ExtraLend.com installment loan connection service review

Get an installment loan of up to $3,000 with this online loan connection service.

An installment loan is a loan with a predetermined number of scheduled payments. When you apply for an online installment loan through ExtraLend.com, it’ll work to pair you with a lender that could deposit your approved funds directly into your bank account in as little as one business day.

Min Loan Amount$100
Max. Loan Amount$3,000
Loan TermVaries by lender
Loan SecurityUnsecured
Turnaround TimeAs soon as one business day
RequirementsMust be at least 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.
  • You must be at least 18 years of age
  • Legally work and live in the United States
  • Have a working telephone number and email address
  • Have a bank account in your name
  • Be employed for at least 90 consecutive days with the same employer
  • Meet minimum income guidelines

How does ExtraLend.com work?

ExtraLend.com is not a direct lender. Instead, it is a service that connects borrowers with short-term loan lenders.

ExtraLend.com’s network of lenders provide installment loans of up to $3,000. To apply for a loan, you must first complete a free application on ExtraLend.com. If you qualify for a loan, ExtraLend.com connects you with a lender.

If you’re offered a short-term loan and accept the terms and conditions, you could receive your funds in just one business day.

Top three reasons to use ExtraLend.com’s service

  1. Free online application. ExtraLend.com’s simple and secure application process takes just minutes to complete.
  2. Easily find a lender. ExtraLend.com quickly connects you with lenders and loans you qualify for.
  3. No obligation offers. You’re free to select the offer that best fits your financial needs — and you’re not obligated to accept any of them.

What to watch out for

Installment loans can be handy in a financial pinch, but be wary of several potential drawbacks that include:

  • High APRs. Some lenders seek to capitalize on their borrowers with high interest rates. Don’t be surprised to find APRs as high as 1,386% with this one.
  • Late fees and penalties. Paying late or paying off your loan early or late can result in hefty hidden fees.
  • No loan guarantee. Applying for a loan through ExtraLend.com does not guarantee you a loan. The success of your application depends on whether you meet the eligibility criteria of the lenders in its network.

How does ExtraLend.com compare to other providers?

A selection of online installment loans

Rates last updated December 12th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
$4,000
9 to 36 months
1 business day
Open only to residents of AL, CA, DE, GA, KS, ID, IL, MO, MS, NV, NM, OH, SC, TN, TX, UT, VA and WI. Must have direct deposit to demonstrate sufficient monthly income.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
$2,500
Varies by lender
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Blue Trust Loans Installment Loans
Get an installment loan from an online tribal lender. Perks for returning borrowers.
$2,000
6 months
As soon as next business day
Must be at least 18 years old and have a verifiable source of income with direct deposit into your checking account.
HonestLoans Installment Loans
Get a flexible installment loan with fast funding through one easy online application form.
$2,500
Varies by lender
As soon as one business day
Must be employed and receive regular income, earn at least $800 a month, have a checking account and be an 18+ years old legal US citizen.
MaxLend Installment Loans
Get up to $1,000 as a first-timer, with loans of up to $2,000 and lower APRs for repeat borrowers.
$2,000
6 months
As soon as the next business day
Must be at least 18 years old and a US citizen, have a valid bank account and provide a verifiable source of income.

Compare up to 4 providers

A selection of loan connection services

Rates last updated December 12th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
$5,000
3 to 60 months
Varies based on lender
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
$1,000
Varies based on lender
As soon as next business day
You must be a US citizen, at least 18 years old, and have a valid bank account.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
$2,500
Varies by lender
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
SWIFT Payday Loan
Access multiple lenders with a 5-minute application for a cash advance on your paycheck.
$1,200
Varies by lender
Next business day
Must be at least 18 years old and employed or have regular income.
LoanSolo.com Payday Loans
Potentially get connected with a legit lender offering convenient payday loans and quickly get funds.
$1,000
Varies by lender
As soon as one business day
You must be 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.
ExtraLend.com Installment Loans
This free and simple service could connect you with online lenders offering installment loans.
$3,000
Varies by lender
As soon as one business day
Must be at least 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income.
iCashLoans.com Short Term Loans
Potentially get a loan through a network of 100+ lenders. One simple online application.
$1,000
Varies by lender
Varies by lender
Be employed, have a bank account in your name and income of at least $1,000 per month.
CashAdvance.com Payday Loans
Whether for emergencies or unexpected expenses, this broker may be able to connect you among its nationwide network of lenders.
$999
Up to 12 months
1–2 days
You must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.

Compare up to 4 providers

A general warning about installment loans

Short-term loan products like installment loans offer quick access to capital but are associated with steep interest rates and non-negotiable fees.

The drawbacks of short-term loans could outweigh the perks. To avoid slipping further into debt, explore alternative financing options before applying for an installment loan.

Is ExtraLend.com legit?

Yes. ExtraLend.com is a reputable loan connection service. Its website keeps your information safe and secure through data encryption. Keep in mind that ExtraLend.com will share your information with its partner lenders in order to connect you with an installment loan. You may also receive promotional materials from other companies if ExtraLend.com shares your information for marketing purposes.

Am I eligible for an installment loan through ExtraLend.com?

ExtraLend.com can’t guarantee you a loan, but your chances of success are higher if you’re:

  • At least 18 years old.
  • A US resident with a valid bank account.
  • Employed for at least 90 days with the same employer.

How do I apply?

  1. Click the Go to site button on this page to be directed to the application form. Start by entering the amount you’d like to borrow, your ZIP code and your email address, then click Get Started.
    ExtraLend apply from homepage
  2. Enter your personal information, including your address, Social Security number and date of birth. Click Next Step.
    ExtraLend Apply second screen

3. Enter your employment and income details. Click Next Step.
USFSL-ExtraLend-APPLYThreeV2

4. Provide your bank account information, including your account and bank routing numbers.

USFSL-ExtraLend-APPLYFourV2

5. Finally, review the Privacy Policy and Terms of Use. If you agree, click Submit to submit your application.

ExtraLend apply, terms and conditions

I got a loan through ExtraLend.com. Now what?

  • Don’t miss a payment. Keep track of your payment schedule to meet payment due dates. You could also set up automatic payments through your bank account. Late or missed payments come with stiff fees and penalties.
  • Avoid refinancing your loan. If you’re unable to meet the terms of your loan, ExtraLend.com will work with you to refinance any remaining amount — or even increase it. It may sound tempting, but instead look into alternatives to avoid becoming entangled in a debt spiral.

Bottom line

ExtraLend.com’s installment loan connection service can streamline the loan application process. But the service does not guarantee you a loan, you’ll need to carefully review your specific lender’s terms and conditions before making a decision.

A short-term installment loan could get you over a financial hump. If you have time or creditworthiness on your side, consider your other installment loan options.

Frequently asked questions about ExtraLend.com

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