Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Orange County Bancorp stock

Learn how to easily invest in Orange County Bancorp stock.

Middletown, NY-based bank holding company Orange County Bancorp has applied for listing on the Nasdaq. The company's stock already trades on the Over-the-Counter Markets under the ticker symbol "OBT," and it hopes to trade on the Nasdaq under the same ticker symbol.

We'll update this page as new information becomes available.

How to buy Orange County Bancorp stock

  1. Open a stock trading account. Use our comparison table or choose from our Top Picks.
  2. Confirm your payment details. Fund your account with a bank transfer, debit card or credit card and take advantage of any signup bonuses.
  3. Search for the stock by name or ticker symbol – OBT. It's that simple.

Best for low fees

Finder Award

SoFi Invest

  • Trade stocks for $0 and no annual fee
  • Start trading with a $0 minimum deposit
  • Get up to $1,000 when you fund a new account within 30 days

Best for beginners

Finder Award


  • Trade stocks and ETFs for $0 and no annual fee
  • Minimum deposit of $10 required
  • FINDER EXCLUSIVE: Get $15 when you sign up and deposit $100

Promoted for easy user experience


  • Get free stock upon signup
  • Earn 4% interest on uninvested cash with Robinhood Gold
  • Get 1% match on contributions to a Robinhood IRA

Orange County Bancorp stock price (NASDAQ: OBT)

Use our graph to track the performance of OBT stocks over time.

Orange County Bancorp shares at a glance

Information last updated 2023-01-30.
Latest market close$48.06
52-week range$31.96 - $48.73
50-day moving average $47.21
200-day moving average $40.66
Wall St. target price$52.00
PE ratio 10.822
Dividend yield $0.83 (1.96%)
Earnings per share (TTM) $4.41

Buy Orange County Bancorp stocks from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
1 - 6 of 6
Name Product Available asset types Stock trade fee Minimum deposit Signup bonus
SoFi Invest
Stocks, Options, ETFs, Cryptocurrency
Get up to $1,000
when you fund a new account within 30 days.
Winner of Finder’s Best Low-Cost Broker award.
Finder Award
Stocks, Options, ETFs, Cryptocurrency
when you sign up and deposit $100
Winner of Finder’s Best Broker for Beginners award. Not available in NY, NV, MN, TN, and HI.
Stocks, Options, ETFs, Cryptocurrency
Get a free stock
when you successfully sign up and link your bank account.
Make unlimited commission-free trades, plus earn 4% interest on uninvested cash in your account with Robinhood Gold.
Stocks, Options, ETFs, Cryptocurrency
Get $200 in US stocks
when you open and fund an account with min. $2,000 for 3+ mos.
Highly commended for Best Derivatives Trading Platform award.
Stocks, ETFs, Cryptocurrency, Alternatives
Get up to $300 in either stocks or crypto
when you use code FINDERUS to sign up and fund a new account.
Trade stocks and ETFs commission-free, plus gain access to alternative investments like art, NFTs and more.
Interactive Brokers
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Futures, Forex
Winner of Finder’s Best Overall Stock Broker award.

Compare up to 4 providers

Information on this page is for educational purposes only. Finder is not an advisor or brokerage service, and we don't recommend investors to trade specific stocks or other investments.

Finder is not a client of any featured partner. We may be paid a fee for referring prospective clients to a partner, though it is not a recommendation to invest in any one partner.

Is it a good time to buy Orange County Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Orange County Bancorp price performance over time

Historical closes compared with the close of $48.06 from 2023-02-01

1 week (2023-01-26) 0.13%
1 month (2022-12-30) 3.18%
3 months (2022-11-02) 6.09%
6 months (2022-08-02) 47.38%
1 year (2022-02-02) 18.55%
2 years (2021-02-02) 71.64%
3 years (2020-01-31) 57.06%
5 years (2018-02-02) 55.8

Is Orange County Bancorp stock undervalued or overvalued?

Valuing Orange County Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Orange County Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Orange County Bancorp's P/E ratio

Orange County Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Orange County Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Orange County Bancorp's P/E ratio is best considered in relation to those of others within the banks-regional industry or those of similar companies.

Orange County Bancorp financials

Revenue TTM $80.6 million
Operating margin TTM 39.69%
Gross profit TTM $80.6 million
Return on assets TTM 1.1%
Return on equity TTM 15.18%
Profit margin 30.24%
Book value $24.48
Market capitalisation $269.3 million

TTM: trailing 12 months

Orange County Bancorp share dividends


Dividend payout ratio: 15.63% of net profits

Recently Orange County Bancorp has paid out, on average, around 15.63% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.96% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Orange County Bancorp shareholders could enjoy a 1.96% return on their shares, in the form of dividend payments. In Orange County Bancorp's case, that would currently equate to about $0.83 per share.

While Orange County Bancorp's payout ratio might seem low, this can signify that Orange County Bancorp is investing more in its future growth.

Orange County Bancorp's most recent dividend payout was on 15 December 2022. The latest dividend was paid out to all shareholders who bought their shares by 1 December 2022 (the "ex-dividend date").

Orange County Bancorp's dividend payout ratio is perhaps best considered in relation to those of similar companies.

Have Orange County Bancorp's shares ever split?

Orange County Bancorp's shares were split on a 2:1 basis on 26 February 2018. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Orange County Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Orange County Bancorp shares which in turn could have impacted Orange County Bancorp's share price.

Orange County Bancorp share price volatility

Over the last 12 months, Orange County Bancorp's shares have ranged in value from as little as $31.9606 up to $48.73. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Orange County Bancorp's is 0.2846. This would suggest that Orange County Bancorp's shares are less volatile than average (for this exchange).

To put Orange County Bancorp's beta into context you can compare it against those of similar companies.

Orange County Bancorp overview

Orange County Bancorp, Inc. , through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc.

Frequently asked questions

What percentage of Orange County Bancorp is owned by insiders or institutions?
Currently 16.46% of Orange County Bancorp shares are held by insiders and 41.669% by institutions.
When does the fiscal year end for Orange County Bancorp?
Orange County Bancorp's fiscal year ends in December.
Where is Orange County Bancorp based?
Orange County Bancorp's address is: 212 Dolson Avenue, Middletown, NY, United States, 10940
What is Orange County Bancorp's ISIN number?
Orange County Bancorp's international securities identification number is: US68417L1070

More guides on Finder

Ask an Expert provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site