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How to buy Hingham Institution for Savings stock | 223

Own Hingham Institution for Savings stock in just a few minutes.

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Hingham Institution for Savings is a banks—regional business based in the US. Hingham Institution for Savings shares (HIFS) are listed on the NASDAQ and all prices are listed in US Dollars. Hingham Institution for Savings employs 86 staff and has a trailing 12-month revenue of around USD$83.8 million.

How to buy shares in Hingham Institution for Savings

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Hingham Institution for Savings. Find the stock by name or ticker symbol: HIFS. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Hingham Institution for Savings reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$223, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Hingham Institution for Savings, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Hingham Institution for Savings. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted Hingham Institution for Savings's share price?

Since the stock market crash in March caused by coronavirus, Hingham Institution for Savings's share price has had significant positive movement.

Its last market close was USD$223, which is 11.66% up on its pre-crash value of USD$196.99 and 71.68% up on the lowest point reached during the March crash when the shares fell as low as USD$129.89.

If you had bought USD$1,000 worth of Hingham Institution for Savings shares at the start of February 2020, those shares would have been worth USD$699.03 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$1,090.47.

Hingham Institution for Savings share price

Use our graph to track the performance of HIFS stocks over time.

Hingham Institution for Savings shares at a glance

Information last updated 2020-10-19.
Latest market close USD$223
52-week range USD$125.55 - USD$216
50-day moving average USD$190.9294
200-day moving average USD$171.8158
Wall St. target price N/A
PE ratio 11.5387
Dividend yield USD$1.8 (0.87%)
Earnings per share (TTM) USD$20.659

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Hingham Institution for Savings stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Hingham Institution for Savings price performance over time

Historical closes compared with the close of $223 from 2020-11-16

1 week (2020-11-17) 0.36%
1 month (2020-10-23) 7.95%
3 months (2020-08-24) 14.58%
6 months (2020-05-22) 48.45%
1 year (2019-11-22) 15.60%
2 years (2018-11-23) 5.34%
3 years (2017-11-24) 10.58%
5 years (2015-11-24) 70.31%

Is Hingham Institution for Savings under- or over-valued?

Valuing Hingham Institution for Savings stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Hingham Institution for Savings's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Hingham Institution for Savings's P/E ratio

Hingham Institution for Savings's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Hingham Institution for Savings shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Hingham Institution for Savings financials

Revenue TTM USD$83.8 million
Operating margin TTM 75.51%
Gross profit TTM USD$74.2 million
Return on assets TTM 1.74%
Return on equity TTM 17.47%
Profit margin 53.8%
Book value $130.241
Market capitalisation USD$424.3 million

TTM: trailing 12 months

Shorting Hingham Institution for Savings shares

There are currently 19,956 Hingham Institution for Savings shares held short by investors – that's known as Hingham Institution for Savings's "short interest". This figure is 14.8% down from 23,435 last month.

There are a few different ways that this level of interest in shorting Hingham Institution for Savings shares can be evaluated.

Hingham Institution for Savings's "short interest ratio" (SIR)

Hingham Institution for Savings's "short interest ratio" (SIR) is the quantity of Hingham Institution for Savings shares currently shorted divided by the average quantity of Hingham Institution for Savings shares traded daily (recently around 2418.9090909091). Hingham Institution for Savings's SIR currently stands at 8.25. In other words for every 100,000 Hingham Institution for Savings shares traded daily on the market, roughly 8250 shares are currently held short.

However Hingham Institution for Savings's short interest can also be evaluated against the total number of Hingham Institution for Savings shares, or, against the total number of tradable Hingham Institution for Savings shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Hingham Institution for Savings's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Hingham Institution for Savings shares in existence, roughly 10 shares are currently held short) or 0.0102% of the tradable shares (for every 100,000 tradable Hingham Institution for Savings shares, roughly 10 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Hingham Institution for Savings.

Find out more about how you can short Hingham Institution for Savings stock.

Hingham Institution for Savings share dividends

13%

Dividend payout ratio: 12.94% of net profits

Recently Hingham Institution for Savings has paid out, on average, around 12.94% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.87% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Hingham Institution for Savings shareholders could enjoy a 0.87% return on their shares, in the form of dividend payments. In Hingham Institution for Savings's case, that would currently equate to about $1.8 per share.

While Hingham Institution for Savings's payout ratio might seem low, this can signify that Hingham Institution for Savings is investing more in its future growth.

Hingham Institution for Savings's most recent dividend payout was on 14 October 2020. The latest dividend was paid out to all shareholders who bought their shares by 2 October 2020 (the "ex-dividend date").

Have Hingham Institution for Savings's shares ever split?

Hingham Institution for Savings's shares were split on a 3:2 basis on 6 October 1998. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Hingham Institution for Savings shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Hingham Institution for Savings shares which in turn could have impacted Hingham Institution for Savings's share price.

Hingham Institution for Savings share price volatility

Over the last 12 months, Hingham Institution for Savings's shares have ranged in value from as little as $125.55 up to $216. A popular way to gauge a stock's volatility is its "beta".

HIFS.US volatility(beta: 0.95)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Hingham Institution for Savings's is 0.9504. This would suggest that Hingham Institution for Savings's shares are less volatile than average (for this exchange).

Hingham Institution for Savings overview

Hingham Institution for Savings provides various banking products and services to individuals and small businesses in the United States. The company accepts savings, demand, negotiable order of withdrawal, and money market accounts; and certificates of deposit. Its loan portfolio comprises commercial real estate, construction, residential real estate, consumer/commercial, and home equity loans. The company also provides debit cards; investment products; and ATM and internet banking services. It operates ten offices in Boston and southeastern Massachusetts; and commercial lending office in Washington, D.C. metropolitan area. The company was founded in 1834 and is headquartered in Hingham, Massachusetts.

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