How to buy Sandy Spring Bancorp stock | $46.46

Sandy Spring Bancorp, Inc is a banks-regional business based in the US. Sandy Spring Bancorp shares (SASR) are listed on the NASDAQ and all prices are listed in US Dollars. Sandy Spring Bancorp employs 1,110 staff and has a trailing 12-month revenue of around 0.00.

Sandy Spring Bancorp stock price (NASDAQ: SASR)

Use our graph to track the performance of SASR stocks over time.

Sandy Spring Bancorp shares at a glance

• Key figures

Information last updated 2021-07-30.

Latest market close	$46.46
52-week range	$20.54 - $47.99
50-day moving average	$43.38
200-day moving average	$42.08
Wall St. target price	$50.88
PE ratio	8.6439
Dividend yield	$1.24 (2.98%)
Earnings per share (TTM)	$4.87

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Is it a good time to buy Sandy Spring Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Sandy Spring Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Sandy Spring Bancorp price performance over time

Historical closes compared with the close of $46.46 from 2021-05-28

1 week (2021-07-22)	N/A
1 month (2021-07-02)	6.44%
3 months (2021-04-30)	2.43%
6 months (2021-01-29)	N/A

1 year (2020-07-29)	N/A
2 years (2019-07-29)	N/A
3 years (2018-07-29)	N/A
5 years (2016-07-29)	N/A

Is Sandy Spring Bancorp under- or over-valued?

Valuing Sandy Spring Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Sandy Spring Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Sandy Spring Bancorp's P/E ratio

Sandy Spring Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Sandy Spring Bancorp shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Sandy Spring Bancorp's PEG ratio

Sandy Spring Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.0138. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Sandy Spring Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Sandy Spring Bancorp financials

Revenue TTM	$563.1 million
Operating margin TTM	58.5%
Gross profit TTM	$380.2 million
Return on assets TTM	1.79%
Return on equity TTM	15.85%
Profit margin	41.56%
Book value	$33.02
Market capitalisation	$2 billion

TTM: trailing 12 months

Shorting Sandy Spring Bancorp shares

There are currently 682,691 Sandy Spring Bancorp shares held short by investors – that's known as Sandy Spring Bancorp's "short interest". This figure is 8.2% up from 631,230 last month.

There are a few different ways that this level of interest in shorting Sandy Spring Bancorp shares can be evaluated.

Sandy Spring Bancorp's "short interest ratio" (SIR)

Sandy Spring Bancorp's "short interest ratio" (SIR) is the quantity of Sandy Spring Bancorp shares currently shorted divided by the average quantity of Sandy Spring Bancorp shares traded daily (recently around 176862.95336788). Sandy Spring Bancorp's SIR currently stands at 3.86. In other words for every 100,000 Sandy Spring Bancorp shares traded daily on the market, roughly 3860 shares are currently held short.

However Sandy Spring Bancorp's short interest can also be evaluated against the total number of Sandy Spring Bancorp shares, or, against the total number of tradable Sandy Spring Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Sandy Spring Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Sandy Spring Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0149% of the tradable shares (for every 100,000 tradable Sandy Spring Bancorp shares, roughly 15 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Sandy Spring Bancorp.

Find out more about how you can short Sandy Spring Bancorp stock.

Sandy Spring Bancorp share dividends

Dividend payout ratio: 25.64% of net profits

Recently Sandy Spring Bancorp has paid out, on average, around 25.64% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.04% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Sandy Spring Bancorp shareholders could enjoy a 3.04% return on their shares, in the form of dividend payments. In Sandy Spring Bancorp's case, that would currently equate to about $1.24 per share.

While Sandy Spring Bancorp's payout ratio might seem fairly standard, it's worth remembering that Sandy Spring Bancorp may be investing much of the rest of its net profits in future growth.

Sandy Spring Bancorp's most recent dividend payout was on 18 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 10 May 2021 (the "ex-dividend date").

Have Sandy Spring Bancorp's shares ever split?

Sandy Spring Bancorp's shares were split on a 3:2 basis on 20 December 2001. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Sandy Spring Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Sandy Spring Bancorp shares which in turn could have impacted Sandy Spring Bancorp's share price.

Sandy Spring Bancorp share price volatility

Over the last 12 months, Sandy Spring Bancorp's shares have ranged in value from as little as $20.5362 up to $47.99. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Sandy Spring Bancorp's is 1.1534. This would suggest that Sandy Spring Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Sandy Spring Bancorp overview

Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses. The company operates through three segments: Community Banking, Insurance, and Investment Management. The Community Banking segment offers financial products and services, including various loan and deposit products. Its loan products include commercial real estate loans, commercial construction loans, and other commercial loans; residential real estate plans; and consumer loans comprising home equity loans and lines, installment loans, and personal lines of credit. The Insurance segment provides general insurance agency services and annuities, such as commercial, personal, and medical liability lines. The Investment Management segment offers investment management and financial planning, including cash flow analysis, investment review, tax and retirement planning, insurance analysis, and estate planning to individuals, families, small businesses, and associations.

Frequently asked questions

What percentage of Sandy Spring Bancorp is owned by insiders or institutions?
Currently 2.855% of Sandy Spring Bancorp shares are held by insiders and 67.394% by institutions. How many people work for Sandy Spring Bancorp?
Latest data suggests 1,110 work at Sandy Spring Bancorp. When does the fiscal year end for Sandy Spring Bancorp?
Sandy Spring Bancorp's fiscal year ends in December. Where is Sandy Spring Bancorp based?
Sandy Spring Bancorp's address is: 17801 Georgia Avenue, Olney, MD, United States, 20832 What is Sandy Spring Bancorp's ISIN number?
Sandy Spring Bancorp's international securities identification number is: US8003631038 What is Sandy Spring Bancorp's CUSIP number?
Sandy Spring Bancorp's Committee on Uniform Securities Identification Procedures number is: 800363103