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How to buy Generations Bancorp NY stock

Learn how to easily invest in Generations Bancorp NY stock.

Generations Bancorp NY Inc is a banks-regional business based in the US. Generations Bancorp NY shares (GBNY) are listed on the NASDAQ and all prices are listed in US Dollars. Generations Bancorp NY employs 83 staff and has a trailing 12-month revenue of around $13.9 million.

How to buy shares in Generations Bancorp NY

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – GBNY – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

Generations Bancorp NY stock price (NASDAQ: GBNY)

Use our graph to track the performance of GBNY stocks over time.

Generations Bancorp NY shares at a glance

Information last updated 2022-10-02.
Latest market close$11.05
52-week range$10.90 - $13.50
50-day moving average $11.21
200-day moving average $11.55
Wall St. target priceN/A
PE ratio 18.1148
Dividend yield $0 (0%)
Earnings per share (TTM) $0.61

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Generations Bancorp NY stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Generations Bancorp NY price performance over time

Historical closes compared with the close of $11.05 from 2022-09-30

1 week (2022-09-27) 11.05
1 month (2022-09-02) -0.45%
3 months (2022-07-01) -3.07%
6 months (2022-04-04) -6.28%
1 year (2021-10-04) -4.00%
2 years (2020-09-30) N/A
3 years (2019-09-30) N/A
5 years (2017-09-30) N/A

Is Generations Bancorp NY stock undervalued or overvalued?

Valuing Generations Bancorp NY stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Generations Bancorp NY's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Generations Bancorp NY's P/E ratio

Generations Bancorp NY's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, Generations Bancorp NY shares trade at around 18x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Generations Bancorp NY's P/E ratio is best considered in relation to those of others within the banks-regional industry or those of similar companies.

Generations Bancorp NY financials

Revenue TTM $13.9 million
Operating margin TTM 14.41%
Gross profit TTM $14.1 million
Return on assets TTM 0.38%
Return on equity TTM 3.51%
Profit margin 10.32%
Book value $16.05
Market capitalisation $26.8 million

TTM: trailing 12 months

Generations Bancorp NY share dividends

We're not expecting Generations Bancorp NY to pay a dividend over the next 12 months.

You may also wish to consider:

Generations Bancorp NY share price volatility

Over the last 12 months, Generations Bancorp NY's shares have ranged in value from as little as $10.9 up to $13.5. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Generations Bancorp NY's is 0.4155. This would suggest that Generations Bancorp NY's shares are less volatile than average (for this exchange).

To put Generations Bancorp NY's beta into context you can compare it against those of similar companies.

Generations Bancorp NY overview

Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate and multi-family, consumer business, manufactured home, automobile, student, recreational vehicle, construction, and other consumer loans, as well as home equity loans and lines of credit. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U. S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products.

Frequently asked questions

What percentage of Generations Bancorp NY is owned by insiders or institutions?
Currently 23.048% of Generations Bancorp NY shares are held by insiders and 34.362% by institutions.
How many people work for Generations Bancorp NY?
Latest data suggests 83 work at Generations Bancorp NY.
When does the fiscal year end for Generations Bancorp NY?
Generations Bancorp NY's fiscal year ends in December.
Where is Generations Bancorp NY based?
Generations Bancorp NY's address is: 20 East Bayard Street, Seneca Falls, NY, United States, 13148
What is Generations Bancorp NY's ISIN number?
Generations Bancorp NY's international securities identification number is: US37149G1085

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