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Companies like iwoca

Whether you're looking to buy new equipment or need help with your cash flow, there are lenders that may be able to support your business.

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By

Chris Lilly

Updated

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iwoca offers unsecured business loans between £1,000 and £200,000 to SMEs and takes into account both your business’s past performance and your credit score. You can expect comparatively high rates, a quick decision (in some cases you may be able to get the funds within hours from the application) and good flexibility with the repayments.

A number of other lenders can help SMEs secure similar financing online and we’ve put together a list of them here. Alternatively you can find information on the wide range of business financing options available to startups and small businesses.

NameEstablishedDescription
iwoca Small Business Loan iwoca 2011 Variable rate unsecured loan
Kriya Small Business Loan Kriya 2010 Fixed rate unsecured peer-to-peer loan More info
Nucleus Cash Flow Finance Nucleus 2011 Fixed rate unsecured loan More info
Spotcap Short Term Loan Spotcap 2014 Fixed rate unsecured loan More info
Funding Circle Unsecured Business Loan Funding Circle 2010 Fixed rate unsecured loan More info
Esme Business Loan Esme 2016 Fixed rate unsecured loan More info

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