Volkswagen Passat insurance group & cost

Find out how much it could cost you to insure your VW Passat, and what you can do to keep your premiums low.

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The Volkswagen Passat was designed to replace the outdated Volkswagen Type 3 and 4, as well as the Volkswagen K70. Since first being manufactured and sold in 1973, the Passat is now in its eighth generation and globally available, both as a hatchback and a coupe. It maintains a popular following, with around 310,000 cars being sold in 2016.

Keep reading to find out more about VW Passat car insurance costs and how you can save on your premiums.

Volkswagen Passat insurance cost by driver’s age

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
1.6 TDI SE 4d 12 £1,281 £743 £651 £525 Get Quote
1.6 TDI SE 4d DSG 12 £1,281 £743 £651 £525 Get Quote
1.6 TDI SE Business 4d 12 £1,281 £743 £651 £525 Get Quote
1.6 TDI SE Business 4d DSG 12 £1,281 £743 £651 £525 Get Quote
1.6 TDI GT 4d 13 £1,302 £756 £662 £534 Get Quote
1.6 TDI GT 4d DSG 13 £1,302 £756 £662 £534 Get Quote
GT (Panoramic Sunroof) 1.6 TDI BMT 120PS 4d 13 £1,302 £756 £662 £534 Get Quote
GT (Panoramic Sunroof) 1.6 TDI BMT 120PS DSG auto 4d 13 £1,302 £756 £662 £534 Get Quote
1.6 TDI Bluemotion 4d 15 £1,346 £781 £684 £552 Get Quote
1.6 TDI S 4d 15 £1,346 £781 £684 £552 Get Quote
1.6 TDI S 4d DSG 15 £1,346 £781 £684 £552 Get Quote
SE Business 1.4 TSI 125PS 4d 15 £1,346 £781 £684 £552 Get Quote
SE Business 1.4 TSI 125PS DSG auto 4d 15 £1,346 £781 £684 £552 Get Quote
GT 1.4 TSI 125PS 4d 16 £1,364 £791 £693 £560 Get Quote
GT 1.4 TSI 125PS DSG auto 4d 16 £1,364 £791 £693 £560 Get Quote
R-Line 1.4 TSI 125PS 4d 16 £1,364 £791 £693 £560 Get Quote
R-Line 1.4 TSI 125PS DSG auto 4d 16 £1,364 £791 £693 £560 Get Quote
S 1.4 TSI 125PS 4d 18 £1,390 £807 £707 £570 Get Quote
S 1.4 TSI 125PS DSG auto 4d 18 £1,390 £807 £707 £570 Get Quote
SE Business 1.4 TSI 150PS 4d 18 £1,390 £807 £707 £570 Get Quote
SE Business 1.4 TSI 150PS DSG auto 4d 18 £1,390 £807 £707 £570 Get Quote
2.0 TDI SE 4d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI SE 4d DSG 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI SE Business 4d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI SE Business 4d DSG 19 £1,399 £812 £711 £574 Get Quote
SE Business 1.5 TSI Evo 150PS 4d 19 £1,399 £812 £711 £574 Get Quote
SE Business 1.5 TSI Evo 150PS DSG auto 4d 19 £1,399 £812 £711 £574 Get Quote
SE Business 2.0 TDI SCR 150PS DSG auto (11/2017 on) 4d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI GT 4d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI GT 4d DSG 19 £1,399 £812 £711 £574 Get Quote
GT (Panoramic Sunroof) 2.0 TDI BMT 150PS 4d 19 £1,399 £812 £711 £574 Get Quote
GT (Panoramic Sunroof) 2.0 TDI BMT 150PS DSG auto 4d 19 £1,399 £812 £711 £574 Get Quote
GT 1.4 TSI 150PS 4d 19 £1,399 £812 £711 £574 Get Quote
GT 1.4 TSI 150PS DSG auto 4d 19 £1,399 £812 £711 £574 Get Quote
GT 2.0 TDI SCR 150PS DSG auto (11/2017 on) 4d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI R Line 4d 19 £1,399 £812 £711 £574 Get Quote
2.0 TDI R Line 4d DSG 19 £1,399 £812 £711 £574 Get Quote
R-Line (Panoramic Sunroof) 2.0 TDI BMT 150PS 4d 19 £1,399 £812 £711 £574 Get Quote
R-Line (Panoramic Sunroof) 2.0 TDI BMT 150PS DSG auto 4d 19 £1,399 £812 £711 £574 Get Quote
