Apply for a payday loan of up to $1,000 and look forward to instant approval
NetLoanUSA functions as an online loan matching service, and Blue Global, LLC, located in Scottsdale, Arizona, provides this service. NetLoanUSA enables borrowers to submit a single loan application while approaching multiple lenders. This is all possible because of the long list of lenders that NetLoanUSA works with. NetLoanUSA does not provide this service in all US states and their current offerings are subject to change.
Bear in mind when applying that NetLoanUSA is not a direct lender, and do not make any credit decisions and do not charge customers any fees. Instead, they receive fees for referred services through lenders and third-party partners.
Loans you can apply for with NetLoanUSA
NetLoanUSA is amongst the nation’s largest personal loan network and specializes in providing payday loans through lenders from across the country for free.
- Payday loans. You can request for up to through your NetLoanUSA payday loan application, although the amount you qualify for depends on your ability to repay, the applicable state regulations and the lender in question. You find out about the application’s status in minutes, and you can expect to access approved funds by the next business day. What helps is that you can apply for this payday loan even if you suffer from poor creditworthiness. The use of Thawte security technology ensures that all the details you provide online remain safe and secure.
- Product Name: NetLoanUSA
- Loan Term: Varies depending on the lender you’re matched with
- APR: Varies but usually averages around 450%
- Borrower Maximums: Not specified
Are payday loans legal in your state?
Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.
How do NetLoanUSA Loans compare?
What benefits does NetLoanUSA offer?
Considering applying for a NetLoanUSA payday loan makes sense because of the following factors.
- Simple process. You can complete the online application from anywhere, as long as you have a computer. The application takes less than 10 minutes to complete and you can find out about your application’s status in around 90 seconds. Once NetLoanUSA approves your loan and you accept the terms and conditions, you can expect access to approved funds by the following business day.
- Multiple lenders. If you’re not sure about which lender to approach for a payday loan, applying through NetLoanUSA gives you the benefit of narrowing down on one that suits your requirements while NetLoanUSA does the groundwork for you.
- Bad credit applications allowed. People who have less-than-perfect credit history can have problems getting loans from mainstream lenders, but with NetLoanUSA you can expect to get a loan no matter what your credit history looks like. What’s important is your ability to repay.
- No collateral. Payday loans that you can apply for through NetLoanUSA are unsecured, so you don’t have to provide any kind of collateral to secure your loan.
- Use money for different purposes. There is no restriction on what you can or cannot do with the money you borrow, and you can use it for practically any worthwhile purpose like repairing your car, buying a gift or paying bills.
The costs of borrowing
Payday loans come with higher fees than other traditional forms of credit, and loans you apply for through NetLoanUSA are no different. You can find out about all applicable fees and charges linked to your payday loan through the loan offer document, which you receive after the approval of your application. Make sure you go through these carefully before accepting the loan because this can save any surprises down the road. If you find the fees too high for your liking, you don’t have to accept the loan, and at this point you are not liable to pay any fees.
How safe is NetLoanUSA?
NetLoanUSA is a member of the Online Lenders Association (OLA), and abide by a Code of Conduct and list of Best Practices to make sure customers receive fair treatment and remain fully informed. NetLoanUSA makes use of advanced Thawte security technology to keep all applicants’ personal information completely protected.
How to apply for a payday loan from NetLoanUSA
Completing an online application takes no more than a few minutes, but before you apply, establish if you meet certain requirements.
- You’re over 18 years of age
- You are an American resident
- You have a regular source of income
- You have an operational checking or savings account
You have to provide different types of information to successfully complete the application, such as:
- Your complete name, current address, time spent at current address, residential status, phone number, and email address
- Your date of birth, social security number, and driver’s license number
- Your employer’s name and phone number, time spent with current employer, pay frequency, next pay date, and monthly income
- Your bank’s name, its routing/ABA number, and your account number
Frequently asked questions
At what point do I find out how much I’ll have to pay in fees?
Upon the approval of your application, you get a loan offer document which carries details of all applicable fees and charges.
How quickly can I get my approved funds?
After you accept the loan offer document you can expect access to approved funds by the next business day.
Why do I have to provide my bank account information?
NetLoanUSA requires your bank account information, as this is where lenders transfer your approved funds.
Do I have to provide my work phone number?
Some lenders require that you provide a work phone number, and this can increase the likelihood of approval.
What happens if I don’t repay the loan on time?
You could have to pay late fees. You can renew, extend, or refinance your loan, in which case you will have to pay additional fees. If you don’t do anything, your account can go to a collection agency.