Nissan Micra insurance cost

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: Oct 2019 (source: Quotezone)

Average Nissan Micra insurance rates

To provide you with an idea of how much it could cost you to insure your Nissan Micra, we ran several quotes in order to obtain an average figure. Our results estimated that, on average, you could insure your Nissan Micra with a comprehensive policy for monthly installments of £42.95, or an annual sum of £464.35. For our enquiries, we used the following information:

• The car is a 2018 model
• The driver is a 30-year-old teacher from London
• Manual transmission
• Petrol
• 10,000 mileage per year
• Factory fitted Thatcham approved alarm system
• Used for social, domestic and commuting purposes
• The car is not modified
• The car is parked in a car park during the day
• The car is parked on a driveway at night
• Five years no claims discount
• No driving or other convictions for the past 5 years

Which factors affect the cost of my Nissan Micra insurance?

Unfortunately, there are a lot of factors that are likely to impact the price of your premiums. We have listed a selection of these factors below:

• Your age, marital status, job and where you live
• The model and age of your car
• Your car’s safety rating, security and any anti-theft precautions
• Annual mileage
• Your driving history and activity
• The size of your car’s engine
• No claims discount

How can I save on my Nissan Micra premiums?

Sometimes premiums rise and you’re left with unexpected, extra costs, and a financial headache. However, there are a selection of tips and tricks for you to try to prevent this from happening, and maybe even reduce them! Our advice includes:

• Pay annually rather than monthly. By paying annually, you could save an average of £51.05 a year!
• Make yourself a secure investment. If you keep a good credit rating and a clean history of no claims, you may be rewarded by your provider with lower premiums.
• Be economical about your car usage. Although it’s tempting to use your car for all your travelling needs, choosing alternative transport methods will help to keep your mileage low, which may lower your premiums.
• Don’t just accept your renewal quote. Most people simply accept their renewal quote, but you shouldn’t! When it’s time for renewal, make sure you shop around.
• Install extra safety precautions. Providers don’t like to insure risks, so the more secure you can make your car, the lower your premiums may be.
• Avoid driving convictions. Convictions of any kind will up your premium price, so try to avoid them.

Nissan Micra facts

• In Latin America, Japan and parts of Asia, the Nissan Micra is actually known as the Nissan March.
• According to What Car? Magazine, the K12 Nissan Micra is one of the most secure cars you can buy.
• In 1989, Nissan created a limited-edition model of the Micra called the ‘Super Turbo’. It was powered by 108 horsepower and is the fastest car Nissan has produced.

How safe is Nissan Micra?

When tested by Euro NCAP in 2017, the Nissan Micra was awarded a 4/5 safety rating. It scored impressively with adult occupant safety, achieving 91%, and got a great score of 79% for child occupant safety. Unfortunately, the Nissan Micra’s safety features only merited it a score of 49% for its safety assist. Because of its mediocre score, it might be worthwhile to invest in some optional features.

As previously mentioned, the safer that your vehicle is, the lower your premiums may be. Whilst not scoring well for its safety assist, the new Nissan Micra does come with a selection of great safety features as standard. AEB City and AEB Inter-urban are fantastic features that can monitor the distance between your vehicle and an obstacle in front, and is designed to help you to avoid low-speed and rear-ending collisions. The Micra also comes with Speed Assistance which keeps you maintain the legal speed limit.

If you find yourself wanting to invest in extra safety measures, you may wish to consider the AEB Pedestrian. Whilst the Micra scored 68% for pedestrian safety, this feature is fantastic and will help you if you encounter an unexpected obstacle. You could also consider the Lane Assist system that warns you if you are beginning to move from your lane and is designed to prevent you from drifting.

It might be worth getting on the phone with your insurance provider and negotiating lower premiums for increase safety features.