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$25,000
Welcome offer
Up to 3x
Points
$0
Annual fee
for the first year ($45 thereafter)
0%
Intro purchase APR
for the first 12 months (then 14.99% to 18.99% variable)
Annual fee | $0 intro annual fee for the first year ($45 thereafter) |
---|---|
Annual fee conditions | $0 For HSBC Advance Mastercard® credit card Account customers who have a qualifying U.S. HSBC Advance or Premier checking account relationship. $45 For HSBC Advance Mastercard® credit card Account customers who no longer have a qualifying U.S. HSBC Advance or Premier checking account relationship. |
Welcome offer | 2x points in the first year on up to $25,000, then 2x points on dining and entertainment and 1x points on all other purchases |
Rewards | After first year rewards offer, 2x points on dining and entertainment and 1x points on all other purchases |
Purchase APR | 0% intro for the first 12 months (then 14.99% to 18.99% variable) |
Balance transfer APR | 0% intro for the first 12 months (then 14.99% to 18.99% variable) |
Minimum Credit Score | 670 |
Issuer | Mastercard |
Review by
Kliment Dukovski is a cryptocurrency and investments writer who has written over 700 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange and stock market trading.
The HSBC Advance Mastercard® credit card might be the credit card for you if you want to earn accelerated points on dining and select entertainment purchases without paying an annual fee. Not only will you get accelerated points, but you’ll also get a long intro APR period on balance transfers and purchases. This can help you save money on interest.
However, to be eligible to apply you must have an existing HSBC checking account.
Your chances of approval increase if you have a good to excellent credit score of 670 or higher.
If you are an existing HSBC customer looking to earn accelerated rewards on dining and select entertainment purchases without paying an annual fee, the HSBC Advance Mastercard® credit card could be worth considering. In addition to earning rewards on your purchases, you also get a long intro APR period on purchases and balance transfers.
As an alternative, you can consider the Capital One SavorOne Cash Rewards Credit Card. But before applying for a card, make sure to compare your credit cards options until you find the right fit for your wallet.