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How to buy Five Star Bancorp (FSBC) stock

Learn how to easily invest in Five Star Bancorp stock.

Five Star Bancorp
NASDAQ: FSBC - USD
BANKS-REGIONAL
$23.94
+$0.07 (+0.29%)

Five Star Bancorp is a banks-regional business based in the US. Five Star Bancorp shares (FSBC) are listed on the NASDAQ and all prices are listed in US Dollars. Five Star Bancorp employs 140 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Five Star Bancorp

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – FSBC – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Five Star Bancorp stock price (NASDAQ: FSBC)

Use our graph to track the performance of FSBC stocks over time.

Five Star Bancorp shares at a glance

Information last updated 2021-07-23.
52-week range$23.00 - $28.30
50-day moving average $25.32
200-day moving average $25.33
Wall St. target price$28.50
PE ratio 6.2768
Dividend yield $2.93 (12.5%)
Earnings per share (TTM) $3.77

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Five Star Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Five Star Bancorp under- or over-valued?

Valuing Five Star Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Five Star Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Five Star Bancorp's P/E ratio

Five Star Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, Five Star Bancorp shares trade at around 6x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Five Star Bancorp's P/E ratio is best considered in relation to those of others within the banks-regional industry or those of similar companies.

Five Star Bancorp financials

Revenue TTM $71.6 million
Operating margin TTM 58.45%
Gross profit TTM $65.5 million
Return on assets TTM 2.09%
Return on equity TTM -9999999%
Profit margin 54.74%
Book value $11.94
Market capitalisation $407.7 million

TTM: trailing 12 months

Shorting Five Star Bancorp shares

There are currently 161,007 Five Star Bancorp shares held short by investors – that's known as Five Star Bancorp's "short interest". This figure is 2642.4% up from 5,871 last month.

There are a few different ways that this level of interest in shorting Five Star Bancorp shares can be evaluated.

Five Star Bancorp's "short interest ratio" (SIR)

Five Star Bancorp's "short interest ratio" (SIR) is the quantity of Five Star Bancorp shares currently shorted divided by the average quantity of Five Star Bancorp shares traded daily (recently around 127783.33333333). Five Star Bancorp's SIR currently stands at 1.26. In other words for every 100,000 Five Star Bancorp shares traded daily on the market, roughly 1260 shares are currently held short.

To gain some more context, you can compare Five Star Bancorp's short interest ratio against those of similar companies.

However Five Star Bancorp's short interest can also be evaluated against the total number of Five Star Bancorp shares, or, against the total number of tradable Five Star Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Five Star Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Five Star Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0176% of the tradable shares (for every 100,000 tradable Five Star Bancorp shares, roughly 18 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Five Star Bancorp.

Find out more about how you can short Five Star Bancorp stock.

Five Star Bancorp share dividends

8%

Dividend payout ratio: 8.05% of net profits

Recently Five Star Bancorp has paid out, on average, around 8.05% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.5% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Five Star Bancorp shareholders could enjoy a 2.5% return on their shares, in the form of dividend payments. In Five Star Bancorp's case, that would currently equate to about $2.93 per share.

While Five Star Bancorp's payout ratio might seem low, this can signify that Five Star Bancorp is investing more in its future growth.

Five Star Bancorp's most recent dividend payout was on 19 July 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 July 2021 (the "ex-dividend date").

Five Star Bancorp's dividend payout ratio is perhaps best considered in relation to those of similar companies.

Five Star Bancorp overview

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. The company accepts various deposits, such as money market, noninterest-bearing and interest checking accounts, checking and savings accounts, and time deposits. Its loan products include commercial real estate loans; commercial loans; commercial land and construction loans; farmland loans; residential real estate and construction loans; and consumer and other loans. The company also offers debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. It operates seven branch offices and two loan production offices in Northern California. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. .

Frequently asked questions

What percentage of Five Star Bancorp is owned by insiders or institutions?
Currently 39.946% of Five Star Bancorp shares are held by insiders and 7.149% by institutions.
How many people work for Five Star Bancorp?
Latest data suggests 140 work at Five Star Bancorp.
When does the fiscal year end for Five Star Bancorp?
Five Star Bancorp's fiscal year ends in December.
Where is Five Star Bancorp based?
Five Star Bancorp's address is: 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670

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