Compare short-term loans in Tulsa

If you need money fast and have limited options, you can borrow up to $500 by taking out a payday loan in Tulsa, Oklahoma. But it won’t be cheap — APRs can easily top 400%, even with state protections. And you’ll want to make sure you’re working with a licensed lender before applying.

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Can I get a payday loan in Tulsa, Oklahoma?

Yes, you can get a payday loan in Tulsa, Oklahoma either online or at a storefront. However, the state has laws in place to protect borrowers. Here’s what you can expect:

• Maximum loan: $500
• Maximum finance charges: $15 for every $100 borrowed on loans up to $300, decreasing to $10 for every $100 borrowed beyond the initial $300
• Terms: 12 to 45 days
• Renewals: None

All lenders must be licensed according to Oklahoma state law, which makes it easier to tell if they’re legit. You can read more about how payday loans work in Oklahoma by checking out our guide.

Here are some short-term lenders you might want to look into

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Name	Product	Filter Values	Loan amount	Turnaround time	Requirements
OppLoans Installment Loans			$500 to $5,000	1 business day	Direct deposit, meet minimum income requirements, live in eligible state	Comes with the option to change your due date so you won’t fall behind on repayments.	Go to site More Info		loading Fetching your data...
Stilt			$1,000 to $25,000	2 to 3 business days	Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.	No green card? You could still qualify for a personal loan.	Go to site More Info		loading Fetching your data...
Fast5kLoans Short-term Loans Connection Service			$100 to $35,000	As soon as the next business day	Regular source of income, verifiable bank account, US citizen, ages 18+	Get connected with multiple lenders you might qualify with — even if you have bad credit.	Go to site More Info		loading Fetching your data...
LendYou Short-term Loans			$100 to $2,500	Same business day to 1 business day	$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+	Get offers from potential lenders in minutes by filling out just one online form.	Go to site More Info		loading Fetching your data...
Monevo Installment Loans			$500 to $100,000	Varies by lender	Credit score of 500+, legal US resident, ages 18+	Quickly compare multiple online lenders with competitive rates depending on your credit.	Go to site More Info		loading Fetching your data...
Fig Loans Installment Loans			$200 to $800, varies by state	As soon as the same business day	3 months of direct deposits, $1400 per month income, positive bank account balance	Get an affordable installment loan that comes with no fees, flexible terms and predictable monthly repayments.	Go to site More Info		loading Fetching your data...

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What do I need to apply?

While requirements vary by lender, you typically need to meet the following criteria to get a payday loan in Tulsa, Oklahoma:

• Have a steady source of income. Some lenders might require you to have a job, while others just want to see you have enough money coming in to repay your loan.
• Have a bank account. While a handful of lenders might not require a bank account, most do.
• Be a US citizen or permanent resident. Most short-term loan options in Tulsa aren’t available to nonresidents — though there are other options.

When you apply, lenders often ask for the following information and documents:

• State-issued ID. Typically, you’ll need to provide an up-to-date driver’s license or other government-issued ID.
• Blank check. Some lenders might ask for payment in the form of a post-dated check.
• Proof of income. You might have to provide your most recent pay stubs or bank statements to show you can afford to repay the loan.
• Contact information. Lenders generally ask for a working phone number, email address and mailing address when you apply.

Where to find short-term loan locations in Tulsa

Short-term loan locations near me in Tulsa, OK

Bottom line

Payday loans are available in Tulsa, but those triple-digit APRs can make borrowing expensive. And you also aren’t allowed to renew your loan, which means you can’t buy more time the way you can in other cities.

Want to know more about how short-term loans work? Read our guide to payday loans.

Frequently asked questions

• Can I get a payday loan in Tulsa on a Sunday?

  Unfortunately, most payday lenders are closed on Sunday, so you’ll have to do some searching. You can use the map above to see if a lender near you is open.

• Can I get a payday loan with bad credit in Tulsa?

  You can. Most payday lenders are willing to work with all credit types, even if they run a credit check when you apply for the loan.

• Can I get a payday loan if I don't have a bank account?

  It might be possible, though you’ll have to do a lot of searching. Your best bet is to reach out to payday lending stores and ask if they issue loans in the form of cash or prepaid debit cards. Or check out our guide to loans you can get without a bank account.