An everyday checking account offering a handful of convenient features.
The Everyday Checking account is a great option for those looking to budget and manage their finances. It offers a few standard checking account features and additional perks that make it easy to access your money when you need it.
While there is a monthly maintenance fee, Wells Fargo gives several ways to avoid it through transactions, a minimum daily balance, minimum direct deposit and more. Just keep an eye out for other miscellaneous fees for common situations like replacing a lost card or having to stop a payment that can add up quickly.
finder.com's rating: 3.0 / 5.0
★★★★★
With a low initial deposit and no monthly account minimum, this everyday checking account is ideal for college students or those with low account balances. It’s easy to access your money with handy mobile apps and more than 13,000 ATMs. But you won’t find branches in all 50 states.
You can open a Wells Fargo Everyday Checking account at a branch or online through the following steps:
Before your application is approved, you’ll need to meet a few eligibility requirements:
Throughout your application, you’ll be asked for the following information:
This account comes with a Wells Fargo Visa debit card, allowing you to make purchases almost anywhere. Plus, you’ll get fee-free access to over 13,000 Wells Fargo ATMs and 5,800 branches. However, if you use a non-Wells Fargo ATM, you could pay:
To get the full scope on what’s available and fits your financial needs, check out our guide to checking accounts.
Adrienne Fuller
Publisher
I opened a Wells Fargo student checking account in college when I moved out of the region of my neighborhood bank. When I graduated, it automatically converted into an Everyday Checking account.
All in all, there aren’t a lot of bells and whistles to make this account a clear winner for me and I’d probably be just as satisfied with my local credit union or online checking with free ATM access.
This account requires a minimum deposit of $25, due when you open the account.
If the Everyday Checking account isn’t right for you, Wells Fargo offers a few other checking options:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.
Wells Fargo Everyday Checking is not currently available on Finder
Have you considered BMO Smart Advantage Checking?
Earn a $400 cash bonus after $4,000 deposits in the first 120 days. Pay $0 monthly fees and no minimum balance. Access a large nationwide network of free ATMs. Member FDIC.
Peter Finder
Writer
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