Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.
| Name | Representative APR | Loan amounts | ||
|---|---|---|---|---|
 |
On Stride | 315.4% | £150 to £5,000 | |
 |
Bamboo Personal Loan | 49.7% | £2,000.00 to £15,000.00 | Check eligibility |
 |
Progressive Money Personal Loan for Homeowners | 61.91% | £1,000 to £15,000 | More info |
 |
Savvy Personal Loan | 1289.3%. | £300 to £1,200 | More info |
 |
Everyday Loans Personal Loan | 99.9% | £1,000.00 to £15,000.00 | Check eligibility |
| Name | Representative APR | Loan amounts | ||
|---|---|---|---|---|
 |
Norwich Trust Limited Unsecured Homeowner Loan | 31.9% | £3,000.00 to £20,000.00 | More info |
 |
1plus1 Loans Guarantor Loan | 39.9% | £1,000.00 to £10,000.00 | Go to site |
If you feel let down by mainstream lenders, either because you don’t meet eligibility criteria or because your credit history is less than perfect, sites like On Stride can provide helpful access to finance, albeit at relatively high interest rates.
On Stride didn’t expect you to have a flawless credit file, but as a responsible lender, it did run affordability checks (including a credit search) before approving your application for a loan.
It’s important to compare your options before taking out a loan and to seek the best rates you’re eligible for. While On Stride may have suited some borrowers with poor credit, if you have good credit and can afford the loan you’re after, you should be able to access better rates.
Similarly, if you have bad credit but could find a friend or relative with good credit to act as a guarantor (that’s somebody who promises to pay off the loan if you don’t), then once again, you may be able to access cheaper loans than if you apply alone.
There are a few key features you’ll want to consider when comparing loans.
If you need to borrow funds in a hurry to cover an unforeseen expense, this guide explores your options.
Wollit is a credit building service that aims to help improve your credit score by reporting your monthly plan payments to the UK’s 3 major credit reference agencies.
Abound (formerly Fintern) is a UK lender that promises to offer borrowing “reinvented”, with affordable tailored loans.
JN Bank offers personal loans with a focus on flexible repayment options, but what rate can you expect?
You’ll find customer satisfaction star ratings on some of our personal loans provider reviews. Here’s how we came up with them.
44% of Brits have gambled at least once in 2023. We unpacked the latest statistics to see what we are gambling on and how much we spend.
Looking to build your credit score at no cost? Loqbox is an innovative new service designed to do just that.
United Trust Bank offers second-charge and ‘mini’ mortgages of £10,000 to £1 million repayable over 2 to 30 years. See how other lenders compare.
Looking for a personal loan? Read the definitive guide to find out how to compare interest rates, fees and features to find the right loan for you. There’s a range of loans available to apply for – we’ll help you find the right one.
Compare live rates, fees and eligibility criteria from a range of lenders to get the right loan for your needs at the lowest overall cost.