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Banks that support Apple Pay

Learn what banks support Apple Pay and how to set it up.

Before you switch banks, it’s a good idea to know if they work with Apple Pay beforehand — especially if you use it regularly. Luckily, most major banks and credit unions are compatible with the handy wallet, and over 85% of US retailers accept Apple Pay.

US banks that offer Apple Pay

Nearly all major banks and credit unions offer cards that work with Apple Pay. Use this table to search through a list of participating institutions to find out if your current or next bank is compatible with your Apple Wallet.

Can I use Apple Pay at an ATM?

Yes, you can use Apple Pay at ATMs if the machine accepts contactless withdrawals. To check whether you can use Apple Pay at an ATM, look for the contactless symbol on the machine, which looks like a WiFi symbol turned to the side.

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See terms and conditions
Chime is a financial technology company, not a bank. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
*Out-of-network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer.
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How to set up Apple Pay

There are only a few steps you need to take to add a card to Apple Pay:

  1. Open Apple Wallet on your iPhone and tap the “+” button on the top right.
  2. Choose the type of card you want to add.
  3. Scan the front of your debit or credit card by positioning it in the frame, or you can manually enter your card’s information.
  4. Tap Next.
  5. Verify your information if the card provider requests, which they’ll do by sending you an activation code. If applicable, select your verification method. Once you receive it, enter the code.

Once your card is verified, you can make payments through Apple Pay. On an iPhone, you can open your Wallet app or double-click the lock button to bring up your wallet and either enter your passcode or use Face ID to approve the transaction.

With an Apple Watch, double-click the side button to pull up your wallet. You can also choose a default card that automatically comes up first.

Can I use Apple Pay if I travel abroad?

Apple Pay works at any store or ATM that accepts contactless payments — no matter where you are in the world. Select the tab to see a full breakdown of countries and regions that support Apple Pay.

Bottom line

Apple Pay lets you make contactless payments using your iPhone, iPad, Apple Watch and Mac computer. There are many other digital wallets like Venmo and Paypal that you can use aside from Apple. Learn more about your digital wallet options and how they work.

Frequently asked questions

Does Chime accept Apple Pay?

Yes, you can add Chime cards to your Apple Wallet. Chime is also compatible with Google and Samsung Pay.

What types of cards can I add to Apple Pay?

Debit, credit and some gift cards are compatible with Apple Wallet. You can also add your driver’s license, state ID, insurance cards, transit tickets, event tickets, student IDs, plane boarding passes and much more.

Is Apple Pay safe?

Yes. Apple Pay takes a number of measures to keep sensitive data safe. It doesn’t retain any transaction information or store the card numbers you use with Apple Pay. It also encrypts all sensitive data transmitted through Apple’s servers.

Is Apple Cash the same as Apple Pay?

No, they’re not the same thing. Apple Cash is a digital card in Apple Wallet that lets you transfer funds to family and friends through iMessages. You can fund the card for peer-to-peer payments and transfer Daily Cash rewards you’ve earned from an Apple Card.

What is Apple Card?

Apple Card is a credit card backed by Goldman Sachs. It’s exclusively for iPhone users and offers cashback rewards and $0 annual fees. Once you’re approved, it’s automatically added to your Apple Wallet, but you can also request a physical Apple Card.

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