R-Line 1.4 TSI 150PS 4d 19 £1,399 £812 £711 £574 Get Quote
R-Line 1.4 TSI 150PS DSG auto 4d 19 £1,399 £812 £711 £574 Get Quote
R-Line 2.0 TDI SCR 150PS DSG auto (11/2017 on) 4d 19 £1,399 £812 £711 £574 Get Quote
SE 1.5 TSI Evo 150PS 4d 20 £1,407 £816 £715 £577 Get Quote
SE 1.5 TSI Evo 150PS DSG auto 4d 20 £1,407 £816 £715 £577 Get Quote
SE Nav 1.5 TSI Evo 150PS 4d 20 £1,407 £816 £715 £577 Get Quote
SE Nav 1.5 TSI Evo 150PS DSG auto 4d 20 £1,407 £816 £715 £577 Get Quote
GT 1.5 TSI Evo 150PS 4d 20 £1,407 £816 £715 £577 Get Quote
GT 1.5 TSI Evo 150PS DSG auto 4d 20 £1,407 £816 £715 £577 Get Quote
R-Line 1.5 TSI Evo 150PS 4d 20 £1,407 £816 £715 £577 Get Quote
R-Line 1.5 TSI Evo 150PS DSG auto 4d 20 £1,407 £816 £715 £577 Get Quote
SEL 1.5 TSI Evo 150PS 4d 20 £1,407 £816 £715 £577 Get Quote
SEL 1.5 TSI Evo 150PS DSG auto 4d 20 £1,407 £816 £715 £577 Get Quote
2.0 TDI S 4d 21 £1,417 £822 £720 £581 Get Quote
2.0 TDI S 4d DSG 21 £1,417 £822 £720 £581 Get Quote
S 1.4 TSI 150PS 4d 21 £1,417 £822 £720 £581 Get Quote
S 1.4 TSI 150PS DSG auto 4d 21 £1,417 £822 £720 £581 Get Quote
S 1.5 TSI Evo 150PS 4d 21 £1,417 £822 £720 £581 Get Quote
S 1.5 TSI Evo 150PS DSG auto 4d 21 £1,417 £822 £720 £581 Get Quote
S 2.0 TDI SCR 150PS DSG auto (11/2017 on) 4d 21 £1,417 £822 £720 £581 Get Quote
R-Line 1.5 TSI 150PS 4d 21 £1,417 £822 £720 £581 Get Quote
R-Line 1.5 TSI 150PS DSG auto 4d 21 £1,417 £822 £720 £581 Get Quote
2.0 TDI SCR (190bhp) GT 4d 22 £1,431 £830 £727 £587 Get Quote
2.0 TDI SCR (190bhp) GT 4d DSG 22 £1,431 £830 £727 £587 Get Quote
GT (Panoramic Sunroof) 2.0 TDI SCR BMT 190PS 4d 22 £1,431 £830 £727 £587 Get Quote
GT (Panoramic Sunroof) 2.0 TDI SCR BMT 190PS DSG auto 4d 22 £1,431 £830 £727 £587 Get Quote
GT 1.8 TSI 180PS 4d 22 £1,431 £830 £727 £587 Get Quote
GT 1.8 TSI 180PS DSG auto 4d 22 £1,431 £830 £727 £587 Get Quote
GT 2.0 TDI SCR 190PS DSG auto (11/2017 on) 4d 22 £1,431 £830 £727 £587 Get Quote
2.0 TDI SCR (190bhp) R Line 4d 23 £1,449 £841 £736 £594 Get Quote
2.0 TDI SCR (190bhp) R Line 4d DSG 23 £1,449 £841 £736 £594 Get Quote
R-Line (Panoramic Sunroof) 2.0 TDI SCR BMT 190PS 4d 23 £1,449 £841 £736 £594 Get Quote
R-Line (Panoramic Sunroof) 2.0 TDI SCR BMT 190PS DSG auto 4d 23 £1,449 £841 £736 £594 Get Quote
R-Line 1.8 TSI 180PS 4d 23 £1,449 £841 £736 £594 Get Quote
R-Line 1.8 TSI 180PS DSG auto 4d 23 £1,449 £841 £736 £594 Get Quote
R-Line 2.0 TDI SCR 190PS DSG auto (11/2017 on) 4d 23 £1,449 £841 £736 £594 Get Quote
SEL 2.0 TSI 190PS DSG auto 4d 25 £1,496 £868 £761 £614 Get Quote
1.4 TSI GTE 4d DSG 26 £1,521 £882 £773 £624 Get Quote
GTE 1.4 TSI PHEV 218PS DSG auto 4d 26 £1,521 £882 £773 £624 Get Quote
1.4 TSI GTE Advance 4d DSG 26 £1,521 £882 £773 £624 Get Quote
R-Line 2.0 TSI 190PS DSG auto 4d 26 £1,521 £882 £773 £624 Get Quote
GT 2.0 TSI 220PS DSG auto 4d 27 £1,541 £894 £783 £632 Get Quote
R-Line 2.0 TSI 220PS DSG auto 4d 27 £1,541 £894 £783 £632 Get Quote
2.0 BiTDI SCR GT 4MOTION 4d DSG 28 £1,556 £902 £791 £638 Get Quote
GT (Panoramic Sunroof) 2.0 BiTDI SCR BMT 240PS 4Motion DSG auto 4d 28 £1,556 £902 £791 £638 Get Quote
GTE Advance 1.4 TSI PHEV 218PS DSG auto 4d 28 £1,556 £902 £791 £638 Get Quote
2.0 BiTDI SCR R Line 4MOTION 4d DSG 28 £1,556 £902 £791 £638 Get Quote
R-Line (Panoramic Sunroof) 2.0 BiTDI SCR BMT 240PS 4Motion DSG auto 4d 28 £1,556 £902 £791 £638 Get Quote

