Volkswagen Scirocco insurance group

The Volkswagen Scirocco is a coupe first manufactured in 1984. It’s always been a punchy car, which handles well. You should be able to pick up a second-hand vehicle relatively cheaply these days. In this guide, you’ll discover how much it costs to insure based on your age and location.

What insurance group does the Volkswagen Scirocco fall under?

When it comes to car insurance, every vehicle on the road is assigned an insurance group, ranging from 1 to 50, to help insurers determine a suitable cost for your premium. Cars in group 1 are cheapest to insure while those in group 50 are the most expensive. Volkswagen Scirocco models can be found in insurance groups ranging from 18 to 36, meaning the car insurance will be on the cheap side.

However, the costs may vary slightly between different Volkswagen Scirocco models, based on the different factors related to the vehicle and the insurance group it is placed in. As an example, a 30-year-old driver in an average postcode could pay around £807 for cover on a Volkswagen Scirocco 1.4 TSI 122bhp 3d that is in insurance group 18 or around £906 for a Volkswagen Scirocco 2.0 TSI BlueMotion Tech 3d that is in insurance group 30. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Volkswagen Scirocco insurance cost by location

There is a wide range of factors that affect the cost of your car insurance premiums, including your home address.

To show the potential impact of your location, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Volkswagen Scirocco 2.0 TDI GT 3d.

• Expensive: £986 (London SE1)
• Average: £854 (Newcastle NE1)
• Cheap: £659 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Volkswagen Scirocco insurance rate?

Along with insurance group, here are some more key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, vehicles with bigger engines will cost more to insure. For example, it may cost £972 for insurance for a Volkswagen Scirocco 1.4 TSI BlueMotion Tech 3d, while you may pay £1,054 for a Volkswagen Scirocco 2.0 TSI GT 3d DSG. That’s an extra £82 per year to insure a Volkswagen Scirocco with an engine that’s 0.6 litres bigger.
• Driver location. Where you live helps insurers to determine the potential risk of your car being stolen or involved in an accident. This perceived level of risk, based on previous claims data, will affect the cost of your insurance. As an example, a 30-year-old in central London may pay £1,010 for insurance for a Volkswagen Scirocco 2.0 TDi BMT R Line Black Edition 3d DSG, while the same 30-year-old in Newcastle may only pay £882. In this example the motorists living in London will pay an extra £128 per year, and that’s because Londoners are statistically more likely to claim on their car insurance policy than those living in Newcastle.
• Driver age. The youngest drivers represent the biggest risk to insurers, because they are the most likely to claim on their car insurance. That’s why they are charged more than their older counterparts. The average 20-year-old driver in London may pay £1,691 for the Volkswagen Scirocco 1.4 TSI BlueMotion Tech GT 3d, while the average 40-year-old Londoner will only pay £886. In this example, the 20-year-old would have to pay almost double for a year’s worth of cover.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Volkswagen Scirocco premiums?

When searching for insurance, you’ll want to spend some time hunting for the best deal available to you. Here are some tricks you can try to lower the cost of your premium.

• Limit your annual mileage. You’ll be perceived as a lower risk and be charged lower premiums if you use your car less. So, consider if you can walk or use public transport for some journeys.
• Pay annually rather than monthly. By paying annually, you’ll avoid being charged interest on monthly repayments.
• Install extra safety precautions. The safer you can make your car, the more of a discount you could potentially be offered by car insurance companies.
• Don’t blindly accept your renewal quote. Use price comparison websites to shop around the best deal each year, rather than blindly accepting the renewal quote offered by your insurance company. There may be cheaper options out there from other companies.

Bottom line

The Volkswagen Scirocco has been providing great value for money for decades now. It’s actually reasonably pricey to insure compared to other coupes, but the tips in this guide will help you reduce your premiums somewhat.

Frequently asked questions

• What is the top speed of a Volkswagen Scirocco?

  The fastest Volkswagen Scirocco can reach a top speed of 155 miles per hour.

• Is the Volkswagen Scirocco safe?

  This vehicle was awarded a full 5-star rating in its Euro NCAP crash test. This includes a 87% rating for protecting adult occupants and a 73% rating for protecting child occupants.

• How much car tax do I have to pay for the Volkswagen Scirocco?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Volkswagen Scirocco?

  You can buy a Volkswagen Scirocco from dealerships and online sellers across the UK. Or you could buy second-hand from a current owner.

• What engine size is the Volkswagen Scirocco?

  You can choose between a 1.4-litre or a 2-litre engine.

• Is the Volkswagen Scirocco any good?

  Although production of this vehicle ceased in 2017, it remains a reliable vehicle that’s enjoyable to drive.

• Where can I find Volkswagen Scirocco car insurance?

  You can compare the costs of Volkswagen Scirocco insurance using any price comparison website.

• Is a Volkswagen Scirocco expensive to insure?

  This depends on the specific model of Volkswagen Scirocco you have and the insurance group it falls under. Volkswagen Scirocco models can be found in insurance groups ranging from 18 to 36, meaning it could cost less than the average vehicle to insure. However, for more powerful models, the insurance could be a lot pricier.