NetLoanUSA payday loans review May 2019 | finder.com
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NetLoanUSA Loans review

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An online payday loan connection service, with wary practices.

NetLoanUSA connects borrowers to a payday loan provider in its network through one online application.

You can request for up to $1,000 through your NetLoanUSA payday loan application, although the amount you qualify for depends on your ability to repay, applicable state regulations and the lender’s criteria.

FTC charge causes concern for potential borrowers

The Federal Trade Commission previously charged Blue Global, LLC, NetLoanUSA’s parent company, with unlawfully sharing consumer information. Their website doesn’t provide any contact information and is not secure based on Google’s standards. If you’re unsure about NetLoanUSA, consider these legit short-term lenders instead.

The costs of borrowing

Payday loans come with higher fees than other traditional forms of credit, and loans you apply for through NetLoanUSA are no different. Your loan offer document outlines all applicable fees and charges linked to your payday loan.

Go through these carefully before accepting the loan. If you find the fees are too high, there is no obligation to accept the loan. If you do, you are subject to the terms of your contract.

Always be sure you are able to repay any money you borrow. If you have a late or missing payment, it could impact your credit score and cause an increase in what you owe to your lender.

How does NetLoanUSA compare to other short-term loan providers?

Updated May 26th, 2019
Name Product Filter Values Max. Loan Amount Turnaround Time Requirements
$35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
$5,000
1 business day
Direct deposit, meet minimum income requirements
Comes with the option to change your due date so you won’t fall behind on repayments.
$2,600
1 to 2 business days
Active checking account, regular source of income, email address
Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.
$15,000
1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Varies by state
1 business day
Regular source of income, bank account, US citizen or permanent resident, ages 18+
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
$10,000
As early as 1 business day
$1,000+ monthly income after taxes, valid checking account
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
$250
As soon as the next business day
Checking account with ACH, proof of income, Social Security number, ages 18+
Get rewarded for making on-time repayments with better rates and terms on future loans.
Varies by state
1 business day
Steady source of income, checking or savings account, not currently in bankruptcy, ages 18+
Its satisfaction guarantee means you can return the full loan amount within 72 hours if you change your mind.
$1,000
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.

Compare up to 4 providers

How safe is NetLoanUSA?

NetLoanUSA may be an unsafe option for your borrowing needs. The website doesn’t use “https://” in its web address, which is considered standard for websites that process personal information.

Find other loan-connection services with secure processes here

How to apply

If you decide to use NetLoanUSA or another loan-connection service, you’ll generally need to supply the following:

Eligibility criteria:

  • Ar least 18 years old
  • A resident of the US
  • A regular source of income
  • An operational checking or savings account

Here is some of the information you’ll need in order to apply.

  • Your complete name, current address, time spent at current address, residential status, phone number and email address
  • Your date of birth, Social Security number and driver’s license number
  • Your employer’s name and phone number, time spent with current employer, pay frequency, next pay date and monthly income
  • Your bank’s name, its routing/ABA number and your account number

Are payday loans available in my state?

Frequently asked questions

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