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World Acceptance Corporation is a credit services business based in the US. World Acceptance Corporation shares (WRLD) are listed on the NASDAQ and all prices are listed in US Dollars. World Acceptance Corporation employs 3,744 staff and has a trailing 12-month revenue of around USD$558.3 million.
Since the stock market crash in March caused by coronavirus, World Acceptance Corporation's share price has had significant positive movement.
Its last market close was USD$108.73, which is 22.19% up on its pre-crash value of USD$84.6 and 114.46% up on the lowest point reached during the March crash when the shares fell as low as USD$50.7.
If you had bought USD$1,000 worth of World Acceptance Corporation shares at the start of February 2020, those shares would have been worth USD$664.89 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$1,336.29.
|Latest market close||USD$108.73|
|52-week range||USD$43.16 - USD$115.67|
|50-day moving average||USD$102.7011|
|200-day moving average||USD$82.7789|
|Wall St. target price||USD$61.75|
|Dividend yield||N/A (0%)|
|Earnings per share (TTM)||USD$6.45|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2020-11-15)||N/A|
|1 month (2020-10-26)||12.83%|
|3 months (2020-08-22)||N/A|
|6 months (2020-05-22)||N/A|
|1 year (2019-11-22)||N/A|
|2 years (2018-11-22)||N/A|
|3 years (2017-11-22)||N/A|
|5 years (2015-11-22)||N/A|
Valuing World Acceptance Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of World Acceptance Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
World Acceptance Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, World Acceptance Corporation shares trade at around 17x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
World Acceptance Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 7.1. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into World Acceptance Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
World Acceptance Corporation's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$97.5 million.
The EBITDA is a measure of a World Acceptance Corporation's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||USD$558.3 million|
|Operating margin TTM||15.21%|
|Gross profit TTM||USD$408.3 million|
|Return on assets TTM||5.28%|
|Return on equity TTM||12.06%|
|Market capitalisation||USD$778.2 million|
TTM: trailing 12 months
There are currently 1.3 million World Acceptance Corporation shares held short by investors – that's known as World Acceptance Corporation's "short interest". This figure is 3.7% down from 1.4 million last month.
There are a few different ways that this level of interest in shorting World Acceptance Corporation shares can be evaluated.
World Acceptance Corporation's "short interest ratio" (SIR) is the quantity of World Acceptance Corporation shares currently shorted divided by the average quantity of World Acceptance Corporation shares traded daily (recently around 66825.294418843). World Acceptance Corporation's SIR currently stands at 19.53. In other words for every 100,000 World Acceptance Corporation shares traded daily on the market, roughly 19530 shares are currently held short.
However World Acceptance Corporation's short interest can also be evaluated against the total number of World Acceptance Corporation shares, or, against the total number of tradable World Acceptance Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case World Acceptance Corporation's short interest could be expressed as 0.19% of the outstanding shares (for every 100,000 World Acceptance Corporation shares in existence, roughly 190 shares are currently held short) or 0.3933% of the tradable shares (for every 100,000 tradable World Acceptance Corporation shares, roughly 393 shares are currently held short).
A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against World Acceptance Corporation.
Find out more about how you can short World Acceptance Corporation stock.
We're not expecting World Acceptance Corporation to pay a dividend over the next 12 months.
World Acceptance Corporation's shares were split on a 3:1 basis on 1 September 1995. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your World Acceptance Corporation shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for World Acceptance Corporation shares which in turn could have impacted World Acceptance Corporation's share price.
Over the last 12 months, World Acceptance Corporation's shares have ranged in value from as little as $43.16 up to $115.67. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while World Acceptance Corporation's is 1.6685. This would suggest that World Acceptance Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2020, it operates 1,243 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Texas, Tennessee, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
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