HSBC credit cards with no foreign transaction fee

Compare HSBC credit cards with no foreign transaction fee. Select up to four cards, then hit "Compare" to see how their features stack up side by side. You can also select "Show filters" to narrow your options to products that fit your credit score range and have the benefits you need most.

Name	Foreign transaction fee	Annual fee	Purchase APR
HSBC Gold Mastercard® credit card	None	$0	0% intro for the first 18 months (then 13.99% to 23.99% variable)	An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card.	View details	Compare	loading Fetching your data...
HSBC Elite Credit Card	None	$395	14.99% to 18.99% variable	Earn 50,000 bonus points worth $750 in airfare when booked online through HSBC Rewards, after spending $4,000 in the first 3 months of account opening. The information about the HSBC Elite Credit Card has been collected independently by Finder. The card details have not been reviewed or approved by the card issuer.	View details	Compare	loading Fetching your data...
HSBC Premier World Mastercard® credit card	None	$0 intro annual fee for the first year ($95 thereafter)	14.99% to 18.99% variable	Earn 35,000 Rewards Program bonus points, worth at least $400 in air travel, after spending $3,000 or more on purchases in the first 3 months from account opening. The information about the HSBC Premier World Mastercard® credit card has been collected independently by Finder. The card details have not been reviewed or approved by the card issuer.	View details	Compare	loading Fetching your data...

loading

Compare up to 4 providers

If you’re going on an international vacation and planning to make purchases abroad, an HSBC card could serve you well.

What is a typical HSBC foreign transaction fee?

HSBC charges zero foreign transaction fees for any of its cards— not even for its non-travel products.This is fairly unusual as most providers will only waive this fee for travel products. Non-travel products often come with a foreign transaction fee of 3% on every purchase made abroad or on a foreign website.

How to compare HSBC credit cards with no foreign transaction fee

Think about what type of card you want.

Check out this handy table of HSBC cards to determine what kind of card might work best for you:

Card	Why you should get it	Why you shouldn’t get it
HSBC Gold Mastercard® credit card	Excellent intro APR on purchases and balance transfers	No rewards
HSBC Cash Rewards Mastercard® credit card	Unlimited 1.5% cash back on all purchases	No intro APR on purchases
HSBC Platinum Mastercard® with Rewards Credit Card	1x points on all purchases	Other cards offer better rewards
HSBC Advance Mastercard® credit card	2x points on dining and select entertainment and 1x points on everything else	$45 annual fee starting the second year (waived for qualifying accounts)
HSBC Premier World Mastercard® credit card	2x points on travel and 1x on everything else. Credits for TSA PreCheck, Uber and Lyft.	$95 annual fee starting the second year (waived for qualifying accounts)
HSBC Elite Credit Card	3x points on new travel; 2x points on dining and 1x on everything else Airport lounge access Air travel credits Credits for TSA PreCheck, Uber and Lyft	$395 annual fee

Consider whether you want to pay an annual fee.

Around half of HSBC’s cards have no annual fees. These are decent choices if you mostly only care about having no foreign transaction fees.

If a card has an annual fee, consider whether you’ll get sufficient value from its signup bonus, rewards and additional benefits.

Pro Tip:

With a few of HSBC’s cards, you can have the ongoing annual fee waived if you have a qualifying US HSBC checking account. Otherwise, you’ll need to pay the annual fee starting the second year.
Check each card’s terms to see which checking account qualifies you for a fee waiver.

Decide whether rewards are important to you.

Consider where you spend the most money and see if your purchases line up with each card’s bonus categories.

Additional benefits.

The HSBC Premier World Mastercard® credit card and HSBC Elite Credit Card have higher annual fees, but they offer more benefits such as travel credits. Using these credits can help offset the annual fee.

Signup bonus.

Although HSBC usually falls short on extending the best rewards, it offers some very competitive signup bonuses.

You might like a point-based signup bonus if you frequently travel. It can offer healthy value when redeemed through HSBC Rewards. Otherwise, you might like a cashback signup bonus.

Penalty APR.

HSBC may increase all of your APRs to a steep penalty APR if you make a late payment.

Only the HSBC Gold Mastercard® credit card has no penalty APR.

Bottom line

None of HSBC’s credit cards have foreign transaction fees. This gives you lots of leeway to choose a card with great rewards, signup bonus or other benefits.

If you’re unsure an HSBC credit card is right for you, compare cards with no foreign transaction fees from other providers.

Frequently asked questions

Thank you for your feedback!

Kevin Joey Chen

Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.

Can you prequalify for HSBC credit cards?HSBC travel insurance: Which credit cards have it?

More guides on Finder

Fidelity® Youth Account review
Fidelity Youth Account is a brokerage account for teens, but parents must also use Fidelity.
Bitstamp vs Coinbase
We compare two of the largest crypto exchanges in the world to see how they stack up.
Donut savings review
Donut earns up to 10% APY, but you must have an iOS device.
Monie savings review
Monie offers 5% APY on deposits, but funds aren’t insured and the interface is buggy.
Patriot Bank High-Yield Money Market Deposit Account account review
The Patriot Bank High-Yield Money Market Deposit account is a free savings account that earns 0.55% APY.
Varo Believe Secured Credit Card review
Varo bank’s credit-building card requires no minimum security deposit.
Eco savings review
Earn up to 5% APY with Eco’s crypto savings account, but funds aren’t insured.
OneLoanPlace connection service review 2022
A simple online form to find lenders — but it lacks specific information to help guide your choice.
Aeroplan® Credit Card review
Chase’s new Air Canada card offers a big signup bonus.
Greenlight vs. Current: Which is better for your teen?
Compare Greenlight and Current debit card to see which one is best for your teen.

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

HSBC credit cards with no foreign transaction fee