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How to buy Capitol Federal Financial stock | $13.225

Own Capitol Federal Financial stock in just a few minutes.

Fact checked

Capitol Federal Financial, Inc is a banks-regional business based in the US. Capitol Federal Financial shares (CFFN) are listed on the NASDAQ and all prices are listed in US Dollars. Capitol Federal Financial employs 668 staff and has a trailing 12-month revenue of around USD$186.6 million.

How to buy shares in Capitol Federal Financial

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Capitol Federal Financial. Find the stock by name or ticker symbol: CFFN. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Capitol Federal Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$13.225, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Capitol Federal Financial, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Capitol Federal Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Capitol Federal Financial share price

Use our graph to track the performance of CFFN stocks over time.

Capitol Federal Financial shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$13.225
52-week rangeUSD$8.5951 - USD$13.4821
50-day moving average USD$12.4197
200-day moving average USD$10.8257
Wall St. target priceUSD$12.5
PE ratio 26.453
Dividend yield USD$0.34 (2.75%)
Earnings per share (TTM) USD$0.468

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Capitol Federal Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Capitol Federal Financial price performance over time

Historical closes compared with the close of $13.225 from 2021-01-11

1 week (2021-01-12) -1.01%
1 month (2020-12-18) 8.31%
3 months (2020-10-19) 17.45%
6 months (2020-07-17) 28.96%
1 year (2020-01-17) -4.31%
2 years (2019-01-18) -3.04%
3 years (2018-01-19) 13.63
5 years (2016-01-19) 12.27%

Is Capitol Federal Financial under- or over-valued?

Valuing Capitol Federal Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Capitol Federal Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Capitol Federal Financial's P/E ratio

Capitol Federal Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 26x. In other words, Capitol Federal Financial shares trade at around 26x recent earnings.

That's comparable to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29).

Capitol Federal Financial's PEG ratio

Capitol Federal Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.66. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Capitol Federal Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Capitol Federal Financial financials

Revenue TTM USD$186.6 million
Operating margin TTM 43.69%
Gross profit TTM USD$186.6 million
Return on assets TTM 0.69%
Return on equity TTM 4.92%
Profit margin 34.58%
Book value $9.479
Market capitalisation USD$1.7 billion

TTM: trailing 12 months

Shorting Capitol Federal Financial shares

There are currently 6.0 million Capitol Federal Financial shares held short by investors – that's known as Capitol Federal Financial's "short interest". This figure is 4.4% up from 5.8 million last month.

There are a few different ways that this level of interest in shorting Capitol Federal Financial shares can be evaluated.

Capitol Federal Financial's "short interest ratio" (SIR)

Capitol Federal Financial's "short interest ratio" (SIR) is the quantity of Capitol Federal Financial shares currently shorted divided by the average quantity of Capitol Federal Financial shares traded daily (recently around 659140.19715225). Capitol Federal Financial's SIR currently stands at 9.13. In other words for every 100,000 Capitol Federal Financial shares traded daily on the market, roughly 9130 shares are currently held short.

However Capitol Federal Financial's short interest can also be evaluated against the total number of Capitol Federal Financial shares, or, against the total number of tradable Capitol Federal Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Capitol Federal Financial's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 Capitol Federal Financial shares in existence, roughly 40 shares are currently held short) or 0.0732% of the tradable shares (for every 100,000 tradable Capitol Federal Financial shares, roughly 73 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Capitol Federal Financial.

Find out more about how you can short Capitol Federal Financial stock.

Capitol Federal Financial share dividends


Dividend payout ratio: 89.53% of net profits

Recently Capitol Federal Financial has paid out, on average, around 89.53% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.75% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Capitol Federal Financial shareholders could enjoy a 2.75% return on their shares, in the form of dividend payments. In Capitol Federal Financial's case, that would currently equate to about $0.34 per share.

Capitol Federal Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Capitol Federal Financial's most recent dividend payout was on 4 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 19 November 2020 (the "ex-dividend date").

Have Capitol Federal Financial's shares ever split?

Capitol Federal Financial's shares were split on 8 June 2016.

Capitol Federal Financial share price volatility

Over the last 12 months, Capitol Federal Financial's shares have ranged in value from as little as $8.5951 up to $13.4821. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Capitol Federal Financial's is 0.3113. This would suggest that Capitol Federal Financial's shares are less volatile than average (for this exchange).

Capitol Federal Financial overview

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company accepts a range of deposit products, including savings accounts, money market deposit accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposits. It also provides various loan products, such as one- to four-family residential real estate loans; construction-to-permanent loans; consumer loans comprising home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits; and commercial real estate loans that include various property types, which comprise hotels, office and retail buildings, senior housing facilities, and multi-family dwellings. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services; operates a call center; invests in various securities; and engages in the real estate businesses. It operates a network of 54 branches, including 45 traditional branches and 9 in-store branches located in nine counties throughout Kansas and three counties in Missouri. The company serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina, Kansas, as well as the metropolitan area of greater Kansas City. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

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