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Mastercard is a credit services business based in the US. Mastercard shares (MA) are listed on the NYSE and all prices are listed in US Dollars. Mastercard employs 24,000 staff and has a trailing 12-month revenue of around $21.6 billion.
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| Latest market close | $382.39 |
|---|---|
| 52-week range | $276.42 - $397.47 |
| 50-day moving average | $353.87 |
| 200-day moving average | $337.00 |
| Wall St. target price | $407.90 |
| PE ratio | 38.2008 |
| Dividend yield | $1.96 (0.6%) |
| Earnings per share (TTM) | $10.01 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $382.39 from 2023-01-25
| 1 week (2023-01-17) | 1.97% |
|---|---|
| 1 month (2022-12-23) | N/A |
| 3 months (2022-10-27) | 19.73% |
| 6 months (2022-07-27) | 11.40% |
| 1 year (2022-01-27) | 9.09% |
|---|---|
| 2 years (2021-01-27) | 21.21% |
| 3 years (2020-01-27) | 21.10% |
| 5 years (2018-01-26) | 124.49% |
Valuing Mastercard stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Mastercard's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Mastercard's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 38x. In other words, Mastercard shares trade at around 38x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Mastercard's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.3342. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Mastercard's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Mastercard's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $13.1 billion.
The EBITDA is a measure of a Mastercard's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $21.6 billion |
|---|---|
| Operating margin TTM | 56.97% |
| Gross profit TTM | $18.9 billion |
| Return on assets TTM | 21.1% |
| Return on equity TTM | 147.74% |
| Profit margin | 45.22% |
| Book value | $6.61 |
| Market capitalisation | $367.7 billion |
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Mastercard.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 20.62
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Mastercard's overall score of 20.62 (as at 12/31/2018) is excellent – landing it in it in the 15th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Mastercard is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 2.06/100
Mastercard's environmental score of 2.06 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that Mastercard is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 8.68/100
Mastercard's social score of 8.68 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that Mastercard is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 9.88/100
Mastercard's governance score puts it squarely in the 5th percentile of companies rated in the same sector. That could suggest that Mastercard is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 4/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Mastercard scored a 4 out of 5 for controversy – the second-lowest score possible, reflecting that Mastercard has a damaged public profile.
Mastercard Inc was last rated for ESG on: 2019-01-01.
| Total ESG score | 20.62 |
|---|---|
| Total ESG percentile | 14.88 |
| Environmental score | 2.06 |
| Environmental score percentile | 5 |
| Social score | 8.68 |
| Social score percentile | 5 |
| Governance score | 9.88 |
| Governance score percentile | 5 |
| Level of controversy | 4 |
Dividend payout ratio: 19.71% of net profits
Recently Mastercard has paid out, on average, around 19.71% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.6% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Mastercard shareholders could enjoy a 0.6% return on their shares, in the form of dividend payments. In Mastercard's case, that would currently equate to about $1.96 per share.
While Mastercard's payout ratio might seem low, this can signify that Mastercard is investing more in its future growth.
Mastercard's most recent dividend payout was on 8 February 2023. The latest dividend was paid out to all shareholders who bought their shares by 5 January 2023 (the "ex-dividend date").
Mastercard's shares were split on a 10:1 basis on 21 January 2014. So if you had owned 1 share the day before before the split, the next day you'd have owned 10 shares. This wouldn't directly have changed the overall worth of your Mastercard shares – just the quantity. However, indirectly, the new 90% lower share price could have impacted the market appetite for Mastercard shares which in turn could have impacted Mastercard's share price.
Over the last 12 months, Mastercard's shares have ranged in value from as little as $276.4214 up to $397.4672. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Mastercard's is 1.0837. This would suggest that Mastercard's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus.
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