8.8 Great
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
Maybe you just want a metal debit card for bragging rights, or you need a long-lasting card that can keep up with you. The good news is they exist — but metal debit cards are less common than metal credit cards. We’ve rounded up four companies that offer metal debit cards, but be aware that they often come at an extra cost.
8.8 Great
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
7.2 Great
APY | N/A |
---|---|
Fee | From $3 per month |
Minimum deposit to open | $0 |
APY | N/A |
---|---|
Fee | From $3 per month |
Minimum deposit to open | $0 |
9.6 Excellent
APY | Up to 3.50% |
---|---|
Fee | From $0 per month |
Minimum deposit to open | $0 |
APY | Up to 3.50% |
---|---|
Fee | From $0 per month |
Minimum deposit to open | $0 |
While not technically a debit card, Crypto.com offers multiple metal prepaid Visa cards. As prepaid cards, they can be funded using bank account transfers, other cards or cryptocurrency. There are many color options, such as Midnight Blue, Ruby Steel, Royal Indigo, Jade Green, Frosted Rose and more. Each card requires a certain number of CRO tokens to qualify and offers different rewards.
To apply for any of the cards, you must have a Crypto.com App account, possess enough CRO tokens for the specific card and store the tokens in your crypto wallet within the Crypto.com App. The cards have no annual fees, and each can earn different rewards, such as airport lounge access, Spotify and Netflix membership reimbursements and cashback rewards at places like Expedia and Airbnb. But as it is a prepaid card, watch out for reload fees, such as the 1% fee for reloading via an external debit card.
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
Fee | $0 per month |
---|---|
Minimum deposit to open | $0 |
Yes! If you’re really intent on getting a metal debit card, many design companies offer custom metal cards using the details of your existing debit card.
In most cases, these companies allow you to submit your own design or choose from a pre-made design. After you choose a design, you “freeze” your existing debit card for safety, ship the card to the company and they’ll make and send you the custom metal card.
Just know that the cost of the metal card could be high, and if you send the card to a company, make sure it’s trustworthy. Custom metal cards can cost anywhere from $50 to $200, depending on the customization options, type of metal and company you choose. You’ll also have to be OK with not having your debit card for as long as the company takes to make the new metal one.
Narrow down top checking accounts by monthly fees, APYs and features. For a better comparison, tick the compare box on multiple options to see the benefits side by side.
The Finder Score crunches over 300 checking accounts from hundreds of financial institutions. It takes into account the product's monthly fees, overdraft fees, opening deposit, customer support options, ATM network and features — this gives you a simple score out of 10.
To provide a Score, Finder’s banking experts analyze hundreds of checking accounts against what we consider is the best option: no monthly fees, no overdraft fees, a large ATM network of 50,000 or more, additional features outside of typical banking services, and the optional perk of earning interest. Accounts that are nearly free to maintain and use are scored the highest, while accounts with costly fees and few features are scored the lowest.
Metal card options are significantly more popular among credit card companies. Traditionally, metal cards are status symbols and are usually geared toward a company’s most “prestigious” customers or highest spenders. After all, metal cards are more expensive to produce than plastic ones.
Metal cards are also much more durable than their plastic counterparts, making them more appealing to frequent spenders or people who are rougher with their cards.
If you really want a metal card, go for it — but we wouldn’t recommend choosing a bank just for the style of the card. Consider the account’s costs, requirements and any additional fees for obtaining a metal card. Very few banks and fintechs offer metal debit cards, so your options are pretty limited, and you’ll want a card that fits your lifestyle — not just your personal style.
Metal cards can be complimentary, like the Revolut metal debit card, which comes with no extra charge with the paid membership. Some metal credit cards are simply included for having that specific card, such as many American Express cards, but these options tend to have high annual fees, so it’s a give-and-take.
If you’re set on a metal card but none of the options are right for you, your next step may be to compare checking accounts that match your lifestyle and then order a custom card using that debit card’s existing details. This way, you can choose an account that fits your needs while getting the fancy metal card you want.
Metal cards are also more commonly offered by credit card companies: compare the best credit cards.
Yes. Chime offers a Limited-Edition Metal Chime Visa® Credit Card – but it’s not a “true” debit card and there are some requirements.
To receive the limited-edition metal card, you first has to have a Chime checking account and the Chime credit-building secured card. Then, you must have received a promotional email with the subject line of “Want a Metal credit card? Look inside regarding the Metal Card Challenge.” Next, you will have to meet activity requirements, such as making a number of qualifying transactions to get the metal card.
Metal credit and debit cards are often made of tungsten, stainless steel or titanium. If you want to get really fancy, some companies offer gold cards.
Premium checking accounts offer better perks than standard checking accounts, but they usually have harder requirements.
Try to keep enough money in your checking account to cover monthly expenses, plus a small cushion. Read more tips here.
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SoFi wins the best checking account overall, with close runners-up: Chime, Upgrade, Chase, Bluevine, Step, Varo and Capital One.
These banks don’t require ChexSystems or a credit check to open an account: SoFi, Chime, Varo, Dave Spending, Chase Secure Banking and more.
Earn a little interest without limiting your transactions. But don’t expect it to replace your high-interest savings account.
Varo is one of the best cashback debit cards to maximize rewards without fees. Other top rewards checking accounts include Axos, Upgrade and One Cash.
Compare the top banks and fintechs that offer virtual card options and learn how to use them.
Chime’s checking account has almost no fees and comes with great modern banking features.
Compare the best, free online checking accounts with low fees, high APYs and great perks.