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How to buy OneMain stock | $45.28

Own OneMain stock in just a few minutes.

Fact checked

OneMain Holdings, Inc is a credit services business based in the US. OneMain shares (OMF) are listed on the NYSE and all prices are listed in US Dollars. OneMain employs 9,700 staff and has a trailing 12-month revenue of around USD$2.5 billion.

How to buy shares in OneMain

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for OneMain. Find the stock by name or ticker symbol: OMF. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until OneMain reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$45.28, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of OneMain, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of OneMain. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

OneMain share price

Use our graph to track the performance of OMF stocks over time.

OneMain shares at a glance

Information last updated 2020-12-03.
Latest market closeUSD$45.28
52-week rangeUSD$11.0426 - USD$41.5487
50-day moving average USD$37.8849
200-day moving average USD$30.5932
Wall St. target priceUSD$45.56
PE ratio 8.6568
Dividend yield USD$3.44 (8.67%)
Earnings per share (TTM) USD$4.668

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy OneMain stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

OneMain price performance over time

Historical closes compared with the close of $45.28 from 2020-12-18

1 week (2021-01-12) N/A
1 month (2020-12-23) -4.05%
3 months (2020-10-19) N/A
6 months (2020-07-19) N/A
1 year (2020-01-19) N/A
2 years (2019-01-19) N/A
3 years (2018-01-19) N/A
5 years (2016-01-19) N/A

Is OneMain under- or over-valued?

Valuing OneMain stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OneMain's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

OneMain's P/E ratio

OneMain's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, OneMain shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

OneMain's PEG ratio

OneMain's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.61. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into OneMain's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

OneMain financials

Revenue TTM USD$2.5 billion
Operating margin TTM 35.57%
Gross profit TTM USD$2.5 billion
Return on assets TTM 2.86%
Return on equity TTM 17.51%
Profit margin 25.72%
Book value $23.25
Market capitalisation USD$5.4 billion

TTM: trailing 12 months

Shorting OneMain shares

There are currently 2.9 million OneMain shares held short by investors – that's known as OneMain's "short interest". This figure is 1.3% down from 2.9 million last month.

There are a few different ways that this level of interest in shorting OneMain shares can be evaluated.

OneMain's "short interest ratio" (SIR)

OneMain's "short interest ratio" (SIR) is the quantity of OneMain shares currently shorted divided by the average quantity of OneMain shares traded daily (recently around 731554.1025641). OneMain's SIR currently stands at 3.9. In other words for every 100,000 OneMain shares traded daily on the market, roughly 3900 shares are currently held short.

However OneMain's short interest can also be evaluated against the total number of OneMain shares, or, against the total number of tradable OneMain shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case OneMain's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 OneMain shares in existence, roughly 20 shares are currently held short) or 0.0375% of the tradable shares (for every 100,000 tradable OneMain shares, roughly 38 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against OneMain.

Find out more about how you can short OneMain stock.

OneMain share dividends

Dividend payout ratio: 108.77% of net profits

Recently OneMain has paid out, on average, around 108.77% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 8.67% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), OneMain shareholders could enjoy a 8.67% return on their shares, in the form of dividend payments. In OneMain's case, that would currently equate to about $3.44 per share.

OneMain's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

OneMain's most recent dividend payout was on 17 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 6 November 2020 (the "ex-dividend date").

OneMain share price volatility

Over the last 12 months, OneMain's shares have ranged in value from as little as $11.0426 up to $41.5487. A popular way to gauge a stock's volatility is its "beta".

OMF.US volatility(beta: 2.29)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while OneMain's is 2.2871. This would suggest that OneMain's shares are significantly more volatile than the average for this exchange and represent a higher risk.

OneMain overview

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or are unsecured. It also offers credit insurance products comprising life, disability, and involuntary unemployment insurance; non-credit insurance; and optional home and auto membership plans. The company operates through a network of approximately 1,500 branch offices in 44 states in the United States, as well as through its Website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1920 and is based in Evansville, Indiana.

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