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PennyMac Finl Svcs Inc is a mortgage finance business based in the US. PennyMac Finl Svcs shares (PFSI) are listed on the NYSE and all prices are listed in US Dollars. PennyMac Finl Svcs employs 5,088 staff and has a trailing 12-month revenue of around $2.6 billion.
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| Latest market close | $47.36 |
|---|---|
| 52-week range | $38.40 - $70.73 |
| 50-day moving average | $53.49 |
| 200-day moving average | $54.24 |
| Wall St. target price | $66.00 |
| PE ratio | 3.593 |
| Dividend yield | $0.8 (1.8%) |
| Earnings per share (TTM) | $11.94 |
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $47.36 from 2022-10-04
| 1 week (2022-09-26) | 4.36% |
|---|---|
| 1 month (2022-09-06) | -7.46% |
| 3 months (2022-07-06) | 3.70% |
| 6 months (2022-04-06) | -1.84% |
| 1 year (2021-10-06) | -24.14% |
|---|---|
| 2 years (2020-10-06) | -19.89% |
| 3 years (2019-10-04) | 52.53% |
| 5 years (2017-10-05) | 160.22% |
Valuing PennyMac Finl Svcs stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PennyMac Finl Svcs's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
PennyMac Finl Svcs's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, PennyMac Finl Svcs shares trade at around 4x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
PennyMac Finl Svcs's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.67. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PennyMac Finl Svcs's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $2.6 billion |
|---|---|
| Operating margin TTM | 37.57% |
| Gross profit TTM | $3.1 billion |
| Return on assets TTM | 3.8% |
| Return on equity TTM | 20.79% |
| Profit margin | 27.62% |
| Book value | $65.39 |
| Market capitalisation | $2.3 billion |
TTM: trailing 12 months
Dividend payout ratio: 6.77% of net profits
Recently PennyMac Finl Svcs has paid out, on average, around 6.77% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.8% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), PennyMac Finl Svcs shareholders could enjoy a 1.8% return on their shares, in the form of dividend payments. In PennyMac Finl Svcs's case, that would currently equate to about $0.8 per share.
While PennyMac Finl Svcs's payout ratio might seem low, this can signify that PennyMac Finl Svcs is investing more in its future growth.
PennyMac Finl Svcs's most recent dividend payout was on 25 August 2022. The latest dividend was paid out to all shareholders who bought their shares by 14 August 2022 (the "ex-dividend date").
Over the last 12 months, PennyMac Finl Svcs's shares have ranged in value from as little as $38.3983 up to $70.7346. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while PennyMac Finl Svcs's is 1.2833. This would suggest that PennyMac Finl Svcs's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
PennyMac Financial Services, Inc. , through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs.
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