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The odds of dying in the US by age, gender and more

Find out if the life expectancy odds are in your favor.

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Death may not be the most pleasant thing to think about, but knowledge is power. Learn what factors have the greatest impact on death rates and how purchasing a life insurance policy could be a good investment to protect your loved ones at any age.

How likely are you to die from the coronavirus?

The COVID-19 pandemic has a case fatality rate — or the number of reported deaths divided by reported cases — of around 4.66% globally, according to the latest report on July 7, 2020, from the World Health Organization.

Big questions remain, as the numbers do not include unreported or misdiagnosed cases, only the number of deaths from confirmed cases. But that number’s still higher than the average 0.1% fatality rate for the seasonal flu. And the fatality rate goes up to as high as 13% for seniors over the age of 65 and people with pre-existing health risks related to respiratory issues.

At this stage, the coronavirus isn’t a leading cause of death in the US for 2020, according to the CDC. But it is the leading cause of death per day. A new report found the disease causes causes 1,970 deaths nationwide per day, which is higher than heart disease or cancer.

What is the average life expectancy in America?

The average life expectancy in the US is 78.6, according to the CDC’s latest data from 2017.

It differs by gender, though. The average life expectancy for men born today is 76.1, while women can expect to live to an average age of 81.1.

What is the life expectancy in the US by race?

Here’s a breakdown of life expectancy in the US by race and sex, according to the same CDC data source.

RaceAverage life expectancy for womenAverage life expectancy for menAverage life expectancy overall
White Non-Hispanic white81.076.178.5
Non-Hispanic black71.578.174.9

Odds of dying for men and women

The actuarial tables below are based on the most recent mortality rates for 2014 — directly from the Social Security Administration. They do not consider personal health or lifestyle information, which can dramatically alter a person’s life expectancy.

Life expectancy rates are merely calculations based on averages of mortality among specific population, gender and age groups. They do not predict the specific life expectancy of any one person — including you. If you’re concerned about your overall health and risks, talk to your doctor or health professional.

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As you’d expect, the odds of dying increase as we age. For men, five-year odds stay in the single digits until their mid-50s, when longevity percentages begin to decrease more dramatically. At 70 years old, the majority of men are expected to live another 10 years, and a quarter are expected to live to see 90.

Search by age:

