NetLoanUSA

NetLoanUSA Loans review

Apply for a payday loan of up to $1,000 through NetLoanUSA

NetLoanUSA is an online loan-matching service. It enables borrowers to submit a single loan application for multiple lenders.

You can request for up to $1,000 through your NetLoanUSA payday loan application, although the amount you qualify for depends on your ability to repay, applicable state regulations and the lender’s criteria.

FTC charge causes concern for potential borrowers

The Federal Trade Commission previously charged Blue Global, LLC, NetLoanUSA’s parent company, with unlawfully sharing consumer information. Their website doesn’t provide any contact information and is not secure based on Google’s standards. If you’re unsure about NetLoanUSA, consider these legit short-term lenders instead.

The costs of borrowing

Payday loans come with higher fees than other traditional forms of credit, and loans you apply for through NetLoanUSA are no different. Your loan offer document outlines all applicable fees and charges linked to your payday loan.

Go through these carefully before accepting the loan. If you find the fees are too high, there is no obligation to accept the loan. If you do, you are subject to the terms of your contract.

Always be sure you are able to repay any money you borrow. If you have a late or missing payment, it could impact your credit score and cause an increase in what you owe to your lender.

How does NetLoanUSA compare to other short-term loan providers?

Rates last updated October 18th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
$250
7–30 days
generally receive the money the next business day
Be 18+ years of age and have a checking account that can accept electronic transfers.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000
Varies by state
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
ACE Cash Express Payday Loans
Quick short term, installment and title loans come with no prepayment penalty and a 72-hour satisfaction guarantee.
Varies by state
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

Compare up to 4 providers

How safe is NetLoanUSA?

NetLoanUSA may be an unsafe option for your borrowing needs. The website doesn’t use “https://” in its web address, which is considered standard for websites that process personal information.

Find other loan-matching services with secure processes here

How to apply for a payday loan from NetLoanUSA

Completing an online application takes no more than a few minutes, but before you apply, make sure you meet certain requirements.

Eligibility criteria:

  • Ar least 18 years old
  • A resident of the US
  • A regular source of income
  • An operational checking or savings account

Here is some of the information you’ll need in order to apply.

  • Your complete name, current address, time spent at current address, residential status, phone number and email address
  • Your date of birth, Social Security number and driver’s license number
  • Your employer’s name and phone number, time spent with current employer, pay frequency, next pay date and monthly income
  • Your bank’s name, its routing/ABA number and your account number

Are payday loans available in my state?

Frequently asked questions

Upon the approval of your application, you get a loan offer document which carries details of all applicable fees and charges.

After you accept the loan offer document, you can expect access to approved funds by the next business day. However, it might take longer depending on your bank.

NetLoanUSA requires your bank account information as this is where lenders transfer your approved funds. When your payment is due, it will be deducted, usually automatically, from your account.

Some lenders require that you provide a work phone number in order to confirm you are currently employed.

You could have to pay late fees. You can renew, extend, or refinance your loan (depending on the laws in your state of residence), in which case you will have to pay additional fees. If you don’t do anything, your account can go to a collection agency.

While payday lenders usually don’t check your credit with the big three credit agencies, they might report late payments to them, and this could harm your credit. Always be sure you can pay back money you borrow before signing a contract and taking out a loan.

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