6 Loans Like Plain Green Loans for Fast Cash in 2025

Unlike Plain Green Loans, Current doesn't charge interest or late fees on its cash advances. In fact, there are no mandatory charges at all unless you need same-day funding. It also offers advances up to $750, which is close to the maximum amount first-time Plain Green Borrowers can apply for.

You'll just need at least $500 in eligible deposits and get paid by direct deposit. Also, most people don't qualify for the highest advance amount until they've built some history with the app.

• Not available in: Wisconsin

• Why we like it

  Unlike Plain Green Loans, Current doesn't charge interest or late fees on its cash advances. In fact, there are no mandatory charges at all unless you need same-day funding. It also offers advances up to $750, which is close to the maximum amount first-time Plain Green Borrowers can apply for.

  You'll just need at least $500 in eligible deposits and get paid by direct deposit. Also, most people don't qualify for the highest advance amount until they've built some history with the app.

• Pros and cons

  Pros

  • No interest or late fees
  • No monthly subscription required
  • Advances up to $750

  Cons

  • Need $500 in qualifying deposits
  • Requires direct deposit
  • Advances may start small

• More details

  Loan amount	$50 to $750
  Loan Term	Next deposit
  Turnaround time	Up to 3 days or within an hour for a fee

Having a cosigner on your loan application greatly increases your chances of loan approval and can help you qualify for a better rate. And, unlike Plain Green Loans, OneMain Financial allows cosigners. It also has significantly better rates, which start at 18%, and larger loan amounts.

However, OneMain charges origination fees up to 10%, and some loans may require collateral. Plus, minimum and maximum loan amounts vary by state, and it's not available nationwide.

• Not available in: Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, Vermont

• Why we like it

  Having a cosigner on your loan application greatly increases your chances of loan approval and can help you qualify for a better rate. And, unlike Plain Green Loans, OneMain Financial allows cosigners. It also has significantly better rates, which start at 18%, and larger loan amounts.

  However, OneMain charges origination fees up to 10%, and some loans may require collateral. Plus, minimum and maximum loan amounts vary by state, and it's not available nationwide.

• Pros and cons

  Pros

  • Accepts cosigners
  • Lower rates
  • Larger loan amounts

  Cons

  • Charges origination fees
  • Loan amounts vary by state
  • Not available in all states

• More details

  Loan amount	$1,500 to $20,000
  APR	18% to 35.99%
  Interest Rate Type	Fixed
  Min. credit score	Not specified
  Turnaround Time	As soon as one hour
  Loan Term	24, 36, 48 or 60 months

• Partner terms and conditions

  <sub>* OneMain Disclosures:
  
  Not all applicants will be approved. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). If approved, not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. OneMain charges origination fees where allowed by law. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount. Visit omf.com/loanfees for more information. Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expense; for any business or commercial purpose; to purchase cryptocurrency assets, securities, derivatives or other speculative investments; or for gambling or illegal purposes.
  
  Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.
  
  Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.
  
  Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly installments would have monthly payments of $176.07.
  
  Time to Fund Loans: Funding within one hour after closing through SpeedFunds must be disbursed to a bank-issued debit card. Disbursement by check or ACH may take up to 1-2 business days after loan closing.</sub>

In general, it can be tough to qualify for a loan if your credit isn't ideal and you're self-employed. But Avant has a low minimum credit score requirement and welcomes self-employed income. It also has far better rates than Plain Green Loans — starting at 9.95% — and larger loan amounts.

But if you are self-employed, you'll need to submit two years of tax returns to qualify. Plus, Avant charges origination fees up to 9.99%, and the smallest loan amount is on the high side at $2,000.

• Not available in: Iowa, Kentucky, Massachusetts, Michigan, Montana, Virginia, West Virginia

• Why we like it

  In general, it can be tough to qualify for a loan if your credit isn't ideal and you're self-employed. But Avant has a low minimum credit score requirement and welcomes self-employed income. It also has far better rates than Plain Green Loans — starting at 9.95% — and larger loan amounts.

  But if you are self-employed, you'll need to submit two years of tax returns to qualify. Plus, Avant charges origination fees up to 9.99%, and the smallest loan amount is on the high side at $2,000.