AgeWithin 1 yearWithin 5 yearsWithin 10 yearsWithin 20 yearsWithin 30 yearsLearn more
0 years old0.63%0.74%0.80%1.20%2.48%
1 years old0.04%0.12%0.18%0.67%2.01%
2 years old0.03%0.10%0.15%0.75%2.12%
3 years old0.02%0.08%0.14%0.84%2.25%
4 years old0.02%0.07%0.14%0.95%2.38%
5 years old0.02%0.06%0.15%1.06%2.53%
6 years old0.01%0.06%0.17%1.18%2.68%
7 years old0.01%0.05%0.21%1.30%2.84%
8 years old0.01%0.05%0.26%1.43%3.01%
9 years old0.01%0.06%0.32%1.56%3.18%
10 years old0.01%0.08%0.40%1.69%3.37%
11 years old0.01%0.11%0.49%1.83%3.56%
12 years old0.01%0.15%0.59%1.97%3.77%
13 years old0.02%0.20%0.71%2.11%3.99%
14 years old0.03%0.26%0.82%2.25%4.22%
15 years old0.04%0.31%0.92%2.38%4.47%
16 years old0.05%0.38%1.01%2.51%4.72%
17 years old0.06%0.44%1.10%2.64%5.00%
18 years old0.07%0.50%1.17%2.76%5.30%
19 years old0.09%0.56%1.24%2.87%5.62%
20 years old0.10%0.61%1.30%2.98%5.96%
21 years old0.12%0.64%1.35%3.09%6.33%
22 years old0.13%0.66%1.38%3.20%6.74%
23 years old0.13%0.67%1.42%3.31%7.18%
24 years old0.13%0.68%1.45%3.43%7.67%
25 years old0.13%0.70%1.48%3.58%8.21%More info
26 years old0.14%0.71%1.51%3.75%8.80%
27 years old0.14%0.73%1.55%3.95%9.45%
28 years old0.14%0.75%1.60%4.17%10.16%
29 years old0.15%0.77%1.65%4.43%10.92%
30 years old0.15%0.79%1.71%4.72%11.73%
31 years old0.15%0.81%1.77%5.06%12.60%
32 years old0.16%0.83%1.84%5.43%13.53%
33 years old0.16%0.86%1.92%5.85%14.53%
34 years old0.17%0.89%2.02%6.32%15.58%
35 years old0.17%0.93%2.13%6.83%16.69%
36 years old0.18%0.97%2.27%7.40%17.87%
37 years old0.19%1.01%2.43%8.02%19.12%
38 years old0.19%1.07%2.61%8.70%20.46%
39 years old0.20%1.14%2.83%9.42%21.88%
40 years old0.21%1.22%3.07%10.20%23.40%
41 years old0.23%1.32%3.35%11.03%25.03%
42 years old0.24%1.43%3.66%11.92%26.78%
43 years old0.26%1.56%4.01%12.86%28.65%
44 years old0.28%1.71%4.39%13.84%30.64%
45 years old0.31%1.88%4.80%14.88%32.74%More info
46 years old0.34%2.06%5.25%15.96%34.98%
47 years old0.37%2.26%5.73%17.11%37.36%
48 years old0.41%2.49%6.25%18.32%39.88%
49 years old0.45%2.72%6.79%19.61%42.55%
50 years old0.50%2.98%7.35%20.97%45.35%
51 years old0.55%3.26%7.95%22.43%48.30%
52 years old0.60%3.55%8.57%24.00%51.40%
53 years old0.66%3.86%9.22%25.67%54.63%
54 years old0.72%4.18%9.89%27.45%57.98%
55 years old0.78%4.51%10.59%29.35%61.43%
56 years old0.85%4.85%11.31%31.38%64.94%
57 years old0.92%5.20%12.07%33.55%68.49%
58 years old0.99%5.58%12.88%35.88%72.04%
59 years old1.06%5.96%13.75%38.36%75.55%
60 years old1.14%6.37%14.70%41.01%78.97%
61 years old1.22%6.79%15.74%43.84%82.22%
62 years old1.31%7.24%16.88%46.85%85.27%
63 years old1.39%7.73%18.12%50.03%88.06%
64 years old1.48%8.28%19.49%53.37%90.55%
65 years old1.58%8.90%20.98%56.86%92.71%
