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PennyMac Financial Services, Inc is a mortgage finance business based in the US. PennyMac Financial Services shares (PFSI) are listed on the NYSE and all prices are listed in US Dollars. PennyMac Financial Services employs 6,019 staff and has a trailing 12-month revenue of around USD$4.1 billion.
|Latest market close||USD$64.24|
|52-week range||USD$13.0052 - USD$70|
|50-day moving average||USD$60.1932|
|200-day moving average||USD$53.348|
|Wall St. target price||USD$79.75|
|Dividend yield||USD$0.6 (0.92%)|
|Earnings per share (TTM)||USD$16.796|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-12)||N/A|
|1 month (2020-12-23)||-6.04%|
|3 months (2020-10-19)||N/A|
|6 months (2020-07-19)||N/A|
|1 year (2020-01-19)||N/A|
|2 years (2019-01-19)||N/A|
|3 years (2018-01-19)||N/A|
|5 years (2016-01-19)||N/A|
Valuing PennyMac Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PennyMac Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
PennyMac Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, PennyMac Financial Services shares trade at around 4x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
PennyMac Financial Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.67. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PennyMac Financial Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$4.1 billion|
|Operating margin TTM||44.96%|
|Gross profit TTM||USD$1.8 billion|
|Return on assets TTM||6.65%|
|Return on equity TTM||54.65%|
|Market capitalisation||USD$4.7 billion|
TTM: trailing 12 months
There are currently 3.0 million PennyMac Financial Services shares held short by investors – that's known as PennyMac Financial Services's "short interest". This figure is 8.3% up from 2.8 million last month.
There are a few different ways that this level of interest in shorting PennyMac Financial Services shares can be evaluated.
PennyMac Financial Services's "short interest ratio" (SIR) is the quantity of PennyMac Financial Services shares currently shorted divided by the average quantity of PennyMac Financial Services shares traded daily (recently around 699936.17511521). PennyMac Financial Services's SIR currently stands at 4.34. In other words for every 100,000 PennyMac Financial Services shares traded daily on the market, roughly 4340 shares are currently held short.
However PennyMac Financial Services's short interest can also be evaluated against the total number of PennyMac Financial Services shares, or, against the total number of tradable PennyMac Financial Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case PennyMac Financial Services's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 PennyMac Financial Services shares in existence, roughly 40 shares are currently held short) or 0.0982% of the tradable shares (for every 100,000 tradable PennyMac Financial Services shares, roughly 98 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against PennyMac Financial Services.
Find out more about how you can short PennyMac Financial Services stock.
Dividend payout ratio: 3.17% of net profits
Recently PennyMac Financial Services has paid out, on average, around 3.17% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.92% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), PennyMac Financial Services shareholders could enjoy a 0.92% return on their shares, in the form of dividend payments. In PennyMac Financial Services's case, that would currently equate to about $0.6 per share.
While PennyMac Financial Services's payout ratio might seem low, this can signify that PennyMac Financial Services is investing more in its future growth.
PennyMac Financial Services's most recent dividend payout was on 25 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 13 November 2020 (the "ex-dividend date").
Over the last 12 months, PennyMac Financial Services's shares have ranged in value from as little as $13.0052 up to $70. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while PennyMac Financial Services's is 1.2042. This would suggest that PennyMac Financial Services's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Loan Production, Loan Servicing, and Investment Management. The Loan Production segment is involved in the origination, acquisition, and sale of mortgage loans. This segment originates first-lien residential conventional, government-insured or guaranteed mortgage loans, and home equity loans. The Loan Servicing segment engages in the servicing of newly originated mortgage loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; response to customer inquiries; accounting for principal and interest; holding custodial funds for the payment of property taxes and insurance premiums; counseling delinquent borrowers; and supervising foreclosures and property dispositions. This segment also services conventional and government-insured or guaranteed mortgage loans, and home equity loans; and distressed mortgage loans that have been acquired as investments by its advised entities. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.
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