How to buy OptimumBank stock - 07 March

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How to buy OptimumBank stock

Own OptimumBank stock in just a few minutes.

Fact checked

OptimumBank Holdings, Inc is a banks-regional business based in the US. OptimumBank shares (OPHC) are listed on the NASDAQ and all prices are listed in US Dollars. OptimumBank employs 19 staff and has a trailing 12-month revenue of around USD$3.5 million.

How to buy shares in OptimumBank

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for OptimumBank. Find the stock by name or ticker symbol: OPHC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until OptimumBank reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of OptimumBank, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of OptimumBank. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

OptimumBank share price

Use our graph to track the performance of OPHC stocks over time.

OptimumBank shares at a glance

Information last updated 2021-03-03.
52-week rangeUSD$1.68 - USD$5.4
50-day moving average USD$3.8642
200-day moving average USD$3.1206
Wall St. target priceN/A
PE ratio N/A
Dividend yield N/A (0%)
Earnings per share (TTM) USD$-0.788

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy OptimumBank stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

OptimumBank financials

Revenue TTM USD$3.5 million
Gross profit TTM USD$3.4 million
Return on assets TTM -0.85%
Return on equity TTM -15.1%
Profit margin -39.61%
Book value $4.637
Market capitalisation USD$12.2 million

TTM: trailing 12 months

Shorting OptimumBank shares

There are currently 3,497 OptimumBank shares held short by investors – that's known as OptimumBank's "short interest". This figure is 15.2% down from 4,124 last month.

There are a few different ways that this level of interest in shorting OptimumBank shares can be evaluated.

OptimumBank's "short interest ratio" (SIR)

OptimumBank's "short interest ratio" (SIR) is the quantity of OptimumBank shares currently shorted divided by the average quantity of OptimumBank shares traded daily (recently around 116566.66666667). OptimumBank's SIR currently stands at 0.03. In other words for every 100,000 OptimumBank shares traded daily on the market, roughly 30 shares are currently held short.

However OptimumBank's short interest can also be evaluated against the total number of OptimumBank shares, or, against the total number of tradable OptimumBank shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case OptimumBank's short interest could be expressed as 0% of the outstanding shares (for every 100,000 OptimumBank shares in existence, roughly 0 shares are currently held short) or 0.0014% of the tradable shares (for every 100,000 tradable OptimumBank shares, roughly 1 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against OptimumBank.

Find out more about how you can short OptimumBank stock.

OptimumBank share dividends

We're not expecting OptimumBank to pay a dividend over the next 12 months.

Have OptimumBank's shares ever split?

OptimumBank's shares were split on a 1:10 basis on 12 January 2016. So if you had owned 10 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your OptimumBank shares – just the quantity. However, indirectly, the new 900% higher share price could have impacted the market appetite for OptimumBank shares which in turn could have impacted OptimumBank's share price.

OptimumBank share price volatility

Over the last 12 months, OptimumBank's shares have ranged in value from as little as $1.68 up to $5.4. A popular way to gauge a stock's volatility is its "beta".

OPHC.US volatility(beta: 1.15)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while OptimumBank's is 1.1521. This would suggest that OptimumBank's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

OptimumBank overview

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. It operates through three banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

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