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6 installment loans like HonestLoans

Compare direct lenders and connection services with similar options.

HonestLoans connects borrowers with lenders with loans between $400 and $50,000. But because of its minimum income requirement — and partnership with tribal lenders — these are other options that may better meet your needs.


OppLoans Installment Loans

4.4 / 5 ★★★★★

Go to site
on OppLoans's secure site
Opploans is a direct lender — not a connection service. It has some of the lowest rates on the market for a short-term lender, and you'll be able to borrow up to $5,000. But like HonestLoans, you'll need to meet a monthly income requirement and other criteria to qualify.
Pros
  • APR capped at 160%
  • Reports to credit bureaus
  • Backed by a bank
Cons
  • Max loan amount is $4,000 in most states
  • Late payments could hurt credit score
Loan amount$500 - $5,000
Interest rate typeFixed
Loan Term9 to 24 months
Turnaround time1 business day

Blue Trust Loans Installment Loans

Go to site
on BlueTrustLoans.com's secure site
Like HonestLoans, Blue Trust Loans is a tribal lender. However, it offers direct loans to its borrowers rather than connecting them to other services. You should expect to pay high interest rates — and only repeat borrowers have access to loans over $1,200.
Pros
  • Borrow as little as $100
  • Direct tribal lender
Cons
  • APR can be 500% or more
  • First-time borrowers limited to $1,200
Loan amount$100 - $3,000
Interest rate typeFixed
Loan TermUp to 9 months
Turnaround timeAs soon as next business day

InboxLoan installment loans

InboxLoan is another tribal lender that you can use for installment loans. It allows you to borrow as little as $200 and is available in most states. You're capped at $1,500 as a first-time borrower, however, and you'll need to be at least 21 to qualify.
Pros
  • Loans up to $1,500 for first-time borrowers
  • Direct tribal lender
Cons
  • Must be 21+
  • Requires automatic debit
  • Not upfront about costs
Loan amount$200 - $1,500
Interest rate typeFixed
Loan TermVaries

CashUSA Installment Loans

Go to site
on CashUSA.com's secure site
CashUSA is a connection service like HonestLoans. But instead of working with high-cost tribal lenders, its network of providers offer loans with interest rates capped at 35.99%. Your information may still be used for marketing, but it's a good first step if you want to avoid high rates.
Pros
  • Loan terms up to 72 months
  • Personal loans available
  • APR capped at 35.99%
Cons
  • Connection with a lender not guaranteed
  • Monthly income of $1,000+ required
Loan amount$500 - $10,000
Interest rate typeFixed
Loan Term90 days to 72 months
Turnaround timeAs fast as same business day

Speedy Cash Short-term Loans

4.45 / 5 ★★★★★

SpeedyCash is a top direct lender that offers a variety of loans, including installment loans. While its interest rates are high, it's still less expensive than most tribal loans. And if you qualify, you could get your loan the same day you apply.
Pros
  • Same-day funding available
  • Storefront locations
  • Borrow as little as $50
Cons
  • Large amount of BBB complaints
  • APR of 200%+
Loan amount$50 - $26,000
Interest rate typeFixed
Loan TermVaries
Turnaround time1 day

Check Into Cash Payday Loan

4.5 / 5 ★★★★★

Check Into Cash doesn't offer installment loans and has interest rates of 300% or more. But if you only need a small loan, want same-day funding and don't want a long loan term, it can be a good alternative to the other providers on this list.
Pros
  • Same-day funding available
  • Storefront locations
  • Borrow as little as $50
Cons
  • No installment loans
  • Must be 21+
  • APR of 300%+
Loan amountVaries by state
Interest rate typeFixed
Loan TermVaries by state
Turnaround time1 to 2 business days

Compare more installment loan lenders

Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Stilt
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Monevo Installment Loans
$500 to $100,000
Varies by lender
Credit score of 500+, legal US resident, ages 18+
Quickly compare multiple online lenders with competitive rates depending on your credit.
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