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How to buy Farmers-and-Merchants Bancorp stock
Learn how to easily invest in Farmers-and-Merchants Bancorp stock.
Farmers & Merchants Bancorp Inc is a banks-regional business based in the US. Farmers-and-Merchants Bancorp shares (FMAO) are listed on the NASDAQ and all prices are listed in US Dollars. Farmers-and-Merchants Bancorp employs 390 staff and has a trailing 12-month revenue of around $93.1 million.
How to buy shares in Farmers-and-Merchants Bancorp
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – FMAO – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
- FMAO shares summary
- Compare share dealing platforms
- Is FMAO stock a buy or sell?
- Stock performance over time
- Are FMAO shares over-valued?
- Farmers-and-Merchants Bancorp's financials
- How volatile are FMAO shares?
- Does Farmers-and-Merchants Bancorp pay a dividend?
- Have FMAO shares ever split?
- Other common questions
Farmers-and-Merchants Bancorp stock price (NASDAQ: FMAO)Use our graph to track the performance of FMAO stocks over time.
Farmers-and-Merchants Bancorp shares at a glance
|Latest market close||$26.78|
|52-week range||$21.68 - $41.56|
|50-day moving average||$29.64|
|200-day moving average||$33.40|
|Wall St. target price||$32.00|
|Dividend yield||$0.75 (3.15%)|
|Earnings per share (TTM)||$2.38|
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Is it a good time to buy Farmers-and-Merchants Bancorp stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Farmers-and-Merchants Bancorp price performance over time
|1 week (2022-09-21)||-2.16%|
|1 month (2022-08-28)||N/A|
|3 months (2022-06-30)||-19.31%|
|6 months (2022-04-01)||-25.88%|
|1 year (2021-10-01)||19.13%|
|2 years (2020-10-01)||33.77%|
|3 years (2019-10-01)||2.92%|
|5 years (2017-09-29)||36.45|
Is Farmers-and-Merchants Bancorp stock undervalued or overvalued?
Valuing Farmers-and-Merchants Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Farmers-and-Merchants Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Farmers-and-Merchants Bancorp's P/E ratio
Farmers-and-Merchants Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Farmers-and-Merchants Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Farmers-and-Merchants Bancorp financials
|Revenue TTM||$93.1 million|
|Operating margin TTM||46.2%|
|Gross profit TTM||$83.7 million|
|Return on assets TTM||1.24%|
|Return on equity TTM||11.28%|
|Market capitalisation||$348.6 million|
TTM: trailing 12 months
Farmers-and-Merchants Bancorp share dividends
Dividend payout ratio: 33.43% of net profits
Recently Farmers-and-Merchants Bancorp has paid out, on average, around 33.43% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.15% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Farmers-and-Merchants Bancorp shareholders could enjoy a 3.15% return on their shares, in the form of dividend payments. In Farmers-and-Merchants Bancorp's case, that would currently equate to about $0.75 per share.
While Farmers-and-Merchants Bancorp's payout ratio might seem fairly standard, it's worth remembering that Farmers-and-Merchants Bancorp may be investing much of the rest of its net profits in future growth.
Farmers-and-Merchants Bancorp's most recent dividend payout was on 19 October 2022. The latest dividend was paid out to all shareholders who bought their shares by 22 September 2022 (the "ex-dividend date").
Have Farmers-and-Merchants Bancorp's shares ever split?
Farmers-and-Merchants Bancorp's shares were split on a 2:1 basis on 20 September 2017. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Farmers-and-Merchants Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Farmers-and-Merchants Bancorp shares which in turn could have impacted Farmers-and-Merchants Bancorp's share price.
Farmers-and-Merchants Bancorp share price volatility
Over the last 12 months, Farmers-and-Merchants Bancorp's shares have ranged in value from as little as $21.6781 up to $41.5555. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Farmers-and-Merchants Bancorp's is 0.3728. This would suggest that Farmers-and-Merchants Bancorp's shares are less volatile than average (for this exchange).
Farmers-and-Merchants Bancorp overview
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services.
Farmers-and-Merchants Bancorp in the news
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Frequently asked questionsWhat percentage of Farmers-and-Merchants Bancorp is owned by insiders or institutions?
Currently 11.083% of Farmers-and-Merchants Bancorp shares are held by insiders and 24.421% by institutions. How many people work for Farmers-and-Merchants Bancorp?
Latest data suggests 390 work at Farmers-and-Merchants Bancorp. When does the fiscal year end for Farmers-and-Merchants Bancorp?
Farmers-and-Merchants Bancorp's fiscal year ends in December. Where is Farmers-and-Merchants Bancorp based?
Farmers-and-Merchants Bancorp's address is: 307 North Defiance Street, Archbold, OH, United States, 43502 What is Farmers-and-Merchants Bancorp's ISIN number?
Farmers-and-Merchants Bancorp's international securities identification number is: US30779N1054 What is Farmers-and-Merchants Bancorp's CUSIP number?
Farmers-and-Merchants Bancorp's Committee on Uniform Securities Identification Procedures number is: 30779N105
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