• Pros and cons

  Pros

  • Accepts self-employment income
  • Rates start at 9.95%
  • Loans up to $35,000

  Cons

  • Origination fees
  • Requires 2 years of tax returns from self-employed workers
  • High minimum loan amount

• More details

  Loan amount	$2,000 to $35,000
  APR	9.95% to 35.99%
  Interest Rate Type	Fixed
  Min. credit score	550
  Turnaround Time	As soon as the next business day
  Loan Term	24 to 60 months

• Partner terms and conditions

  Personal loans from $2,000–$35,000. If approved, the actual loan amount, term, and APR that a customer qualifies for may vary based on credit determination and other factors. Avant branded credit products are issued by WebBank, member FDIC.

OppLoans only requires a soft credit check, unlike Plain Green Loans, so it won't hurt your credit score. It also offers larger loans for first-time borrowers, with amounts up to $5,000. And it can help you build credit with a history of on-time payments.

However, its rates are still high compared to some lenders, although they're far better than Plain Green's. You also need to get paid by direct deposit, and it's not available everywhere.

• Not available in: Colorado, Connecticut, Georgia, Iowa, Maryland, Massachusetts, New York, South Dakota, Vermont, West Virginia

• Why we like it

  OppLoans only requires a soft credit check, unlike Plain Green Loans, so it won't hurt your credit score. It also offers larger loans for first-time borrowers, with amounts up to $5,000. And it can help you build credit with a history of on-time payments.

  However, its rates are still high compared to some lenders, although they're far better than Plain Green's. You also need to get paid by direct deposit, and it's not available everywhere.

• Pros and cons

  Pros

  • Only requires a soft credit check
  • Lower rates than Plain Green
  • Larger loan amounts

  Cons

  • Rates as high as 195%
  • Requires direct deposit
  • Not available in all states

• More details

  Loan amount	$500 - $5,000
  Interest rate type	Fixed
  APR	160% to 195%
  Loan Term	9 to 18 months
  Turnaround time	As soon as the same business day

If you only need a small loan between paychecks, EarnIn offers advances up to $1,000 — nearly as much as you can get from Plain Green — on wages you've earned but haven't been paid for yet. It also doesn't charge interest or late fees or require a credit check.

But you need to have your work hours tracked and get paid by direct deposit to qualify for advances. Plus, you can only get a max of $150 a day up to the $1,000 limit per pay period.

• Not available in: Connecticut

• Why we like it

  If you only need a small loan between paychecks, EarnIn offers advances up to $1,000 — nearly as much as you can get from Plain Green — on wages you've earned but haven't been paid for yet. It also doesn't charge interest or late fees or require a credit check.

  But you need to have your work hours tracked and get paid by direct deposit to qualify for advances. Plus, you can only get a max of $150 a day up to the $1,000 limit per pay period.

• Pros and cons

  Pros

  • Payday advances up to $1,000
  • No monthly membership required
  • Free fund transfers in 1 to 2 days

  Cons

  • Can only borrow up to $150 per day
  • Must track work hours
  • Requires direct deposit

• More details

  Loan amount	Up to $150/day, with a max of $1000 between paydays
  Loan Term	1 to 4 weeks
  Turnaround time	1 to 2 business days or within 30 minutes for a fee

• Partner terms and conditions

  EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details. Expedited transfers available for a fee. Visit Earnin.com for full details.

NetCredit offers installment loans like Plain Green Loans, but its rates are far lower, and you can borrow up to $10,000. It also offers personal lines of credit in some states if you're looking for a little more flexibility. Funding is possible the same day, as long as you apply by 11 a.m. CT.

But rates are still on the steep side compared to some loan options, capped at 99.99%. It also has a higher minimum loan amount than Plain Green Loans, and rates, terms and loan amounts vary depending on where you live.

• Not available in: Colorado, Connecticut, Iowa, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New York, North Carolina, Pennsylvania, Vermont, Virginia, West Virginia

• Why we like it

  NetCredit offers installment loans like Plain Green Loans, but its rates are far lower, and you can borrow up to $10,000. It also offers personal lines of credit in some states if you're looking for a little more flexibility. Funding is possible the same day, as long as you apply by 11 a.m. CT.

  But rates are still on the steep side compared to some loan options, capped at 99.99%. It also has a higher minimum loan amount than Plain Green Loans, and rates, terms and loan amounts vary depending on where you live.

• Pros and cons

  Pros

  • More competitive rates
  • Higher loan amounts
  • Also has personal lines of credit

  Cons

  • Rates as high as 99.99%
  • High minimum loan amount compared to Plain Green
  • Rates and terms vary by state

• More details

  Loan amount	$1,000 - $10,000
  Interest rate type	Variable
  APR	34% to 99.99% (Varies by state)
  Loan Term	6 months to 5 years
  Turnaround time	1-3 business days