66 years old1.70%9.60%22.62%60.47%94.52%
67 years old1.83%10.39%24.43%64.17%95.99%
68 years old1.98%11.26%26.40%67.91%97.13%
69 years old2.14%12.22%28.53%71.65%98.00%
70 years old2.34%13.27%30.85%75.34%98.64%
71 years old2.55%14.41%33.35%78.90%99.09%
72 years old2.79%15.67%36.05%82.28%99.41%
73 years old3.04%17.06%38.96%85.42%99.63%
74 years old3.31%18.59%42.08%88.26%99.77%
75 years old3.63%20.27%45.40%90.77%99.86%
76 years old3.99%22.13%48.91%92.92%99.92%
77 years old4.39%24.17%52.58%94.69%99.96%
78 years old4.83%26.41%56.40%96.11%99.98%
79 years old5.31%28.86%60.34%97.20%99.99%
80 years old5.87%31.52%64.34%98.03%99.99%
81 years old6.51%34.39%68.35%98.64%100.00%
82 years old7.21%37.47%72.29%99.08%100.00%
83 years old7.99%40.75%76.11%99.39%100.00%
84 years old8.85%44.24%79.73%99.60%100.00%
85 years old9.81%47.92%83.09%99.75%100.00%
86 years old10.89%51.76%86.13%99.85%100.00%
87 years old12.09%55.69%88.80%99.91%100.00%
88 years old13.41%59.67%91.07%99.95%100.00%
89 years old14.87%63.64%92.95%99.97%100.00%
90 years old16.45%67.54%94.47%99.98%100.00%
91 years old18.16%71.26%95.69%99.99%100.00%
92 years old19.99%74.72%96.67%100.00%100.00%
93 years old21.93%77.85%97.44%100.00%100.00%
94 years old23.99%80.61%98.04%100.00%100.00%
95 years old26.03%82.97%98.52%100.00%100.00%
96 years old28.01%85.01%98.89%100.00%100.00%
97 years old29.90%86.81%99.18%100.00%100.00%
98 years old31.66%88.42%99.40%100.00%100.00%
99 years old33.24%89.91%99.58%100.00%100.00%
100 years old34.90%91.29%99.71%100.00%100.00%
101 years old36.65%92.58%99.81%100.00%100.00%
102 years old38.48%93.77%99.88%100.00%100.00%
103 years old40.40%94.85%99.93%100.00%100.00%
104 years old42.42%95.81%99.96%100.00%100.00%
105 years old44.55%96.66%99.98%100.00%100.00%
106 years old46.77%97.40%99.99%100.00%100.00%
107 years old49.11%98.03%99.99%100.00%100.00%
108 years old51.57%98.56%100.00%100.00%100.00%
109 years old54.15%98.98%100.00%100.00%100.00%
110 years old56.85%99.31%100.00%100.00%100.00%
111 years old59.70%99.56%100.00%100.00%100.00%
112 years old62.68%99.74%100.00%100.00%100.00%
113 years old65.81%99.86%100.00%100.00%100.00%
114 years old69.10%99.94%100.00%100.00%100.00%
115 years old72.56%99.98%100.00%100.00%100.00%
116 years old76.19%100.00%100.00%100.00%100.00%
117 years old80.00%100.00%100.00%100.00%100.00%
118 years old84.00%100.00%100.00%100.00%100.00%
119 years old88.20%100.00%100.00%100.00%100.00%
Source: Death probability taken from the 2014 SSA Period Life Table.
Interestingly, women are generally expected to live longer lives than similarly aged men as they grow older. Even among grade-school ages, you’ll see a gap between men and women.

