CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 72%-80.5% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
DEGIRO vs Trading 212
Find out what we thought of these low-fee trading platforms.
What's in this guide?
Degiro Share Dealing
- Great for investors looking to buy and hold shares
- Some of the lowest fees in the market
- Access to millions of shares in international markets
- Easy to buy and manage shares online
- Capital at risk, investments may fall
DEGIRO is a low-cost broker for share trading. It lets you purchase stocks, shares, investment trusts, bonds and ETFs. Trading 212 offers the opportunity to trade stocks without paying any fees. Free and low-cost share trading have become pretty popular recently with other companies such as Stake, Freetrade and eToro offering the chance to invest fee-free.
Find out what we thought when we compared them below.
DEGIRO vs Trading 212
 |  | |
| Overall rating | ★★★★★ | ★★★★★ |
| Markets and products rating | ★★★★★ | ★★★★★ |
| Costs rating | ★★★★★ | ★★★★★ |
| Mobile and web features rating | ★★★★★ | ★★★★★ |
| Learning resources and tools rating | ★★★★★ | ★★★★★ |
| Keep in mind | 76% of retail CFD accounts lose money | |
| Go to site More Info | Go to site More Info |
What markets and products do they cover?
| | |
| Rating | ★★★★★ | ★★★★★ |
| Stocks and shares ISA | ||
| Pension (SIPP) | ||
| Lifetime ISA (LISA) | ||
| Junior products | ||
| Fractional shares | ||
| Ethical investing | ||
| Go to site More Info | Go to site More Info |
Mobile and web features
| | |
| Rating | ★★★★★ | ★★★★★ |
| Desktop/web app | ||
| iPhone app | ||
| Android app | ||
| Share price notifications | ||
| Go to site More Info | Go to site More Info |
Learning resources
| | |
| Rating | ★★★★★ | ★★★★★ |
| Guides and information on products available | ||
| Videos and walkthroughs | ||
| Demo account | ||
| Advice | ||
| Go to site More Info | Go to site More Info |
Our top pick for
All-rounder
Our top pick for
Beginners
Our top pick for
US shares
Our top pick for
Social trading
DEGIRO vs Trading 212: costs
Trading 212 does not charge for anything but comes with restrictions on withdrawal and deposit amounts. DEGIRO is known to be a lower cost option, claiming to save you 86% on shares and 90% on ETFs.
You’d usually expect to spend upwards of £10 per transaction, which can minimise your potential returns. This is a good opportunity to try out share trading without spending a whole lot of money.
DEGIRO vs Trading 212: demo account
Trading 212 has a demo account available, meaning you can practise trading without using real money. Once you’ve got the hang of it, you can try it out for real! It lets you have a go without even giving up an email address. Of course, if you want to keep an eye on your imaginary stocks for days, weeks or months, you’ll have to sign up.
This is something that DEGIRO does not offer, so if you want to try before you buy, you’ll have to do so with a different platform.
DEGIRO vs Trading 212: Reddit users’ verdict
Reddit users like the low costs of using Trading 212, while DEGIRO charges fees, but tend to be a little hesitant as it’s newer to the game than DEGIRO. As Trading 212 only makes money from its CFD account, it is possible for the regular investment account and ISA to be free.
A really popular feature of Trading 212 is that you can trade fractional shares. Seemingly, Reddit users who prefer DEGIRO do so because they like that it is more widely established that Trading 212.
Our verdict: Is DEGIRO better than Trading 212?
These are both great options for low-cost trading, but, overall, Trading 212 probably comes out on top. There are benefits of using each one over the other, such as that you can open a stocks and shares individual savings account (ISA) with Trading 212 and that DEGIRO has been around for longer. DEGIRO isn’t a UK company, so you don’t have protection from the Financial Services Compensation Scheme, which would cover you if the company were to become insolvent. Additionally, Trading 212 has a demo account, which means you can give it a go before you commit.
Compare platforms similar to DEGIRO and Trading 212
Table: sorted by promoted deals first
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Capital is at risk.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Capital is at risk.
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