Average Volkswagen Passat insurance costs

To provide you with an indication about how much it may cost to insure your Volkswagen Passat, we ran a series of quotes in order to find an average figure. Our results estimated that, on average, you could insure your Volkswagen Passat with comprehensive cover for the monthly price of £61.15, or an annual sum of £652.50. To run these quotes, we used the following information:

  • The car is a 2018 model
  • The driver is a 30-year-old teacher from London
  • Manual transmission
  • Petrol
  • 10,000 mileage per year
  • Factory fitted Thatcham approved alarm system
  • Used for social, domestic and commuting purposes
  • The car is not modified
  • The car is parked in a car park during the day
  • The car is parked on a driveway at night
  • Five years no claims discount
  • No driving or other convictions for the past 5 years

Which factors affect my Volkswagen Passat insurance rate?

Unfortunately, there are just as many factors that are likely to up your premium as there are to lower it. We’ve composed a list of factors for you below:

  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Your car usage
  • Your driving history
  • The size of your car’s engine
  • No claims discount

How can I save on my Volkswagen Passat premiums?

When it comes to car insurance, naturally you want to find the best deal for a price that’s affordable for you. We’ve devised a list of tips and tricks for you to help keep your premiums low:

  • Pay annually rather than monthly. By paying annually, you could save an average of £81.30 a year!
  • Make yourself a secure investment. The more that you appeal to insurance companies, the lower your premiums may be. You can do this by keeping a good credit rating and a clean history of no claims.
  • Be economical about your car usage. Whilst its tempting to use your car for all your travelling needs, occasionally opting for public transport or walking will help you to save on your premiums.
  • Don’t just accept your renewal quote. Renewal quotes aren’t always the best option out there, so you should make sure that you shop around.
  • Install extra safety precautions. Providers don’t like to insure risks, so by investing in extra precautions to make your car safer, you may in fact save money.
  • Avoid driving convictions. Driving convictions, or any convictions, will increase the price of your premiums.

Volkswagen Passat facts

  • The Passat has been marketed as the Dasher, Santana, Quantum, Magotan, Corsar and Carat.
  • You can zoom from 0-60mph in between 6 and 10 seconds.
  • A Guinness World Record was set using a 2013 Passat TDI for the best fuel economy of a non-hybrid car. A fuel consumption test was run, and the results equated to almost 80 miles per gallon.

Bottom line

The Volkswagen Passat has made upgrades over the year, seeking to target a more upmarket audience. The insurance prices are a bit higher than similar cars, but you can reduce the cost of premiums with the tips in our guide.

Frequently asked questions

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*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Feb ’24). 51% of car insurance customers could save £561.39
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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