Apply for a payday loan of up to $1,000 through NetLoanUSA
NetLoanUSA is an online loan-matching service. It enables borrowers to submit a single loan application for multiple lenders.
You can request for up to $1,000 through your NetLoanUSA payday loan application, although the amount you qualify for depends on your ability to repay, applicable state regulations and the lender’s criteria.
FTC charge causes concern for potential borrowersThe Federal Trade Commission previously charged Blue Global, LLC, NetLoanUSA’s parent company, with unlawfully sharing consumer information. Their website doesn’t provide any contact information and is not secure based on Google’s standards. If you’re unsure about NetLoanUSA, consider these legit short-term lenders instead.
The costs of borrowing
Payday loans come with higher fees than other traditional forms of credit, and loans you apply for through NetLoanUSA are no different. Your loan offer document outlines all applicable fees and charges linked to your payday loan.
Go through these carefully before accepting the loan. If you find the fees are too high, there is no obligation to accept the loan. If you do, you are subject to the terms of your contract.
Always be sure you are able to repay any money you borrow. If you have a late or missing payment, it could impact your credit score and cause an increase in what you owe to your lender.
How does NetLoanUSA compare to other short-term loan providers?
How safe is NetLoanUSA?
NetLoanUSA may be an unsafe option for your borrowing needs. The website doesn’t use “https://” in its web address, which is considered standard for websites that process personal information.
How to apply for a payday loan from NetLoanUSA
Completing an online application takes no more than a few minutes, but before you apply, make sure you meet certain requirements.
- Ar least 18 years old
- A resident of the US
- A regular source of income
- An operational checking or savings account
Here is some of the information you’ll need in order to apply.
- Your complete name, current address, time spent at current address, residential status, phone number and email address
- Your date of birth, Social Security number and driver’s license number
- Your employer’s name and phone number, time spent with current employer, pay frequency, next pay date and monthly income
- Your bank’s name, its routing/ABA number and your account number
Are payday loans available in my state?
Compare payday loans in your state
Frequently asked questions
At what point do I find out how much I’ll have to pay in fees?
Upon the approval of your application, you get a loan offer document which carries details of all applicable fees and charges.
How quickly can I get my approved funds?
After you accept the loan offer document, you can expect access to approved funds by the next business day. However, it might take longer depending on your bank.
Why do I have to provide my bank account information?
NetLoanUSA requires your bank account information as this is where lenders transfer your approved funds. When your payment is due, it will be deducted, usually automatically, from your account.
Do I have to provide my work phone number?
Some lenders require that you provide a work phone number in order to confirm you are currently employed.
What happens if I don’t repay the loan on time?
You could have to pay late fees. You can renew, extend, or refinance your loan (depending on the laws in your state of residence), in which case you will have to pay additional fees. If you don’t do anything, your account can go to a collection agency.
While payday lenders usually don’t check your credit with the big three credit agencies, they might report late payments to them, and this could harm your credit. Always be sure you can pay back money you borrow before signing a contract and taking out a loan.