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How to buy PennyMac Financial Services stock
Learn how to easily invest in PennyMac Financial Services stock.
PennyMac Financial Services Inc is a mortgage finance business based in the US. PennyMac Financial Services shares (PFSI) are listed on the NYSE and all prices are listed in US Dollars. PennyMac Financial Services employs 7,261 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in PennyMac Financial Services
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – PFSI – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
PennyMac Financial Services stock price (NYSE: PFSI)Use our graph to track the performance of PFSI stocks over time.
PennyMac Financial Services shares at a glance
|Latest market close||$67.43|
|52-week range||$54.59 - $71.52|
|50-day moving average||$67.30|
|200-day moving average||$63.68|
|Wall St. target price||$87.86|
|Dividend yield||$0.8 (1.15%)|
|Earnings per share (TTM)||$18.07|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy PennyMac Financial Services stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
PennyMac Financial Services price performance over time
|1 week (2022-01-13)||-3.06%|
|1 month (2021-12-20)||0.45%|
|3 months (2021-10-20)||-0.01%|
|6 months (2021-07-20)||14.93%|
|1 year (2021-01-20)||11.36%|
|2 years (2020-01-17)||100.09%|
|3 years (2019-01-18)||225.59%|
|5 years (2017-01-20)||314.95%|
Is PennyMac Financial Services stock undervalued or overvalued?
Valuing PennyMac Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PennyMac Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
PennyMac Financial Services's P/E ratio
PennyMac Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, PennyMac Financial Services shares trade at around 4x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
PennyMac Financial Services's PEG ratio
PennyMac Financial Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.67. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PennyMac Financial Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
PennyMac Financial Services financials
|Revenue TTM||$3.9 billion|
|Operating margin TTM||44.98%|
|Gross profit TTM||$4.7 billion|
|Return on assets TTM||5.04%|
|Return on equity TTM||39.35%|
|Market capitalisation||$4.1 billion|
TTM: trailing 12 months
PennyMac Financial Services share dividends
Dividend payout ratio: 3.53% of net profits
Recently PennyMac Financial Services has paid out, on average, around 3.53% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.15% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), PennyMac Financial Services shareholders could enjoy a 1.15% return on their shares, in the form of dividend payments. In PennyMac Financial Services's case, that would currently equate to about $0.8 per share.
While PennyMac Financial Services's payout ratio might seem low, this can signify that PennyMac Financial Services is investing more in its future growth.
PennyMac Financial Services's most recent dividend payout was on 23 November 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 November 2021 (the "ex-dividend date").
PennyMac Financial Services share price volatility
Over the last 12 months, PennyMac Financial Services's shares have ranged in value from as little as $54.5925 up to $71.52. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while PennyMac Financial Services's is 1.1956. This would suggest that PennyMac Financial Services's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
PennyMac Financial Services overview
PennyMac Financial Services, Inc. , through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; response to customer inquiries; accounting for principal and interest; holding custodial funds for the payment of property taxes and insurance premiums; counseling delinquent borrowers; and supervising foreclosures and property dispositions.
PennyMac Financial Services in the news
Notable Wednesday Option Activity: JOE, ICHR, PFSI
Microsoft's $68.7 billion deal for Activision once again shows big tech's dominance over legacy media
Supreme Court vaccine mandate ruling won't bar companies from demanding Covid shots for workers — Biden vows to advocate for that
Frequently asked questionsWhat percentage of PennyMac Financial Services is owned by insiders or institutions?
Currently 14.617% of PennyMac Financial Services shares are held by insiders and 54.634% by institutions. How many people work for PennyMac Financial Services?
Latest data suggests 7,261 work at PennyMac Financial Services. When does the fiscal year end for PennyMac Financial Services?
PennyMac Financial Services's fiscal year ends in December. Where is PennyMac Financial Services based?
PennyMac Financial Services's address is: 3043 Townsgate Road, Westlake Village, CA, United States, 91361 What is PennyMac Financial Services's ISIN number?
PennyMac Financial Services's international securities identification number is: US70932M1071 What is PennyMac Financial Services's CUSIP number?
PennyMac Financial Services's Committee on Uniform Securities Identification Procedures number is: 70932B101
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