NetLoanUSA review April 2021: Is it legit? |

NetLoanUSA review

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Out of business — so compare more options.

Bottom line: NetLoanUSA is not a legit connection service. Its parent company, Blue Global Media, settled with the Federal Trade Commission (FTC) in 2017 after failing to connect borrowers with lenders. Look for alternative lenders and connection services if you need a payday loan.


Min. Amount


Max. Amount

Same business day to 1 business days

Turnaround time


Product NameNetLoanUSA Loans
Min. Amount$100
Max. Amount$1,000
Loan TermVaries
Loan SecurityUnsecured
Turnaround TimeSame business day to 1 business days
CostsVaries depending upon the state where you reside.
RequirementsShould be currently employed and earn at least $1000/month, be 18 years of age or older and a U.S. citizen, and also hold a checking or savings account with direct deposit.

Expert review


Review by

Elizabeth Barry is Finder's global fintech editor. She has written about finance for over six years and has been featured in a range of publications and media including Seven News, the ABC, Mamamia, Dynamic Business and Financy. Elizabeth has a Bachelor of Communications and a Master of Creative Writing from the University of Technology Sydney. In 2017, she received the Highly Commended award for Best New Journalist at the IT Journalism Awards. Elizabeth's passion is writing about innovations in financial services (which has surprised her more than anyone else).

Expert review

Blue Global Media, which owns NetLoanUSA, reached a settlement with the FTC for more than $104 million. This is due in large part to its failure to act as a legitimate connection service.

Instead, it sold applications — including users’ sensitive personal information — to any buyer without regard to how that information would be used. It also failed to take consumer complaints seriously after their information was misused.

Because of this, both Blue Global Media and its CEO were forced to stop business and file bankruptcy.

Parent Company Charged by the FTC

The Federal Trade Commission (FTC) charged Blue Global, LLC (functioning as Blue Global Media), NetLoanUSA’s parent company, with unlawfully sharing consumer information. Be wary of a potential scam. If you’re unsure about NetLoanUSA, consider another lender or connection service instead.

Compare other lenders

Browse legit lenders like Check Into Cash and OppLoans to find your next loan.

Data updated regularly
Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Check Into Cash Payday Loan
Varies by state
1 to 2 business days
Active bank account, government-issued photo ID, proof of income, most recent bank statement, checking account and bank routing number and Social Security Number or ITIN (for Indiana residents only)
You can also take advantage of bill pay, check cashing and more at storefront locations.
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.

Compare up to 4 providers

The costs of borrowing

Payday loans come with higher fees than other traditional forms of credit, and loans you would have applied for through NetLoanUSA are no different. Your loan offer document outlines all applicable fees and charges linked to your payday loan.

Go through these carefully before accepting the loan. If you find the fees are too high, there is no obligation to accept the loan. If you do, you are subject to the terms of your contract.

Always be sure you are able to repay any money you borrow. If you have a late or missing payment, it could impact your credit score and cause an increase in what you owe to your lender.

How safe is NetLoanUSA?

NetLoanUSA is not a safe option — and its website isn’t currently active. You should use another connection service with a secure process instead.

How to fill out NetLoanUSA’s online form

There is no application process for NetLoanUSA. As of February 2021, its website is not available and its parent company is no longer in business.

You should compare legit payday loan options before you submit any personal information to a connection service or online lender.

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