Women in their 40s can expect to comfortably reach 80, with many also expected to live until their centennial year. Even at 70, more than 60% of women are projected to live long enough to blow out 90 candles.

Search by age:

AgeWithin 1 yearWithin 5 yearsWithin 10 yearsWithin 20 yearsWithin 30 yearsLearn more
0 years old0.53%0.62%0.67%0.85%1.36%
1 years old0.03%0.10%0.14%0.36%0.90%
2 years old0.02%0.07%0.12%0.37%0.93%
3 years old0.02%0.06%0.11%0.39%0.99%
4 years old0.01%0.05%0.10%0.42%1.05%
5 years old0.01%0.05%0.10%0.46%1.12%
6 years old0.01%0.05%0.11%0.50%1.20%
7 years old0.01%0.04%0.13%0.54%1.29%
8 years old0.01%0.04%0.14%0.59%1.39%
9 years old0.01%0.05%0.16%0.64%1.50%
10 years old0.01%0.06%0.19%0.70%1.61%
11 years old0.01%0.07%0.22%0.76%1.73%
12 years old0.01%0.08%0.25%0.82%1.87%
13 years old0.01%0.10%0.28%0.88%2.01%
14 years old0.02%0.12%0.32%0.95%2.16%
15 years old0.02%0.13%0.35%1.02%2.33%
16 years old0.02%0.15%0.39%1.09%2.51%
17 years old0.03%0.17%0.42%1.17%2.70%
18 years old0.03%0.19%0.45%1.25%2.91%
19 years old0.03%0.20%0.48%1.33%3.13%
20 years old0.04%0.22%0.51%1.42%3.38%
21 years old0.04%0.23%0.54%1.52%3.65%
22 years old0.04%0.25%0.57%1.62%3.95%
23 years old0.05%0.26%0.60%1.73%4.27%
24 years old0.05%0.28%0.63%1.85%4.62%
25 years old0.05%0.29%0.67%1.98%5.00%More info
26 years old0.06%0.31%0.71%2.13%5.40%
27 years old0.06%0.32%0.76%2.29%5.83%
28 years old0.06%0.34%0.80%2.47%6.30%
29 years old0.06%0.36%0.86%2.67%6.80%
30 years old0.07%0.38%0.92%2.89%7.32%
31 years old0.07%0.41%0.98%3.13%7.88%
32 years old0.08%0.44%1.06%3.40%8.47%
33 years old0.08%0.47%1.14%3.69%9.11%
34 years old0.09%0.50%1.23%4.01%9.80%
35 years old0.09%0.54%1.32%4.35%10.54%
36 years old0.10%0.58%1.43%4.72%11.33%
37 years old0.11%0.62%1.55%5.12%12.20%
38 years old0.12%0.67%1.68%5.54%13.13%
39 years old0.12%0.73%1.82%5.99%14.15%
40 years old0.13%0.79%1.99%6.46%15.26%
41 years old0.14%0.85%2.17%6.96%16.47%
42 years old0.16%0.93%2.37%7.50%17.80%
43 years old0.17%1.01%2.59%8.07%19.24%
44 years old0.18%1.11%2.82%8.68%20.79%
45 years old0.20%1.21%3.07%9.34%22.47%More info
46 years old0.22%1.33%3.34%10.05%24.27%
47 years old0.24%1.45%3.63%10.82%26.24%
48 years old0.26%1.59%3.93%11.65%28.36%
49 years old0.29%1.74%4.24%12.56%30.66%
50 years old0.32%1.89%4.57%13.55%33.13%
51 years old0.35%2.04%4.90%14.62%35.80%
52 years old0.38%2.21%5.25%15.80%38.68%
53 years old0.41%2.38%5.63%17.09%41.76%
54 years old0.44%2.55%6.03%18.49%45.01%
55 years old0.48%2.73%6.46%20.01%48.43%
56 years old0.52%2.92%6.94%21.66%52.01%
57 years old0.55%3.12%7.46%23.46%55.74%
58 years old0.59%3.33%8.04%25.43%59.59%
59 years old0.63%3.57%8.69%27.58%63.55%
60 years old0.67%3.84%9.41%29.93%67.57%
61 years old0.72%4.14%10.22%32.49%71.58%
62 years old0.77%4.48%11.14%35.28%75.51%
63 years old0.83%4.87%12.15%38.28%79.28%
64 years old0.90%5.31%13.26%41.48%82.82%
65 years old0.98%5.80%14.48%44.87%86.07%
66 years old1.07%6.35%15.82%48.43%88.95%
67 years old1.18%6.96%17.29%52.17%91.43%
68 years old1.29%7.65%18.91%56.06%93.51%
69 years old1.41%8.40%20.69%60.08%95.19%
70 years old1.56%9.22%22.65%64.20%96.51%
71 years old1.73%10.11%24.80%68.34%97.52%
72 years old1.90%11.10%27.17%72.44%98.28%
73 years old2.09%12.19%29.75%76.41%98.84%
74 years old2.29%13.42%32.53%80.19%99.24%
75 years old2.53%14.80%35.53%83.71%99.52%
76 years old2.80%16.34%38.74%86.87%99.71%
77 years old3.11%18.08%42.17%89.64%99.83%
78 years old3.46%19.99%45.81%91.99%99.90%
79 years old3.85%22.08%49.67%93.93%99.95%
80 years old4.30%24.34%53.71%95.48%99.97%
81 years old4.82%26.78%57.90%96.70%99.99%
82 years old5.38%29.41%62.15%97.64%99.99%
83 years old5.98%32.27%66.43%98.35%100.00%
84 years old6.64%35.41%70.64%98.88%100.00%
85 years old7.38%38.83%74.72%99.26%100.00%
86 years old8.24%42.50%78.57%99.52%100.00%
87 years old9.22%46.39%82.09%99.70%100.00%
88 years old10.33%50.43%85.22%99.82%100.00%
89 years old11.57%54.55%87.94%99.90%100.00%
90 years old12.95%58.68%90.24%99.94%100.00%
91 years old14.44%62.73%92.17%99.97%100.00%
92 years old16.06%66.59%93.77%99.98%100.00%
93 years old17.79%70.19%95.09%99.99%100.00%
94 years old19.62%73.47%96.18%100.00%100.00%
95 years old21.47%76.38%97.05%100.00%100.00%
96 years old23.31%78.99%97.76%100.00%100.00%
97 years old25.11%81.36%98.33%100.00%100.00%
98 years old26.83%83.54%98.78%100.00%100.00%
99 years old28.44%85.58%99.13%100.00%100.00%
100 years old30.15%87.52%99.41%100.00%100.00%
101 years old31.96%89.34%99.61%100.00%100.00%
102 years old33.87%91.04%99.75%100.00%100.00%
103 years old35.91%92.59%99.85%100.00%100.00%
104 years old38.06%93.99%99.92%100.00%100.00%
105 years old40.34%95.24%99.96%100.00%100.00%
106 years old42.76%96.33%99.98%100.00%100.00%
107 years old45.33%97.26%99.99%100.00%100.00%
108 years old48.05%98.03%100.00%100.00%100.00%
109 years old50.93%98.64%100.00%100.00%100.00%
110 years old53.99%99.12%100.00%100.00%100.00%
111 years old57.23%99.47%100.00%100.00%100.00%
112 years old60.66%99.70%100.00%100.00%100.00%
113 years old64.30%99.85%100.00%100.00%100.00%
114 years old68.16%99.93%100.00%100.00%100.00%
115 years old72.25%99.98%100.00%100.00%100.00%
116 years old76.19%100.00%100.00%100.00%100.00%
117 years old80.00%100.00%100.00%100.00%100.00%
118 years old84.00%100.00%100.00%100.00%100.00%
119 years old88.20%100.00%100.00%100.00%100.00%

