MoneyKey-arranged and MoneyKey installment loans review

Apply for an installment loan today and receive from $200 to $2,600 by the next business day.

MoneyKey services several states across the US and offers installment loans, payday loans and lines of credit depending on your state of residence. The application process is simple and, if approved, you can have the funds deposited into your account as early as the next business day.

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Min. Amount


Max. Amount

Same business day to 1 business days

Turnaround time


Product NameMoneyKey-arranged or MoneyKey Installment Loan
Min. Amount$200
Max. Amount$3,500
Loan TermVaries
Turnaround TimeSame business day to 1 business days
CostsVaries by state of residency
RequirementsYou must be a permanent US resident or citizen, at least 18 years old, and have regular income.
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*The date and time the funds are made available to you by your bank is subject to your bank’s policies.

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MoneyKey offers loan services to residents of Alabama, California Delaware, Illinois, Idaho Mississippi, New Mexico, Texas, Utah and Wisconsin.

Are MoneyKey-arranged and MoneyKey installment loans available in your state?

MoneyKey-arranged and MoneyKey installment loans are available in Alabama, California, Delaware, Illinois, Idaho, Mississippi, Missouri New Mexico, Texas, Utah and Wisconsin only.

What are the benefits?

  • Repayment Spread Out Over Multiple Payments. An Installment Loan with MoneyKey could be an affordable option if you have unexpected expenses. They are paid back in installments over a set number of payments.
  • Simple Process. Applying for a loan with MoneyKey takes very little time. You will find out if you qualify within minutes of applying. If you are approved, you may have the funds deposited into your bank account in as soon as one business day.
  • Check Progress Online. Viewing the status of your loan online is easy. Simply head to MoneyKey’s website and log in to see your online account summary. From here you can keep track of your past payments and upcoming due dates.

How much can I borrow?

MoneyKey offers or arranges installment loans across eight states. Here are the loan amounts that you can apply for in each state:

  • Alabama: $2,000 – $2,600
  • California: up to $2,600
  • Delaware: $200 – $2,000
  • Idaho: $150 – $2,000
  • Illinois: $200 – $1,000
  • Mississippi: $550 – $1,475
  • Missouri: $550 – $2,000
  • New Mexico: $200 – $3,500
  • Texas: $150 – $1,000
  • Utah: $200 – $2,000
  • Wisconsin: $150 – $2,000

What are the fees charged?

MoneyKey’s fees are compliant with all applicable federal and state regulations. Upon approval, you will receive a loan agreement which will clearly outline the terms of the product. Before you sign the agreement, make sure you understand the cost of your Installment Loan, your pre-payment options, and review your payment schedule. If you have any additional inquiries, do not hesitate to check MoneyKey’s Frequently Asked Questions page or reach out to their Customer Care Team.

Is borrowing credit from MoneyKey secure?

MoneyKey only offers Installment Loans, Payday Loans and Lines of Credit in states where they are licensed to do so. MoneyKey is subject to different rates and regulations in the various states it operates in and all products are designed to comply with applicable law. MoneyKey’s website has Secure Socket Layer (SSL) encryption and Verified Site Certificates to protect your personal information and keep your data secure.

How do MoneyKey-arranged and MoneyKey installment loans compare to other loans?

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Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $4,000
1 business day
+18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, Verifiable bank account, US citizen, Ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
Monevo Installment Loans
$500 to $100,000
Varies by lender
Credit score of 500+, legal US resident, ages 18+
Quickly compare multiple online lenders with competitive rates depending on your credit.
Fig Loans Installment Loans
$200 to $800, varies by state
As soon as the same business day
3 months of direct deposits, $1400 per month income, positive bank account balance
Get an affordable installment loan that comes with no fees, flexible terms and predictable monthly repayments.

Compare up to 4 providers

Am I eligible?

Getting an installment loan through or arranged by MoneyKey can be a more convenient way to get the money you need compared to other short-term loans.
To be eligible, you must:

  • Be 18 years or older and a US citizen or permanent resident.
  • Reside in Alabama, California, Delaware, Idaho Illinois, Mississippi, New Mexico, Texas, Wisconsin or Utah.
  • Have a valid bank account.
  • Have a phone number and a valid email address.
  • Be able to prove you have a steady source of income.
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What information do I need to apply?

  • Personal information. This includes your complete name, address, home phone number, and email address.
  • Banking information. This includes your bank’s name, account type, account number, and routing number.
  • Employment information. This includes the name of your employer, your monthly income, your last pay date and your next pay date.

I’m approved for a MoneyKey-arranged or MoneyKey installment loan. Now what?

  • Use funds wisely. Once your Installment Loan is approved, spend it carefully and use only the money you need.
  • Pay more when possible. There’s no penalty for paying off your loan early. This can help you to reduce interest and fees on your Installment Loan.
  • Contact Customer Care. Contact the MoneyKey Customer Care team if you have questions or want to discuss your payment options.

Frequently asked questions

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    Default Gravatar
    April 15, 2019

    Can I pay my loan off with a credit card?

      Avatarfinder Customer Care
      April 16, 2019

      Hi Jovy,

      Thank you for getting in touch with Finder.

      You may pay off your MoneyKey loan with a credit card by calling their Payment Solutions team from 8:00 am to 11:00 pm EST, Monday to Friday or 9:00 am – 7:00 pm EST, Saturday or 11:00 am – 7:00 pm EST, Sunday.

      I hope this helps.

      Thank you and have a wonderful day!


    Default Gravatar
    November 11, 2018

    How do i cancel my loan?

      Avatarfinder Customer Care
      November 12, 2018

      Hi Heather,

      Thank you for reaching out to finder.

      You would need to contact the loan provider directly to work-out the process of cancelling the loan you applied for. You may also check if there are fees associated with the cancellation through them. Hope this helps!


    Default Gravatar
    January 22, 2018

    Hello, I am interested in a small emergency loan to be repaid in 3 months or less. However, my credit is terrible. I would prefer to not have a hard inquiry if I don’t have a chance of getting approved. If I can verify steady income, current employment, and bank info, do I have a good chance of being approved?

      Avatarfinder Customer Care
      January 23, 2018

      Hi Charlie,

      Thank you for your inquiry.

      Your approval may vary depending on the lender. With “MoneyKey installment loans”, as they mentioned, you do not need an impeccable credit to be eligible to qualify but there are specific criteria that you must meet to be approved. On this page, please navigate to the section “Am I eligible?” to check the list of eligibility criteria.

      I hope this information has helped.


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