumer information. Their website doesn’t provide any contact information and is not secure based on Google’s standards. If you’re unsure about NetLoanUSA, consider these legit short-term lenders instead.

The costs of borrowing

Payday loans come with higher fees than other traditional forms of credit, and loans you apply for through NetLoanUSA are no different. Your loan offer document outlines all applicable fees and charges linked to your payday loan.

Go through these carefully before accepting the loan. If you find the fees are too high, there is no obligation to accept the loan. If you do, you are subject to the terms of your contract.

Always be sure you are able to repay any money you borrow. If you have a late or missing payment, it could impact your credit score and cause an increase in what you owe to your lender.

How does NetLoanUSA compare to other short-term loan providers?

Data indicated here is updated regularly
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
Fast5kLoans Short-term Loans Connection Service
$35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
Check Into Cash Payday Loan
$1,000
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.
OppLoans Installment Loans
$5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
LendYou Short-term Loans
$15,000
Same business day to 1 business days
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Possible Finance Mobile Installment Loans
$500
As fast as 1 business day
Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+
Borrow up to $500 with just a few swipes — but only for residents of 5 states.
BadCreditLoans.com
$5,000
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
Slam Dunk Loans
$50,000
Same business day to 1 business days
Employed, $800+ regular monthly income, checking account, ages 18+, US citizen
Fill out a simple online form to compare offers from several lenders that may be able to help.
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Compare up to 4 providers

How safe is NetLoanUSA?

NetLoanUSA may be an unsafe option for your borrowing needs. The website doesn’t use “https://” in its web address, which is considered standard for websites that process personal information.

Find other loan-connection services with secure processes here

How to apply

If you decide to use NetLoanUSA or another loan-connection service, you’ll generally need to supply the following:

Eligibility criteria:

  • Ar least 18 years old
  • A resident of the US
  • A regular source of income
  • An operational checking or savings account

Here is some of the information you’ll need in order to apply.

  • Your complete name, current address, time spent at current address, residential status, phone number and email address
  • Your date of birth, Social Security number and driver’s license number
  • Your employer’s name and phone number, time spent with current employer, pay frequency, next pay date and monthly income
  • Your bank’s name, its routing/ABA number and your account number

Are payday loans available in my state?

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