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How to buy LendingClub Corporation stock | $10.56

Own LendingClub Corporation stock in just a few minutes.

Fact checked

LendingClub Corporation is a credit services business based in the US. LendingClub Corporation shares (LC) are listed on the NYSE and all prices are listed in US Dollars. LendingClub Corporation employs 1,073 staff and has a trailing 12-month revenue of around USD$589.6 million.

How to buy shares in LendingClub Corporation

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for LendingClub Corporation. Find the stock by name or ticker symbol: LC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until LendingClub Corporation reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$10.56, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of LendingClub Corporation, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of LendingClub Corporation. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

LendingClub Corporation share price

Use our graph to track the performance of LC stocks over time.

LendingClub Corporation shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$10.56
52-week rangeUSD$4.315 - USD$13.6699
50-day moving average USD$7.7664
200-day moving average USD$5.787
Wall St. target priceUSD$9.33
PE ratio N/A
Dividend yield N/A (0%)
Earnings per share (TTM) USD$-0.779

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy LendingClub Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

LendingClub Corporation price performance over time

Historical closes compared with the close of $10.56 from 2020-12-31

1 week (2021-01-13) -6.80%
1 month (2020-12-23) 17.86%
3 months (2020-10-21) 116.84%
6 months (2020-07-21) 86.57%
1 year (2020-01-21) -15.32%
2 years (2019-01-19) N/A
3 years (2018-01-19) 162.69%
5 years (2016-01-21) 28.47%

Is LendingClub Corporation under- or over-valued?

Valuing LendingClub Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of LendingClub Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

LendingClub Corporation's EBITDA

LendingClub Corporation's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$80.1 million.

The EBITDA is a measure of a LendingClub Corporation's overall financial performance and is widely used to measure a its profitability.

LendingClub Corporation financials

Revenue TTM USD$589.6 million
Operating margin TTM 3.92%
Gross profit TTM USD$1 billion
Return on assets TTM 0.58%
Return on equity TTM -19.81%
Profit margin -27.25%
Book value $8.021
Market capitalisation USD$690 million

TTM: trailing 12 months

Shorting LendingClub Corporation shares

There are currently 4.8 million LendingClub Corporation shares held short by investors – that's known as LendingClub Corporation's "short interest". This figure is 7% up from 4.5 million last month.

There are a few different ways that this level of interest in shorting LendingClub Corporation shares can be evaluated.

LendingClub Corporation's "short interest ratio" (SIR)

LendingClub Corporation's "short interest ratio" (SIR) is the quantity of LendingClub Corporation shares currently shorted divided by the average quantity of LendingClub Corporation shares traded daily (recently around 2.0 million). LendingClub Corporation's SIR currently stands at 2.38. In other words for every 100,000 LendingClub Corporation shares traded daily on the market, roughly 2380 shares are currently held short.

However LendingClub Corporation's short interest can also be evaluated against the total number of LendingClub Corporation shares, or, against the total number of tradable LendingClub Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case LendingClub Corporation's short interest could be expressed as 0.06% of the outstanding shares (for every 100,000 LendingClub Corporation shares in existence, roughly 60 shares are currently held short) or 0.0703% of the tradable shares (for every 100,000 tradable LendingClub Corporation shares, roughly 70 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against LendingClub Corporation.

Find out more about how you can short LendingClub Corporation stock.

LendingClub Corporation share dividends

We're not expecting LendingClub Corporation to pay a dividend over the next 12 months.

Have LendingClub Corporation's shares ever split?

LendingClub Corporation's shares were split on a 1:5 basis on 8 July 2019. So if you had owned 5 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your LendingClub Corporation shares – just the quantity. However, indirectly, the new 400% higher share price could have impacted the market appetite for LendingClub Corporation shares which in turn could have impacted LendingClub Corporation's share price.

LendingClub Corporation share price volatility

Over the last 12 months, LendingClub Corporation's shares have ranged in value from as little as $4.315 up to $13.6699. A popular way to gauge a stock's volatility is its "beta".

LC.US volatility(beta: 1.68)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while LendingClub Corporation's is 1.6803. This would suggest that LendingClub Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

LendingClub Corporation overview

LendingClub Corporation provides unsecured personal loans in the United States. It operates an online lending marketplace platform that connects borrowers and investors. The company's marketplace facilitates various types of loan products for consumers and small businesses, including education and patient finance loans, auto refinance loans, and small business loans. It also enables investors to invest in a range of loans. The company was founded in 2006 and is headquartered in San Francisco, California.

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