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Banks you can use Samsung Pay with

Samsung Pay lets you make contactless, tap and go payments without your debit or credit card

This guide features a list of US banks that offer Samsung Pay, as well as how to set it up and start using it today.

If your current bank doesn’t offer Samsung Pay, you can compare a range of debit and credit cards that currently do support the app.

Banks compatible with Samsung Pay

Bank Apple PaySamsung PayGoogle Pay
American ExpressNoNoNo
Bank of AmericaNoNoNo
BarclaysNo
BBVA CompassNoNoNo
Capital OneNoNoNo
ChaseNoNoNo
CitiNoNoNo
DiscoverNoNoNo
Green DotNoNoNo
HSBCNoNoNo
PNCNoNoNo
SynchronyNoNoNo
USAANoNoNo
US BankNoNo
Wells FargoNoNoNo
TD BankNoNoNo

How to add a debit or credit card to Samsung Pay

To add a credit or debit card to Samsung Pay from mobile device, you’ll need to:

  1. Open Samsung Pay on your mobile device.
  2. Tap Menu in the top left corner of the screen and select Cards.
  3. Tap Add cards.
  4. Enter your card number, cardholder name, expiry date and the three-digit security code found on the back of your card.
  5. Tap Next.
  6. Enter any additional identity verification information required by your debit or credit card provider.
  7. Review your debit or credit card’s terms and conditions.
  8. Select your preferred method of verification.
  9. Enter the verification code you receive.
  10. Sign your signature in the box provided.
  11. Tap Save and Done.

Compare accounts compatible with Samsung Pay

All of these products can be added to Samsung Pay. However, you’ll get the most value from your digital wallet by choosing a debit or credit card that earns rewards on everyday purchases.

1 - 3 of 4
Name Product Fee Minimum deposit to open Annual Percentage Yield (APY) Offer
Axos Bank Rewards Checking
Finder Rating: 4.2 / 5: ★★★★★
Bonus
Axos Bank Rewards Checking
$0 per month
$50
3.30% on balances of $0 to $50,000
Use promo code AXOS300 and apply by June 30th, 2024, to earn up to $300 bonus, $50 each month you meet requirements: Make direct deposits of $5,000+ each month for the first 7 months and maintain an average balance of $7,000.
Earn up to 3.3% APY after meeting deposit and spending requirements. Get ATM free reimbursements at all domestic ATMs. Pay $0 monthly or overdraft fees. FDIC insured.
Axos Bank Essential Checking
Finder Rating: 5 / 5: ★★★★★
Axos Bank Essential Checking
$0 per month
$0
N/A
Pay $0 monthly and overdraft fees, and get reimbursed for domestic ATM fees. No opening deposit or minimum balance requirement. Get your paycheck up to 2 days early with direct deposit. FDIC insured.
Chase Secure Banking℠
Finder Rating: 4.2 / 5: ★★★★★
Bonus
Chase Secure Banking℠
$4.95 per month
$0
N/A
New Chase checking customers enjoy a $100 bonus, when you open a new Chase Secure Banking account and complete 10 qualifying transactions within 60 days of coupon enrolment.
Chase Secure Banking℠ offers no overdraft services. New Chase customers may qualify for a $100 signup bonus. Member FDIC.
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1 - 3 of 61
Name Product Filter values Rewards Purchase APR Annual fee
Capital One VentureOne Rewards Credit Card
Up to 5x miles
0% intro for the first 15 months (then 19.99% - 29.99% variable)
$0
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening. See rates & fees
Capital One Venture Rewards Credit Card
Up to 5x miles
19.99% - 29.99% variable
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening. See rates & fees
Capital One Quicksilver Cash Rewards Credit Card
Up to 1.5% cash back
0% intro for the first 15 months (then 19.99% - 29.99% variable)
$0
More than an unlimited 1.5% cash back card: you'll also earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). See rates & fees
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Bottom line

Samsung Pay is fast, easy to use and allows you to leave the house with just your phone in hand and still make purchases. Just like regular contactless tap and go payments made with your debit or credit card, you don’t need to enter a PIN for transactions less than $100.

Frequently asked questions

Is there a monthly fee for using Samsung Pay?

No, Samsung Pay is free to use.

Can I use Samsung Pay without a data connection?

You can make up to 10 payments using Samsung pay without a Wi-Fi or mobile data connection.

Where can I use Samsung Pay?

You can use Samsung Pay at both NFC and EMV point-of-sale terminals.

How many cards can I add to Samsung Pay?

You can add a total of 10 credit and debit cards to Samsung Pay.

Do I need a Samsung device to use Samsung Pay?

Yes, Samsung Pay is only available on the following Samsung devices: Galaxy S9, Galaxy S9+, Galaxy Note8, Galaxy S8, Galaxy S8+, Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Galaxy Note5, Galaxy S6 edge, Galaxy S6 Active, Galaxy S6, Gear S2, Gear S3, Gear Fit2, and Gear Sport.

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