Source: Death probability taken from the 2014 SSA Period Life Table.


We based our data on 2014 actuarial life tables from the Social Security Administration. Using compound probability, we used this data to calculate the odds of dying within increments of 5, 10, 20 and 30 years for men and women in the US. Your actual probability could be higher or lower depending on a range of health and lifestyle factors.

Actuarial tables are about as close as we’ll ever come to being able to predict when we’ll die – in a general sense. And “how we’ll die” will vary based on each persons’ unique set of circumstances.

Are you a risk taker? compiled data from The National Center for Health Statistics, CDC, and more to put together a comprehensive list of popular activities and your odds of dying from them.

Here are just a few stats that may have you thinking twice next time you ride your bike.

Why it’s worth buying life insurance

A life insurance policy can replace your income when you’re gone, and give your beneficiaries the money they need to cover living expenses, pay off debt and take care of your funeral costs. And it may be cheaper than you think.

What is the average funeral cost in 2020?

According to a study Finder conducted that examined funeral trends from the National Funeral Directors Association and death statistics from the National Center for Health, the average traditional funeral costs $6,723.92 and close to $3,667.97 for cremation.

What’s more: the average person leaves behind around 60,000 in debt when they die. Unfortunately, your debt doesn’t die with you — so a life insurance policy is a good way to ensure your family isn’t burdened by your outstanding debts.

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Bottom line

Death isn’t something the average person is prepared to deal with. But since it’s inevitable, it’s a good idea to have a financial plan in place to protect your loved ones — which may include purchasing a life insurance policy.

Before signing off on a policy, take the time to compare life insurance companies to get the best coverage at the lowest price.

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2 Responses

  1. Default Gravatar
    AnonymousMarch 26, 2019

    What % of men age 75 will live to age 85?

    • Avatarfinder Customer Care
      JingMarch 27, 2019Staff


      Based on our mortality rates research data from 2014, 54.60% of men in the US aged 75 will live to 85.


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